Commercial Van Insurance
2000+
Cashless Garages
96% Claim
Settlement Ratio
60 Lakh+
Policies Sold
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2000+
Cashless Garages
96% Claim
Settlement Ratio
60 Lakh+
Policies Sold
Commercial /School Van insurance Price & Policy Renewal Online
What is Commercial Van Insurance?
A commercial van insurance is a type of commercial vehicle insurance policy designed to cover for vans used for business purposes. Such as school vans, private vans and other vans used to transport passengers or goods from one place to another.
While a basic, third-party liability policy helps cover for third-party liabilities, as mandated by the law; a comprehensive van insurance policy helps cover for one’s own damages and losses as well.
Types of Commercial Vans Covered
- School Van: Vans owned and used by schools to transport students and teachers from one place to another, can be covered as part of our van insurance.
- Public Van: Vans used for the purpose of public transportation too can be covered.
- Private Van: Vans used for the purpose of carrying passengers or transporting business goods too can be covered for.
- Other Commercial Vans: All other vans used for commercial and operational purposes can be covered.
Why should I buy a Commercial Van Insurance?
- Comply with the Law: As per the Motor Vehicle Act, all vehicles including vans are required to at least have a third-party vehicle insurance in place. Without the same, you may be charged a hefty fine!
- Protection from Unforeseen Losses: While a third-party van insurance would only cover you legally, and for losses to a third-party, a comprehensive van insurance will also help cover from your van’s own damages and losses that could arise at any time.
- Covers for Van Owner-Driver: Whether you get a third-party van insurance or a comprehensive van insurance, your commercial van insurance will also cover for the van’s owner-driver in unfortunate circumstances.
- Passenger Protection: With a comprehensive van insurance, you can also opt to cover for any passengers that may be traveling in your van.
Why choose a Commercial Van Insurance by Digit?
We treat our customers like VIPs, know how…
Customize your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
24*7 Support
24*7 call facility even on National Holidays
Super-Fast claims
Smartphone enabled self-inspection processes takes minutes!
What's Covered in a Commercial Van Insurance?
Accidents
Damages and losses caused to the van due to an accident.
Theft
Any damages and losses caused to the van in the case of a theft.
Fire
Any damages or losses caused to the van in an unfortunate case of fire.
Natural Disasters
Any damages and losses caused to the van due to floods, earthquakes and other natural calamities.
Personal Accident
Covers for any personal injuries or death of the owner-driver of the van.
Third Party Losses
Covers for losses and damages caused to a third-party vehicle, property or person due to the insured van, in the case of an accident or collision.
Towing Disabled Vehicles
Covers for any damages caused to the van in cases where it's being towed.
What’s not covered in a Commercial Van Insurance?
It is equally important to know what’s not covered in your commercial van insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Own Damages for Third-Party Policy holder
If you’re only going for Third-Party Commercial van insurance for your van, then own damages and losses won’t be covered.
Drunk Driving, or Driving Without a valid License
If during a claim, the driver-owner is found to be driving the commercial van without a valid driver’s license or under the influence of alcohol then the commercial van won’t be covered.
Contributory Negligence
Any damages or losses caused to the commercial van due to contributory negligence won’t be covered for.
Consequential Damages
Consequential damages is any damages or losses that aren’t a direct result of an accident, natural calamity or fire can’t be covered for.
Key Features of Commercial Van Insurance by Digit
Types of Commercial Van Insurance Plans
Based on the type of your commercial van to be insured, we have primarily two plans to choose from.
Liability Only
Standard Package
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Damages caused by your commercial van to any third-party person or property. |
✔
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✔
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Damages caused by your commercial van to a third-party vehicle |
✔
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✔
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Loss or damages to own commercial van due to natural calamities, fire, theft or accidents. |
×
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✔
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Injury/death of commercial van owner-driver If the owner-driver doesn’t already have a Personal Accident Cover from before |
✔
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✔
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How to Buy/Renew Commercial Van Insurance Policy with Digit?
To do commercial van insurance renewal online with Digit, follow the given steps:
Enter Vehicle Details
On the Digit App or website, enter the vehicle registration number and select the policy status.
Choose a Plan
Select the type of vehicle insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.