Hero Bike Insurance

Get Hero Bike Insurance Policy starting from ₹752 only.

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Buy/Renew Hero Two Wheeler Insurance Policy Online

Purchasing a Hero bike? Learn all about what makes them so coveted and what to look for before purchasing a hero bike insurance to accompany your vehicle. 

According to a sales report released by Hero MotoCorp, the company sold more than 7.8 million two-wheelers in India in FY 2018-19. (1)

Further, between October and December 2018, the company earned a revenue of more than Rs. 7,800 Crore. (2)

But, what is it that makes these bikes so popular? What made Hero MotoCorp rank amongst the Forbes 200 Most Respected Companies in the World? Also, why is availing a Hero bike insurance policy so important for owners?

Well, for starters, availing a third party liability insurance policy is mandatory under the Motor Vehicles Act 1988. If you do not at least have your Hero bike insured under a third-party policy you can be penalised for traffic violation. 

Further, your bike also stands the risk of getting damaged due to an accident, theft, fire, natural calamities, etc. That is why it is crucial for you to avail an insurance policy.

But before delving into the nitty-gritty of purchasing a Hero two-wheeler insurance policy, let us start with a brief history of the company that produces these bikes.

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What’s Covered in Hero Bike Insurance

Bike-insurance-damaged

Accidents

Common damages faced during accidents

Bike Theft

Theft

In case your bike or scooter is unfortunately stolen

Car Got Fire

Fire

Common damages faced due to a fire

Natural Disaster

Natural Disasters

Damages caused due to nature’s many furies

Personal Accident

Personal Accident

For times when you’ve hurt yourself too bad

Third Party Losses

Third Party Losses

When someone or something gets hurt for your bike’s actions

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why should you buy Digit's Hero Bike Insurance?

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Cashless Repairs

1000+ Cashless Garages for you to choose from across India

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

With us, you can customize your IDV as per your choice!

Bike Insurance plans that fit your needs

Third Party

A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.

Comprehensive

A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Third Party

Comprehensive

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How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Hero MotoCorp – What You Should Know About the Company

Why Must You Buy a Hero Bike Insurance?

Why Should You Choose Digit's Hero Bike Insurance?

Reducing Hero Two-wheeler Insurance Premiums Effectively

FAQs about Hero Bike Insurance in India