Bajaj Two Wheeler Insurance

Bajaj Bike Insurance Policy starting from ₹752 only

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Take a look at Bajaj two-wheelers – what makes them one of the most popular two wheeler manufacturers, Bajaj two wheeler insurance policies and factors to look for before you purchase one.  

While India is home to as many as 22 two-wheeler manufacturers, Bajaj Auto Limited brings its range of two-wheelers, to cater to a diversified range of customer segments. From cruiser to commuter and sports bikes, the manufacturer extends a plethora of options for Indians to ride on.

With over 660 dealerships present across 408 Indian cities, the company serves a significant section of Indian consumers looking for the two-wheelers.

While two-wheelers have become an essential means for daily commute, they also come with a set of risks and uncertainties on the road. A Bajaj bike insurance policy thus safeguards you as well as the vehicle against various financial risks and losses. 

Two-wheeler insurance policies have been mandated under the Motor Vehicles Act 1988. While being legally essential, the plans also provide extensive financial protection and keep you worry-free while riding.

But before moving on to Bajaj two-wheeler insurance plans, familiarise yourself with the two-wheelers produced under Bajaj Auto Limited. 

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What’s Covered in Bajaj Bike Insurance



Common damages faced during accidents

Bike Theft


In case your bike or scooter is unfortunately stolen

Car Got Fire


Common damages faced due to a fire

Natural Disaster

Natural Disasters

Damages caused due to nature’s many furies

Personal Accident

Personal Accident

For times when you’ve hurt yourself too bad

Third Party Losses

Third Party Losses

When someone or something gets hurt for your bike’s actions

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why should you buy Digit's Bajaj Bike Insurance?

Cashless Repairs

Cashless Repairs

4400+ Cashless Network Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Super-fast Claims

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Bike Insurance plans that fit your needs

Third Party

A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.


A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Third Party



How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

An Overview of Bajaj Auto Limited

4 Reasons Why You Should Purchase a Bajaj Two-Wheeler Insurance Policy

Reasons to Choose Digit for Your Bajaj Bike Insurance Policy

How to Reduce Your Bajaj Bike Insurance Premium?