New Bike Insurance Online

Bike Brand

......................................................
...................................
..............................................

Bike Variant

Registration Date

Year

Month

Get Quote

Honda Activa
Bajaj Avenger
Bajaj Pulsar
Yamaha Alpha
Yamaha Fazer

Recent years
New bike
2018
2017
2016
2015
2014
2013
2012
2011

Buy Insurance for your New Two Wheeler

Finally, you bought your dream bike, happy right? We’re happy for you too! 😊 but as an expert, we would like you to also think about its protection. And it's very simple, you can protect it by simply getting it insured. Don’t stress, we will tell you all about it.

There are two types of bike insurance, Comprehensive bike insurance and Third-party liability insurance.

Bike Insurance plans for your New Bike

Third Party

A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.

Comprehensive

A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Importance of IDV when choosing the Bike Insurance Policy

IDV is Insured Declared Value, it is the maximum amount your insurer will give you, in case your bike is completely damaged or stolen. We know low premiums are luring but it will not give you maximum financial benefit. Always check the IDV you are being offered and not just the premium. We suggest you choose higher IDV, you know why? In the case of the total loss of your bike, a higher IDV leads to higher reimbursements.

At Digit, we let you customise your IDV as per your choice because we want you to make the right decision without any compromise.

Things to consider when buying insurance for your New Bike

There are several factors to keep in mind when buying bike insurance for your new bike. Paying attention to them will ensure that you fetch an ideal level of cover. Some of these factors are given below:

Claim procedure - This is very important; this process should be super-fast and hassle-free. Check the claim history of the insurer from all the sources possible.
Policy type - Know the policy types, it is very important to know the options you have to make an appropriate decision. Choose third-party insurance or a comprehensive plan depending on your insurance needs.
Add-Ons - Choosing the right add-ons along with your policy can give you maximum benefits. Some of these are, Zero Depreciation cover, NCB cover, Invoice Protection cover and Engine Protect cover. Learn about add-ons and choose the right ones.
Right IDV - Right IDV plays an important role in choosing or renewing the policy. Higher the IDV, higher is the compensation at the time of unforeseen situations.
Compare rates online - Go online for comparing the rates, check out the various options available and buy your policy online. The best part of buying a policy online especially with us is there is no paperwork involved, just put your details online and you are sorted.

Is it a good idea to buy New Bike Insurance from the Dealer?

We know you will be very happy to escape all the time, the energy that will go into looking for the right insurance company online or offline, so most of the owners take the insurance policy offered by the dealers only. It saves time and of course, it is convenient. But is it the right thing to do? Let’s see what can go wrong if you plan to buy a policy from your dealer.

You will get limited options - Once you have purchased the bike from the dealer, the second thing they would like to sell you is the insurance policy. Options which your dealer will be very limited as compared to the other online insurance companies. Your dealer will have tie-ups with specific insurance companies and will offer you insurance solutions provided by these companies only.
Best Add-ons - You sure will not get the best add-ons from dealers. The comprehensive policy does not cover it all until and unless it is accompanied with apt add-ons.
Can’t compare rates - Comparing rates is very important but when you plan to buy insurance from a dealer you will not get this opportunity.

We suggest go online, do some research or buy a policy online only. The process is fast, no paper-work and you get your peace of mind because you don’t compromise. You choose your insurance policy.

Why Choose Digit's Two Wheeler Insurance

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Cashless Repairs

1000+ Cashless Network Garages for you to choose from across India

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

With us, you can customize your IDV as per your choice!

How to Buy New Bike Insurance Online?

Step 1 - Go to Bike Insurance page, Fill your Vehicle’s Make, Model, Variant, Registration Date (select new bike). Press ‘Get Quote’ and choose your choice of Plan.

Step 2 - Choose between a Third-Party Liability Only or a Standard Package (Comprehensive Insurance).

Step 3 - Give us details about your previous No Claim Bonus earned.

Step 4 - You will get quote for your premium. If you have chosen a Standard Plan you can customize it further by selecting add-on’s, setting the IDV. You will see the final premium on the next page.