Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Austria from India Online, Starting ₹515

If you want to travel to Austria, add international travel Insurance to your list of important documents before setting off.
Austria is a perfect blend of culture and nature. The country gives you something to look forward to all year round. From soothing nature to thermal baths and spas to adrenaline-rushing activities and, finally, resting on remarkable food, traveling to Austria is bound to give you a memorable trip.
With Austria travel insurance, you are assured financial security throughout your trip.
Digit's International Travel Insurance for Austria covers and benefits you in unpredictable situations such as flight delays, loss of passport, luggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your travel insurance online within a few minutes, and you can go on your perfect trip!
Table of Contents
Is Travel Insurance Mandatory for Austria?
Yes, travel insurance is mandatory when traveling to Austria. Austria is part of the Schengen countries, so you need valid travel insurance to acquire a Schengen visa.
When traveling to Austria, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
You can buy Schengen travel insurance from here.
What is the Cost of Travel Insurance for Austria from India?
A $50,000 Austria Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Austria Visa for Indian Passport Holders
Austria is a peaceful country in the center of Europe. It is famous for its beautiful tourist destinations. However, the country is prosperous and a hub of many opportunities. Therefore, the number of Indian tourists visiting Austria has risen. However, it would help if you had valid travel insurance and met different entry criteria.
An Austria visa is undoubtedly your first requirement while planning a foreign trip. You must visit the Austrian Embassy or send someone on your behalf. They do not accept visa applications by post. You must apply for a C visa to stay in Austria for up to 90 days.
What’s Great About International Travel Insurance by Digit?
Austria Travel Insurance Plans that fit your needs
Basic Option
Comfort Option
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to Austria covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing diseases or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Austria, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Austria with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Austria Travel Insurance Policy from India?
- Trip Cancellation - If your trip gets canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy. Even if you lose your passport due to burglary and theft or the government advises against travel, you will be covered.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
- Medical treatment and evacuation exigencies - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Dental Treatment Emergency dental treatment - provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Austria’s Official Currency?
The currency in Austria is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Cents are available in 1, 2, 5, 10, 20, and 50 coins.
As of 2nd August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Austria.
Compare Austria Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the sum insured for each.
- Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Austria Famous For?
Austria is a Central European country bordered by Germany, the Czech Republic, Slovakia, Switzerland, Hungary, Slovenia, and Liechtenstein. Its immense treasures, from majestic mountains to imperial architecture, will mesmerize you.
On top of that, you can try out adventurous activities and experience exceptional Christmas celebrations in the winter.
When is the Best Time to Visit Austria?
The best time to visit Austria is June and August. These summer months have pleasant weather conditions with temperatures between 17°C and 22°C. During these months, you can experience popular festivals such as Rainbow, Salzburg, Vienna, etc.
However, if you want to avoid this peak season rush, you can also plan your trip in spring (March to May) or autumn (September to November).
Safety Tips When Travelling to Austria
Here are some of the guidelines you need to follow to ensure a safe and secure Austrian vacation:
- Carry your ID whenever you are travelling across the country.
- Abide by the local law to avoid legal penalties.
- Bag snatching, pickpocketing, etc. are common issues in Austria; hence, stay alert while travelling.
- Always follow the official warnings to stay protected from terrorism threats.
- Stay updated with the weather reports before travelling across the Austrian cities as mudslides, avalanches, etc., are common issues here.
- Keep the contact details of the Indian Embassy handy, as you must contact them in case of legal hazards or other visa-related issues.
- Keep a check on the hotel rooms and security functions to ensure the safety of your belongings.
- Opt for international travel insurance before visiting a foreign country. It will provide you with financial assistance in an unknown land during hard times. Travel insurance covers you from expenses due to theft, passport or baggage loss, flight cancellation or delays, medical emergencies, etc.
List of Indian Consulates and Embassy in Austria
List of Airports in Austria
The following is the list of international and domestic airports in Austria: