General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Dubai from India Online Starting ₹395
Have you Considered Purchasing Travel Insurance for Dubai?
Let us emphasise the importance of getting a travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against sudden liabilities arising during your trip to Dubai.
Suppose you have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations.
In that case, Depending on your coverage level, our travel insurance policies can help you recover losses for other expenses. Everything from purchasing insurance to making a claim is online, super simple, and hassle-free.
Table of Contents
Is Travel Insurance Mandatory for Dubai, UAE?
No, a travel insurance isn’t compulsory for Dubai yet. However, it will always benefit you during unfortunate and unpredictable situations such as flight delays, medical emergencies, baggage delay/loss, adventure sports and a lot more.
Spending a little on an international travel insurance plan is always wiser than bearing huge losses during emergencies.
Additionally, if you’re an adrenaline junkie with lots of adventure sports planned for the trip, it’s preferred that you have insurance in place.
What is the Cost of Travel Insurance for UAE from India?
A $50,000 UAE travel insurance plan from India for a four-day trip for an adult starts from ₹395 (excluding GST).
UAE Visa for Indian Passport Holders
Before you travel to the UAE, please check your visa requirements and ensure you have a valid visa if needed and that your passport is valid for six months. Holders of non-standard passports and travel documents may also have different entry requirements. Indians can apply for a UAE visa online through VFS Global or at a Dubai visa processing centre.
It’s simple to get a tourist visa for Indians travelling to Dubai, depending on the category you fall into:
- Indian passport holders with a valid U.S., U.K., or Schengen visa - You don’t need to do anything until you get there. In this case, you can get a visa on arrival that is valid for two weeks. You only need 120 AED (₹2730 as of July 17, 2024 exchange rate) to fulfil the visa fee, which must be paid at the Dubai International airport.
- Ordinary Indian Passport Holders (Applicable for both Tourist & Transit Visas) - The process of obtaining a tourist visa for an Indian national can only be arranged by a sponsor in the UAE. Don’t worry; it’s not as hard as it sounds and can be obtained easily by booking a hotel in the UAE through the Emirates Airline/Air Arabia/Fly Dubai offices or a Travel Agent in India. The fees for these range between ₹4,000 to 7,000 depending on the duration and type of tourist visa required.
What’s Great about International Travel Insurance for UAE by Digit?
UAE Travel Insurance Plans That Fit Your Needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy International Travel Insurance for Dubai UAE with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for UAE Travel Insurance from India?
- Receive Compensation for Lost/Stolen Baggage: If your flight is delayed, your passport and baggage are stolen, or you lose your luggage, travel insurance will protect and compensate you for obstacles and losses that may arise during your travel.
- Get Coverage for Hospitalisation: Suppose you have an accident and need immediate hospitalisation. In that case, it's safer to spend a few bucks on international travel insurance for Dubai than bear the financial and personal brunt of unpredictable circumstances!
- Engage in Exciting Adventure Sports Without Worries: Dubai offers various adventure sports, such as scuba diving, dune dashing, sky diving, and bungee jumping. Your travel insurance will also cover the risks in case of a mishap.
- Receive Hijack Distress Allowance: If the common carrier in which you are travelling has been hijacked, You will be paid a distress allowance up to the limit shown in your policy schedule for each 24 consecutive hours.
- Acquire Dental Treatment: Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip. The treatment provided will be covered according to the policy schedule in this scenario.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Explore Other Essential Insurance Products for a Safe International Travel
Compare Dubai Travel Insurance Quotes
While comparing travel quotes from different travel insurance companies for Dubai/UAE, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. A lot of times, the terms can be tricky and very rare- that despite the benefit, you’ll never really be able to claim it.
- The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?
What is UAE's Official Currency and Exchange Rate?
The official currency of the UAE is the Emirati Dirham, officially abbreviated as AED. Unofficial abbreviations include Dhs and Dhs. The dirham is subdivided into 100 fils.
As of 24th June 2024, the currency exchange rates of AED are as follows:
Note: Emirati Dirham or The UAE Dirham is the best currency to carry in UAE as it is accepted everywhere. The USD is accepted by most city eateries, hotels, malls, and outlets, even though retailers might levy additional charges. Certain retailers might not accept older US dollars in Dubai as their usage is limited.
On the other hand, the Indian Rupee being exchanged in Dubai will carry hefty exchange rates with a markup of up to 5%. Therefore, it is recommended that you visit an exchange bureau to get some Dirham denominations for you.
What is the UAE Famous For?
You can reach Dubai within a 3 to 4-hour flight from India. Dubai has a wide range of activities for all travellers, making it worth a visit! While Dubai is famous for its skyscrapers and shopping centres, it offers surprising attractions such as desert excursions, cultural interactions, beach getaways, and luxurious experiences.
With almost 200 nationalities, Dubai has become a global melting pot of diverse cultures and people, making it a popular transit and travel destination for tourists worldwide.
Best Time to Visit UAE
If you haven’t yet planned your travel dates, you might want to consider the weather conditions, local events, tourist activities, and a lot more before you freeze on them. Like most countries in the Middle East, summers aren’t really a recommended time of the year. This is because the temperatures can be scorching hot, limiting you from lots of outdoor activities.
November to March are the best time to visit UAE, owing to the pleasant weather conditions and many events and festivals at their peak.
If you’ve already confirmed your travel dates for the summer season, fret not! There are tons of activities for the summer babies as well. Right from the water parks, the beautiful beaches and resorts, an array of water sports, and the famous Ski Dubai at the Mall of the Emirates, you can try skiing and make friends with some penguins, too! Dubai never fails to surprise. There’s something to do for just about anyone.
Note: Since the UAE is Muslim, Ramadan is widely practised and falls during summer. Due to this, many timings and activities may differ, such as restaurants only starting to serve food after sunset (when Muslims break their fast). Based on this, you should check the dates and details and plan accordingly.
Safety Tips When Travelling in UAE
- If you’re planning to drive while you’re in Dubai, please make sure you have a valid International Driving License and follow the rules diligently, as the local laws in the UAE are extremely strict.
- Note that the consumption of liquor isn’t allowed in public spaces. In fact, you can’t even purchase liquor bottles from anywhere except the Dubai Duty-Free shops or your hotel/resort and bars.
- Only small amounts of cash or valuables should be carried in Dubai, as theft or pickpocketing are common. Be aware of your surroundings in crowded areas and keep your belongings close, especially in congested areas or on public transportation.
- Dubai's temperature is hot and humid, so you should protect yourself by wearing a hat and sunglasses and applying sunscreen with high SPF. You should also stay hydrated by drinking plenty of water and avoiding direct sunlight during the day.
- Take care when walking or travelling alone, and use a reputable taxi company, mainly if you are female, and at night. Do not accept lifts from strangers.
List of Indian Consulates and High Commissions in UAE
List of Airports in UAE
The following is the list of international airports in the UAE: