Travel Insurance for Italy from India Online, Starting ₹515

Italy attracts millions of tourists annually, making it the fifth-most visited country in the world and the third-most visited country in Europe. This is thanks to its fascinating culture, natural landscapes, ancient ruins, cycling destinations, best beaches, and renowned cuisine.

Italy is home to the best pizzas, pasta, tons of cheese, and lots of herbs and spices. What adds to this experience is the weather and the people—they're warm and welcoming!

Before flying to Italy from India, you should purchase Italy travel insurance to ensure a safe trip.

Digit's Online Travel Insurance for Italy covers and benefits you in unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!

Yes, travel insurance is mandatory when traveling from India to Italy. Being a part of the Schengen countries, Italy has mandated travel insurance with adequate medical coverage.

Your travel insurance must cover medical treatment and evacuation for at least €30,000 and be valid throughout the entire Schengen Zone and the duration of your trip.

You can apply for a Schengen visa for Indians to visit all 26 countries in the zone.

A $50,000 Italy travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

To travel to Italy, securing an Italy visa is the first step for Indians looking to embark on an Italian adventure. Indian passport holders require a Schengen visa, which is issued for six months. Under this visa, tourists can travel within the Schengen area and add one or two destinations.

However, this visa allows tourists to stay within the Schengen area for 90 days only. It generally takes 15 days to process this visa; hence, it is recommended that the trip be planned and the application process be opted for accordingly. This will avoid any last-minute delay.

Types of Italy visas for Indians

Italy offers various visa options catering to different purposes of travel for Indian citizens:

• Tourist visa - A tourist visa is for individuals planning leisure trips, sightseeing, and exploring Italy's attractions.
• Business visa - A business visa is for professionals seeking to engage in business activities and attend conferences or meetings in Italy.
• Work visa - A work visa is for Indians intending to work in Italy and requires an Italian employer's job offer or work permit.
• Student visa - Student visa is designed for Indian students pursuing academic studies or research in Italy.

Digit's Travel Insurance from India to Italy covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

• We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
• A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
• Death or disability won't be covered after 365 days of the accident that has caused it.
• Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
• Acts of war are not covered.
• Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
• The delay in checked-in luggage is not covered if the delay is due to customs. 
• Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
• Thefts will not be covered if the police of the respective aren't notified within 24 hours.
• Trip extensions due to childbirth or related matters can't be covered.
• Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
• Trip cancellations due to rejection of visa are not covered. 

• Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
• Trip Cancellation - If your trip is canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
• Loss of Passport, Driving License, and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad and it stops you from continuing your trip, we'll cover the costs incurred in issuing an emergency certificate or duplicate passport so that you can enjoy your trip again.
• Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
• Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
• Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

Whilst comparing travel quotes from different travel insurances for Italy, make sure you are aware of the following:

• The medical benefits available and the limit of the Sum Insured for each.
• Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
• The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?

Italy offers an exquisite ground for experiencing sheer luxury, from the arts to architecture and music to culinary delicacies. Home to the ancient Roman civilization, Italy is one of the most popular tourist destinations in the world. It offers a myriad of experiences. Italy is famous for its exquisite food, cuisine, historical monuments, charming countryside, music, and more!

Though the summer months, July to August, attract the most visitors, the best time to visit Italy is spring and autumn. The spring months, from March to May, and the autumn season, from September to November, offer comfortable weather conditions.

Moreover, at this time, the prices of hotel stays and sightseeing are relatively lower due to fewer crowds. During August and September, you can experience festivals like Regata Storica, La Vendemmia, and the Venice International Film Festivals.

Let us check a list of crucial safety precautions that one must consider while travelling to Italy:

• Travel insurance is mandatory while travelling to foreign countries as this will safeguard you from unpredictable costs like medical expenses, costs incurred on flight delays, or any other additional cost added due to natural calamities.
• It is advisable not to carry large amounts of cash and withdraw a sufficient amount from roadside ATMs. Check your surroundings carefully before entering an ATM.
• Use cardholders in case of carrying multiple cards, debit or credit cards. Try to keep the cardholder in the front pocket and with the luggage.
• Beware of tourist scams and if you want to make any donation, then choose registered charities.
• Stay alert in busy markets or on public transportation.
• Keep your valuables safe. Use a purse hook or a money belt.
• Be alert and aware of your surroundings all the time.
• Like in other countries, scams in Italy are common. So, stay alert when traveling to this country to avoid falling into these traps.