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Travel Insurance for Italy from India Online, Starting ₹515

Italy attracts millions of tourists annually, making it the fifth-most visited country in the world and the third-most visited country in Europe. This is thanks to its fascinating culture, natural landscapes, ancient ruins, cycling destinations, best beaches, and renowned cuisine.
Italy is home to the best pizzas, pasta, tons of cheese, and lots of herbs and spices. What adds to this experience is the weather and the people—they're warm and welcoming!
Before flying to Italy from India, you should purchase Italy travel insurance to ensure a safe trip.
Digit's Online Travel Insurance for Italy covers and benefits you in unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Is Travel Insurance Mandatory for Italy?
Yes, travel insurance is mandatory when traveling from India to Italy. Being a part of the Schengen countries, Italy has mandated travel insurance with adequate medical coverage.
Your travel insurance must cover medical treatment and evacuation for at least €30,000 and be valid throughout the entire Schengen Zone and the duration of your trip.
You can apply for a Schengen visa for Indians to visit all 26 countries in the zone.
What is the Cost of Travel Insurance for Italy from India?
A $50,000 Italy travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Italy Visa for Indian Passport Holders
To travel to Italy, securing an Italy visa is the first step for Indians looking to embark on an Italian adventure. Indian passport holders require a Schengen visa, which is issued for six months. Under this visa, tourists can travel within the Schengen area and add one or two destinations.
However, this visa allows tourists to stay within the Schengen area for 90 days only. It generally takes 15 days to process this visa; hence, it is recommended that the trip be planned and the application process be opted for accordingly. This will avoid any last-minute delay.
Types of Italy visas for Indians
Italy offers various visa options catering to different purposes of travel for Indian citizens:
- Tourist visa - A tourist visa is for individuals planning leisure trips, sightseeing, and exploring Italy's attractions.
- Business visa - A business visa is for professionals seeking to engage in business activities and attend conferences or meetings in Italy.
- Work visa - A work visa is for Indians intending to work in Italy and requires an Italian employer's job offer or work permit.
- Student visa - Student visa is designed for Indian students pursuing academic studies or research in Italy.
What’s Great About International Travel Insurance for Italy by Digit?
Italy Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Italy covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Italy with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Italy Travel Insurance from India?
- Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Trip Cancellation - If your trip is canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
- Loss of Passport, Driving License, and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad and it stops you from continuing your trip, we'll cover the costs incurred in issuing an emergency certificate or duplicate passport so that you can enjoy your trip again.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
- Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Italy with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Italy. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is Italy’s Official Currency?
The currency in Italy is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Cents are available in 1, 2, 5, 10, 20, and 50 coins.
As of 1st August 2024, the currency exchange rates of the Euro are as follows:
Note: Some hotels in Italy may accept US dollars or the British pound; be aware that they will set their exchange rates between the Euro and the US dollar.
Compare Italy Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Italy, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Italy Famous For?
Italy offers an exquisite ground for experiencing sheer luxury, from the arts to architecture and music to culinary delicacies. Home to the ancient Roman civilization, Italy is one of the most popular tourist destinations in the world. It offers a myriad of experiences. Italy is famous for its exquisite food, cuisine, historical monuments, charming countryside, music, and more!
When is the Best Time to Visit Italy?
Though the summer months, July to August, attract the most visitors, the best time to visit Italy is spring and autumn. The spring months, from March to May, and the autumn season, from September to November, offer comfortable weather conditions.
Moreover, at this time, the prices of hotel stays and sightseeing are relatively lower due to fewer crowds. During August and September, you can experience festivals like Regata Storica, La Vendemmia, and the Venice International Film Festivals.
Safety Tips When Travelling to Italy
Let us check a list of crucial safety precautions that one must consider while travelling to Italy:
- Travel insurance is mandatory while travelling to foreign countries as this will safeguard you from unpredictable costs like medical expenses, costs incurred on flight delays, or any other additional cost added due to natural calamities.
- It is advisable not to carry large amounts of cash and withdraw a sufficient amount from roadside ATMs. Check your surroundings carefully before entering an ATM.
- Use cardholders in case of carrying multiple cards, debit or credit cards. Try to keep the cardholder in the front pocket and with the luggage.
- Beware of tourist scams and if you want to make any donation, then choose registered charities.
- Stay alert in busy markets or on public transportation.
- Keep your valuables safe. Use a purse hook or a money belt.
- Be alert and aware of your surroundings all the time.
- Like in other countries, scams in Italy are common. So, stay alert when traveling to this country to avoid falling into these traps.
List of Indian Consulates and Embassy in Italy
List of Airports in Italy
The following is the list of international and domestic airports in Italy: