Tata Ace Insurance

I agree to the Terms & Conditions

Don’t have Reg num?
It’s a brand new vehicle

Buy or Renew Tata Ace Insurance Online

What is Commercial Tata Ace Insurance?

Why Should You Buy Tata Ace Insurance?

Why choose a Commercial Vehicle Insurance for Tata Ace by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection process takes just a few minutes!

What's Covered in a Tata Ace Insurance by Digit?



Damages and losses caused to the goods carrying vehicle due to an accident.



Any damages and losses caused to the goods carrying vehicle in the case of a theft.



Any damage or losses caused to the goods carrying vehicle in an unfortunate case of fire.

Natural Disasters

Natural Disasters

Any damage and losses caused to your goods carrying vehicle due to floods, earthquakes and other natural calamities.

Personal Accident

Personal Accident

Covers for any personal injuries or death of the owner-driver of the insured goods carrying vehicle.

Third Party Losses

Third Party Losses

Covers for losses and damage caused to a third-party vehicle, property or person due to the insured goods carrying vehicle, in the case of an accident or collision.

Towing Disabled Vehicles

Towing Disabled Vehicles

Covers for any damage caused to your goods carrying vehicle in cases where it's being towed.

What’s not covered?

It is equally important to know what’s not covered in your commercial vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damage to your own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed vehicle is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to contributory negligence of the driver (such as driving when there’s an existing flood).  

Consequential Damages

Any damage that is not a direct result of the accident/natural calamity, i.e., consequential losses like loss of earnings, loss of market, etc.

Key Features of Tata Ace Insurance by Digit

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support


Customized as per type of commercial vehicle & number of vehicles to be insured

Additional Coverage

PA Covers, legal liability cover, special exclusions and compulsory deductibles, etc.

Damages to Third-Party

Unlimited liability for personal damages, up to 7.5 lakhs for property/vehicle damages

Types of Tata Ace Insurance Policies

Based on the requirement of your commercial vehicle, we primarily offer two policies. However, considering the risk and use of commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own commercial vehicle, and the owner-driver using it as well.

Liability Only

Standard Package


How to file a claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Why Should You Buy Tata Ace?

FAQs about Tata Ace Insurance