What is a Commercial Van insurance?
Why should I buy a Commercial Van Insurance?
- Comply with the Law: As per the Motor Vehicle Act, all vehicles including vans are required to at least have a third-party vehicle insurance in place. Without the same, you may be charged a hefty fine!
- Protection from Unforeseen Losses: While a third-party van insurance would only cover you legally, and for losses to a third-party, a comprehensive van insurance will also help cover from your van’s own damages and losses that could arise at any time.
- Covers for Van Owner-Driver: Whether you get a third-party van insurance or a comprehensive van insurance, your commercial van insurance will also cover for the van’s owner-driver in unfortunate circumstances.
- Passenger Protection: With a comprehensive van insurance, you can also opt to cover for any passengers that may be traveling in your van.
What's covered in a Commercial Van Insurance?
What’s not covered?
It is equally important to know what’s not covered in your commercial van insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Key Features of Commercial Van Insurance by Digit
PA Cover, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc
Damages to Third-Party
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages
Types of Commercial Van Insurance Plans
Based on the type of your commercial van to be insured, we have primarily two plans to choose from.
Damages caused by your commercial van to any third-party person or property.
Damages caused by your commercial van to a third-party vehicle
Loss or damages to own commercial van due to natural calamities, fire, theft or accidents.
Injury/death of commercial van owner-driver
If the owner-driver doesn’t already have a Personal Accident Cover from before
How to claim?
Call us at 1800-258-5956 or drop us an email at firstname.lastname@example.org
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card