How to File an International Travel Insurance Claim with Digit?
To file your Digit travel insurance claim, contact us at:
- India: 1800-103-448
- International: +91-7799022308 (Just give a missed call)
- Email: travelclaims@godigit.com
We are available 24/7, even on National Holidays.
When we say we’re making insurance simple, we truly mean it! We understand the time, effort, and money you’ve probably already spent on your journey. That’s why we’ve made our travel insurance purchase and claim processes super simple, paperless, and quick. Check out the claim process below.
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How to File Digit Travel Insurance Claim?
Filing a travel insurance claim with Digit involves three simple steps, which are completely online and require no paperwork. Below is how:
Step 1: Reach Out to Us Easily
Whether you're in India or travelling internationally, getting in touch with us is simple:
- In India: Call us at 1800-103-448.
- For international travel claims: Just give a missed call to +91-7799022308.
Once we receive your missed call, our team will call you back within 10 minutes to understand your situation and guide you through the next steps.
Step 2: Receive a Secure Link to Upload Your Documents
After our initial conversation, we’ll carefully assess your case. Based on this, we’ll send you a secure link via email or SMS. You will need to upload the necessary documents and your bank account details—no need to visit any office or send physical copies.
Step 3: Sit Back While We Handle the Rest
Once we receive your documents, our team will review and verify everything thoroughly. We’ll then begin processing your claim as quickly as possible. You’ll receive timely updates on your claim status via email, so you’re always in the loop.
We’re committed to making this process smooth, transparent, and hassle-free for you.
What Documents are Required to File a Travel Insurance Claim?
Filing a claim would require you to submit a few documents based on your claim type.
Documents Required for Major Travel Insurance Claims
These are commonly required documents to claim travel insurance for cases like medical, personal accidents, trip interruptions, and baggage losses.
| Claim Type | Required Documents |
| Medical Treatment & Accidental Treatment | All medical reports and records. Receipts for medical expenses covered by the policy. FIR (if road accident or third-party involvement). |
| Dental Treatment | Medical treatment reports. Receipts for dental expenses incurred. |
| Personal Accident | Preliminary medical report with diagnosis. Death/PTD/PPD certificate from a doctor (if applicable). Common carrier ticket (if applicable). |
| Common Carrier Accident | Medical report and death/disability certificate. Copy of ticket from the carrier. |
| Trip Cancellation | Medical certificate for cancellation. Death certificate (if applicable). Cancellation proof of tickets, hotel, or events. |
| Trip Abandonment | Medical certificate or death certificate (if applicable). Cancellation and new booking details. Hotel booking receipts. |
| Baggage Delay | Baggage tag receipts. Written confirmation from airline regarding delay. |
| Total Loss of Checked-In Baggage | Property Irregularity Report. Baggage tag receipts. |
| Missed Connection | Written confirmation from carrier regarding delay. Proof of denied alternate travel arrangements. |
Documents Required for Other Travel Insurance Claims
Here is the list of documents required to file specific travel claim types.
| Claim Type | Required Documents |
| Hijack Distress | Police report confirming hijack details. Letter from the carrier with hijack details. Media proof (e.g., newspaper clippings, photographs). |
| Trip Extension | Medical certificate with admission and discharge dates. FIR for lost passport (if applicable). Application for an emergency travel document. |
| Compassionate Visit | Medical certificate with hospitalisation details. Bills for the visitor’s travel and stay. |
| Escort of Minor Child | Medical certificate (if applicable). Previous and newly booked ticket receipts for both the escort and the minor child. |
| Common Carrier Delay | Security-stamped boarding pass. Smartphone photo proof (if applicable, 5MP+ camera). |
| Personal Liability & Bail Bond | Proof of payment for damages or legal costs. Copy of court award or bail bond. |
| All Risk Cancellation | Proof of ticket cancellation. Booking and payment details for cancelled bookings. |
| Loss of Passport/Driving License | Police report for loss. Receipts for emergency documents or a duplicate passport/license. |
| Bounced Booking | Confirmation from the provider for service cancellation. Receipts for any refunds, travel, or stay vouchers received. |
| Loss of Baggage & Personal Belongings | Police report within 24 hours. Confirmation from the authority of loss. Proof of purchase for lost/stolen items. |
| Home Building & Contents | FIR for loss or damage. Repair estimates and final bills. Invoices for items covered by the policy. |
| Emergency/Financial Cash Assistance | Police report for theft or loss. Purchase proof for affected items. |
| Golfer’s Hole-in-One | Letter from the USGA recognising the achievement. |
| Fraudulent Charges | Proof of card disablement within 24 hours. List of unauthorised transactions. Complaint letter to the bank. |
| Extended Pet Stay | Receipts for pet stay. Pet ownership proof. Airline letter for delay, if applicable. |
| Upgradation to Business Class | Economy ticket details. Medical certificate recommending the upgrade. |
| Study Interruption | Airline letter confirming delay. Medical records, if hospitalisation occurred. |
| Accident of Sponsor | Medical report. Death/PTD/PPD certificate from a medical practitioner. |
| Maternity & Baby Cover | Medical reports. Receipts for covered expenses. |
| Coverage at Home Country | Return ticket details. Other supporting documents, as requested. |
Note: The documents listed are provided for reference and initial review purposes only. Additional documentation may be requested at any stage of the review or processing of claim to ensure proper evaluation and resolution.
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How Can I Track My Claim Status?
Once you have registered a claim with Digit, you will receive regular updates regarding its status via email from our team. Should you wish to proactively check the progress of your claim, you may contact us directly by writing to travelclaims@godigit.com.
Filing an international travel insurance claim is an essential process for getting the most out of your insurance coverage. By understanding the common mistakes, following the correct procedures, and keeping organised, you’ll maximise your chances of a smooth and efficient claims experience.
How Long Does Digit Take to Settle Travel Insurance Claims?
For non-medical claims, such as common carrier delays, delays of checked-in baggage, or trip cancellations, the turnaround time (TAT) is typically between 1 to 3 days from the date on which all required documents are submitted.
Medical claims, which often demand more detailed documentation and verification, are generally processed within 7 days from the time all necessary documents are received.
It is important to note that these timelines apply to reimbursement claims. If you have opted for a cashless facility, settlements will be made directly to the hospital as needed.
We Paid ₹11.51 Lakh Claim on a ₹2,000 Travel Policy for Thailand
What started as an adventurous bike ride in Bali turned into a medical emergency for 27-year-old Guneet Kaur Dang. A serious fall led to a fractured femur, requiring urgent surgery and hospitalisation.
Fortunately, Guneet was covered under our Digit Travel Insurance, which included emergency accidental treatment and evacuation.
We stepped in fast and settled the claim of ₹11.51 lakh, ensuring she received timely care without any financial burden. This stands as our highest-ever travel insurance payout, proving once again that when things go wrong abroad, we step in fast and we step in big.
Always read the policy documents carefully, adhere to deadlines, and ensure you provide all the necessary evidence. With these tips in mind, you can reduce the likelihood of your claim being rejected or delayed.