Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Sweden from India Online, Starting ₹515

Sweden is a Nordic country in Scandinavia with much to offer regarding natural resources, development and economic growth, pop culture, art, futuristic environmental reforms, cuisine, and much more! Sweden is a perfect destination for leisure, business, and education.
Before you start your trip, ensure you have the correct travel insurance to Sweden, which will secure you financially throughout your journey. You can easily purchase your international travel insurance from Digit online through our simple, quick, hassle-free process.
Is Travel Insurance Mandatory for Sweden?
Yes, travel insurance is mandatory when traveling to Sweden. Sweden is a part of the Schengen countries; hence, to acquire a Sweden Schengen visa, you must have valid Travel Insurance.
When traveling to Sweden, your international travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
What is the Cost of Travel Insurance for Sweden from India?
A $50,000 Sweden Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Sweden Visa for Indian Passport Holders
Tourists planning to visit Sweden must apply for a Schengen visa. This visa is generally valid for 90 days, and tourists must apply well in advance to avoid delays.
Normally, Sweden visa applications are processed in around 15 days. However, delays can happen in some cases. So, it is ideal to proceed with the application while keeping sufficient time to avoid interruption.
What’s Great About International Travel Insurance for Sweden by Digit?
Sweden Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
×
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Sweden covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no traveling.
- Daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Sweden with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Sweden Travel Insurance from India?
- Total Loss of Checked-in Baggage - If your checked-in bag is lost permanently by the airline, we will cover you and pay your sum insured on pro-rata basis.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
- Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
- Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
- Dental Treatment Emergency - Dental treatment provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Sweden with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Sweden. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is Sweden’s Official Currency?
The Swedish krona (SEK) is Sweden's currency, and its symbol is 'kr.'
Coins currently in circulation are 1 krona and 5 and 10 kronor. Banknotes are in denominations of 20, 50, 100, and 500 kronor.
As of 7th August 2024, the currency exchange rates of SEK are as follows:
Note: Some hotels might accept Euro and US Dollars in Sweden.
Compare Sweden Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the Sum Insured limit for each.
- The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Sweden Famous For?
From exploring diverse landscapes and the Northern Lights to ancient towns and rich history, this Nordic nation has a lot to offer. Sweden is famous for its ultimate traveler's paradise, offering picturesque views and greeneries. It is one of the top destinations for many adventure lovers.
When is the Best Time to Visit Sweden?
You can visit Sweden at any time of the year to experience the lush greenery. However, the best time to visit Sweden, is generally between May to September.
However, if you are interested in winter adventure sports like skiing and dog sled riding, visiting the country during the post-winter months will be a great choice.
Safety Tips When Travelling to Sweden
Sweden is considered one of the safest nations in the world. Some of the essential safety measures to adopt on visiting Sweden:
- It is important to check weather conditions before leaving for the Sweden trip. This ensures you stay prepared for any adverse climatic conditions.
- Petty crimes are common in most places; hence, refrain from carrying a large amount of cash, jewellery, and other valuable objects in crowded places.
- Be careful while withdrawing excessive cash from ATMs. If you notice any sketchy activity, contact the local activities or seek necessary help.
- Though Sweden has offered relaxation in the COVID-19 stringency, however, tourists visiting the country must abide by the prevailing health guidelines.
- Avoid booking hotel accommodations from third-party websites as there may be discrimination in prices for the same room.
- Always stay updated with government guidelines and rules.
- Be aware of taxi scams.
- Check the price of drinks before ordering in a bar or pub as they tend to be quite expensive.
- As in other countries, tourist scams in Sweden are quite common; it is best to remain alert when traveling to this country to avoid falling prey to such fraud.
Furthermore, you need to get international travel insurance to safeguard your monetary interests. This insurance can cover you in case of any unexpected medical charges or flight cancellation charges.
List of Indian Consulates and Embassy in Sweden
List of Airports in Sweden
The following is the list of international airports in Sweden:
The best travel insurance for Sweden covers you from financial losses caused by mishaps during your trip. Digit offers travel insurance that focuses on keeping you safe and relaxed while you travel. Our plans cover many different things and are affordable.