Among the several insurance providers that are functional in India, Digit stands out with its fast increasing customer base. While “popularity” is a valid reason to get interested, as an owner you should know what to expect from your Digit Platina bike insurance policy, should you opt for it.
- Convenient Filing Process for Claim Settlement - One of the most vital pointers to check while purchasing an insurance policy is the procedure of filing a claim. Digit offers prompt claims with easy verification. Especially with the smartphone-enabled self-verification offered by Digit, the process can be completed within a few minutes. Additionally, we also have a high rate of claim settlements which indicates a positive resolution should you need to avail the benefits of your Platina insurance.
- Well Connected Range of Network Garages - Digit boasts of having more than 1,000 network garages across India. This is especially helpful since you can have your Bajaj Platina easily repaired from any of these garages in the event of an accident, without even going through the hassle of handling money.
Choice of Policy Type - Digit offers you several options of two-wheeler insurance policy from which you can choose as per your requirements. Consequently, it is also vital that you understand the offerings of different policies along with their benefits.
- Third-Party Liability Two-Wheeler Insurance Policy: Mandatory under Government norms, these policies take care of any liability charges that might come up against your Bajaj Platina in case of an accident. This includes damage to any third-party property or vehicle as well as injury to another individual. Vital to note, a third-party Bajaj Platina insurance policy does not cover the damage to your motorbike in the event of an accident.
- Comprehensive Two-Wheeler Insurance Policy: As the name of this policy suggests, it covers both liability charges along with any damage your two-wheeler sustains in an accident. Furthermore, these policies also cover your Bajaj Platina if it is subjected to burglary or damage due to natural, as well as man-made calamities.
Also note that if you have purchased your motorbike after September 2018, you can also opt for an own damage cover. These policies only cover the damages to your motorcycle in the event of an accident. Understandably, since availing third-party liability policies are mandatory in India, you must have an existing one under place already.
Multiple Add-On Options to Choose from - Digit also offers numerous add-on covers which can be purchased along with your comprehensive Platina bike insurance policy to protect your two-wheeler even further.
- Engine and gear protection cover
- Zero depreciation cover
- Consumable cover
- Breakdown assistance
- Return to invoice cover
- Ease of Purchase and Renewal - With online availability, Digit offers ease of purchase or renewal of your two-wheeler insurance policy. Along with the chance to choose a policy which best fits your needs, it also allows you to compare the features offered on different insurance covers. While online purchase can be completed within minutes after you have selected the policy of your choice, Platina bike insurance renewal can be completed even faster by logging in your account.
- Ever Available 24x7 Customer Care - Digit’s customer care service is also very active to ensure that you can reach us at any time. Be it an emergency when you need to file your claim or any query you face while buying an insurance policy; Digit’s customer care is available all through the day. Additionally, you can also reach us through the week with our customer care being active 24X7.
- Customised IDV for Your Two-Wheeler - IDV or Insured Declared Value is the lump sum amount that you are paid on the event of your Bajaj Platina being stolen or damaged beyond any scope of repair. At Digit, you can choose the sum of money you would prefer to have as your IDV while purchasing your insurance policy.
- Advantage of No Claim Bonus - As a rider, if you have undertaken safety norms, there is quite a low probability of your two-wheeler being damaged due to an accident. Under such circumstances, you are eligible for a bonus which is compounded due to no claim being made on your existing policy. This no claim bonus can be especially helpful during your Bajaj Platina bike insurance renewal since it effectively reduces the premium you are to pay.
It is now time for you to decide which insurance provider to choose to opt for the maximum protection of your Bajaj Platina; a necessity to safeguard against any unforeseen circumstances.
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