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How Does Age Affect Your Health Insurance Premium?

Does Health Insurance Premium Increase With Age?

Why Do Health Insurance Premiums Increase with Age?

Health Insurance Premium Age Slab

Age Group Sum Insured (₹) Premium (₹/Year) Policy Type Additional Features
18-25 ₹3,00,000 ₹2,414 Individual Health Plan Basic Coverage
26-35 ₹3,00,000 ₹3,200 Individual Health Plan No-Claim Bonus
36-45 ₹3,00,000 ₹4,850 Individual Health Plan Critical Illness Cover
46-55 ₹3,00,000 ₹6,208 Individual Health Plan Pre-Existing Condition Cover
56-65 ₹3,00,000 ₹9,500 Senior Citizen Plan Annual Health Check-Ups
66-75 ₹3,00,000 ₹12,800 Senior Citizen Plan Co-Payment Option
76+ ₹3,00,000 ₹15,600 Senior Citizen Plan Higher Deductible Option

This table provides a general overview of how premiums might vary based on age and policy features. Specific premium amounts can vary depending on the insurance provider, location, and additional coverage options selected.

What is the Right Age to Buy Your Health Insurance?

Why is Getting Health Insurance at a Young Age a Good Decision?

FAQS about How Age Affects Your Health Insurance Premium