Comprehensive vs Third Party Bike Insurance

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Difference between Comprehensive & Third-Party Two Wheeler Insurance

Difference between Comprehensive and Third-Party Bike Insurance

Comprehensive Bike Insurance

Third-Party Bike Insurance

Comprehensive bike insurance policy is a combination of third-party liability insurance and own-damage cover.

Third-party bike insurance is a mandatory policy that takes care of the damages caused to third-party, it is mandatory by law in India as per the Motor Vehicles Act, 1988.

Your bike will be covered against theft, loss, and damage. It offers monetary support against all kinds of damages caused to your bike as well as another individual, vehicle or property.

A third-party liability bike insurance will protect you only against damage/loss towards the third-party.

With this policy, you can opt for beneficial Add-ons.

This policy provides only Personal Accident Cover.

Recommended if you need complete coverage for your bike along with add-ons.

Recommended in case you rarely ride your bike or it’s too old already.

This policy offers extensive coverage.

This policy offers limited coverage.

The premium of a comprehensive bike insurance policy is higher than that of third-party insurance.

Third-party bike insurance policy is less expensive.

Benefits