Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Dubai from India Online Starting ₹395

Have you Considered Purchasing Travel Insurance for Dubai?
Let us emphasise the importance of getting a travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against sudden liabilities arising during your trip to Dubai.
Suppose you have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations.
In that case, Depending on your coverage level, our travel insurance policies can help you recover losses for other expenses. Everything from purchasing insurance to making a claim is online, super simple, and hassle-free.
Is Travel Insurance Mandatory for Dubai, UAE?
No, a travel insurance isn’t compulsory for Dubai yet. However, it will always benefit you during unfortunate and unpredictable situations such as flight delays, medical emergencies, baggage delay/loss, adventure sports and a lot more.
Spending a little on an international travel insurance plan is always wiser than bearing huge losses during emergencies.
Additionally, if you’re an adrenaline junkie with lots of adventure sports planned for the trip, it’s preferred that you have insurance in place.
What is the Cost of Travel Insurance for UAE from India?
A $50,000 UAE travel insurance plan from India for a four-day trip for an adult starts from ₹395 (excluding GST).
UAE Visa for Indian Passport Holders
Before you travel to the UAE, please check your visa requirements and ensure you have a valid visa if needed and that your passport is valid for six months. Holders of non-standard passports and travel documents may also have different entry requirements. Indians can apply for a UAE visa online through VFS Global or at a Dubai visa processing centre.
It’s simple to get a tourist visa for Indians travelling to Dubai, depending on the category you fall into:
- Indian passport holders with a valid U.S., U.K., or Schengen visa - You don’t need to do anything until you get there. In this case, you can get a visa on arrival that is valid for two weeks. You only need 120 AED (₹2730 as of July 17, 2024 exchange rate) to fulfil the visa fee, which must be paid at the Dubai International airport.
- Ordinary Indian Passport Holders (Applicable for both Tourist & Transit Visas) - The process of obtaining a tourist visa for an Indian national can only be arranged by a sponsor in the UAE. Don’t worry; it’s not as hard as it sounds and can be obtained easily by booking a hotel in the UAE through the Emirates Airline/Air Arabia/Fly Dubai offices or a Travel Agent in India. The fees for these range between ₹4,000 to 7,000 depending on the duration and type of tourist visa required.
What’s Great about International Travel Insurance for UAE by Digit?
UAE Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy International Travel Insurance for Dubai UAE with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!

Why Choose Digit for UAE Travel Insurance from India?
- Receive Compensation for Lost/Stolen Baggage: If your flight is delayed, your passport and baggage are stolen, or you lose your luggage, travel insurance will protect and compensate you for obstacles and losses that may arise during your travel.
- Get Coverage for Hospitalisation: Suppose you have an accident and need immediate hospitalisation. In that case, it's safer to spend a few bucks on international travel insurance for Dubai than bear the financial and personal brunt of unpredictable circumstances!
- Engage in Exciting Adventure Sports Without Worries: Dubai offers various adventure sports, such as scuba diving, dune dashing, sky diving, and bungee jumping. Your travel insurance will also cover the risks in case of a mishap.
- Receive Hijack Distress Allowance: If the common carrier in which you are travelling has been hijacked, You will be paid a distress allowance up to the limit shown in your policy schedule for each 24 consecutive hours.
- Acquire Dental Treatment: Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip. The treatment provided will be covered according to the policy schedule in this scenario.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in UAE with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in UAE. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
Compare Dubai Travel Insurance Quotes
While comparing travel quotes from different travel insurance companies for Dubai/UAE, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. A lot of times, the terms can be tricky and very rare- that despite the benefit, you’ll never really be able to claim it.
- The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?
What is UAE's Official Currency and Exchange Rate?
The official currency of the UAE is the Emirati Dirham, officially abbreviated as AED. Unofficial abbreviations include Dhs and Dhs. The dirham is subdivided into 100 fils.
As of 24th June 2024, the currency exchange rates of AED are as follows:
Note: Emirati Dirham or The UAE Dirham is the best currency to carry in UAE as it is accepted everywhere. The USD is accepted by most city eateries, hotels, malls, and outlets, even though retailers might levy additional charges. Certain retailers might not accept older US dollars in Dubai as their usage is limited.
On the other hand, the Indian Rupee being exchanged in Dubai will carry hefty exchange rates with a markup of up to 5%. Therefore, it is recommended that you visit an exchange bureau to get some Dirham denominations for you.
What is the UAE Famous For?
You can reach Dubai within a 3 to 4-hour flight from India. Dubai has a wide range of activities for all travellers, making it worth a visit! While Dubai is famous for its skyscrapers and shopping centres, it offers surprising attractions such as desert excursions, cultural interactions, beach getaways, and luxurious experiences.
With almost 200 nationalities, Dubai has become a global melting pot of diverse cultures and people, making it a popular transit and travel destination for tourists worldwide.
Best Time to Visit UAE
If you haven’t yet planned your travel dates, you might want to consider the weather conditions, local events, tourist activities, and a lot more before you freeze on them. Like most countries in the Middle East, summers aren’t really a recommended time of the year. This is because the temperatures can be scorching hot, limiting you from lots of outdoor activities.
November to March are the best time to visit UAE, owing to the pleasant weather conditions and many events and festivals at their peak.
If you’ve already confirmed your travel dates for the summer season, fret not! There are tons of activities for the summer babies as well. Right from the water parks, the beautiful beaches and resorts, an array of water sports, and the famous Ski Dubai at the Mall of the Emirates, you can try skiing and make friends with some penguins, too! Dubai never fails to surprise. There’s something to do for just about anyone.
Note: Since the UAE is Muslim, Ramadan is widely practised and falls during summer. Due to this, many timings and activities may differ, such as restaurants only starting to serve food after sunset (when Muslims break their fast). Based on this, you should check the dates and details and plan accordingly.
Safety Tips When Travelling in UAE
- If you’re planning to drive while you’re in Dubai, please make sure you have a valid International Driving License and follow the rules diligently, as the local laws in the UAE are extremely strict.
- Note that the consumption of liquor isn’t allowed in public spaces. In fact, you can’t even purchase liquor bottles from anywhere except the Dubai Duty-Free shops or your hotel/resort and bars.
- Only small amounts of cash or valuables should be carried in Dubai, as theft or pickpocketing are common. Be aware of your surroundings in crowded areas and keep your belongings close, especially in congested areas or on public transportation.
- Dubai's temperature is hot and humid, so you should protect yourself by wearing a hat and sunglasses and applying sunscreen with high SPF. You should also stay hydrated by drinking plenty of water and avoiding direct sunlight during the day.
- Take care when walking or travelling alone, and use a reputable taxi company, mainly if you are female, and at night. Do not accept lifts from strangers.
List of Indian Consulates and High Commissions in UAE
List of Airports in UAE
The following is the list of international airports in the UAE: