In situations where you feel that the coverage provided by your existing health policy is not sufficient, it might be necessary for you to upgrade your health insurance plan.
There are many reasons why you might wish to upgrade your health insurance, for example, if you require more coverage as you get older, or you have recently had a major life change, such as getting married or having a baby.
Additionally, with the increasing cost of medical care, you might feel that a higher coverage will be helpful for you in the long run. Thus, the best time to upgrade your health insurance is while you are still quite young as the risk of illnesses will also grow with age.