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100% Claims Settled (FY 23-24)


Travel Insurance for Japan from India Online Starting ₹515

Japan is an island country off the east coast of Asia. Known as the land of the rising sun, Japan offers the world a vast experience, especially in travel. When you travel to Japan, you visit one of the most advanced countries, rich in history, culture and tradition, art and architecture, fashion, and a blend of modernism.
But wait! Consider purchasing a Japan travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the journey, leading to hospitalisation.
Before you set off on your trip, ensure you have the correct online travel insurance for Japan to secure you financially throughout your journey. Your plan can provide many benefits if things go awry anytime during your trip.
Table of Contents
Is Travel Insurance Mandatory for Japan?
Yes, travel insurance is mandatory when travelling to Japan. Japan requires travellers to own comprehensive travel insurance that also has medical coverage. This is one of the necessary documents to apply for a tourist visa to Japan.
You can easily purchase your international travel insurance from Digit online through our simple, quick and hassle-free process.
What is the Cost of Travel Insurance for Japan from India?
A $50,000 Japan International Travel Insurance plan from India for 4 days for 1 adult starts from ₹515 only (GST extra).
Japan Visa for Indian Passport Holders
Visas are obtained directly from Japanese embassies and consulates, although the visa application process can be completed entirely online.
Japanese visas can be grouped into four main categories:
- Tourist Visa - Japan tourist visa for Indians is a short-term visa for sightseeing, visiting friends, or attending conferences or courses. It is usually valid for a single-entry stay of up to 90 days.
- Working Visa - Work visas are considered long-term stay visas and cover work requiring high-level professional knowledge or skills; thus, they do not include simple labour tasks. Jobs like servers, construction workers, salespeople, etc., cannot be obtained a working visa.
- Non-Working Visa - Anyone who holds a non-working visa is allowed to work as long as the immigration office grants them permission. This type of visa is considered a short-term stay visa, and some restrictions apply.
- Family-Related Visa - Family-related visas are considered short-term stay visas and have no restrictions regarding employment, so you can engage in more than one activity or change jobs.
What’s Great About International Travel Insurance for Japan by Digit?
Japan Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's not Covered?
Digit's Travel Insurance from India to Japan covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for Japan with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Japan Travel Insurance from India?
- Get Coverage for Hospitalisation - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Avail Coverage for Re-Issuance of Passport - If you lose your passport, visa, driving license, or temporary permit while abroad and it stops you from continuing your trip, we'll cover the costs incurred in the issuance of an emergency certificate or duplicate passport so that you can enjoy your trip again.
- Receive Compensation for Lost/Stolen Baggage - If you lose your stuff during your trip due to theft, robbery, etc., and we will compensate you after deducting depreciation.
- Get Coverage for Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
- Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Compare Japan Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the Sum Insured limit for each.
- The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Japan's Official Currency?
The Japanese yen is Japan's official currency. It is the third most traded currency in the world after the United States dollar (USD) and euro (EUR). It also ranks globally as the fourth reserve currency after the USD, euro, and British pound (GBP).
Japanese yen banknotes are issued by Japan's central bank, the Bank of Japan, in four denominations - ¥1,000, ¥2,000, ¥5,000 and ¥10,000. Yen coins are issued in six denominations - ¥1, ¥5, ¥10, ¥50, ¥100 and ¥500.
As of 1st July 2024, the currency exchange rates of the Japanese Yen are as follows:
Note: You cannot use any currencies other than Japanese Yen anywhere in Japan.
What is Japan Famous For?
Japan is popularly called the Land of the Rising Sun. Japan is famous for its scenic beauty, food, and cleanliness. Japan is the world's leading country in cutting-edge technology, such as bullet trains and Japanese cars. Furthermore, Japan is deeply connected to its tradition and culture.
When is the Best Time to Visit Japan?
Springtime is the best time to visit Japan with blooming cherry blossoms and vibrant flowers all around. Unfortunately, being the peak season, this time of the year (March to May) remains the most crowded. However, if you are looking forward to great hiking, the summer months (June to August) can be an excellent choice for your trip.
Safety Tips When Travelling to Japan
While travelling across Japan, you have to follow some guidelines to stay safe and protected. Here are some of them:
- Always carry your passport while travelling else you can be imprisoned by the local police.
- Prescribed medicines from India may not be legal in Japan, and if you are found carrying any such drugs, it can drag you into legal hazards.
- Always respect the local culture and customs while visiting a country.
- Japan is prone to natural calamities such as earthquakes, tsunamis, volcanic eruptions, etc. Hence, always stay updated on the weather forecasts.
- Though this country allows drinking alcohol on the streets, smoking has certain limitations. Hence, ensure you are in the smoking zone while lighting your cigarette.
- Always keep the contact details of the Indian Embassy handy so that you can reach them immediately during severe legal issues.
- Always check the hotel rooms and security system before checking in a hotel. Don't forget to check the reviews and feedback before booking a hotel.
- Though Japan is considered safe for tourists, stay alert to pickpockets and unknown people who are too friendly or insist you drink alcohol. You also need to be aware of tourist scams in Japan.
Note: Always opt for travel insurance before planning for an international trip. International travel insurance can protect you financially in case of losses and damages. It provides coverage for theft, passport loss, flight cancellation, medical treatment, etc.