EV Shield Add-on Cover for Electric Cars
6000+ Cashless
Network Garages
Zero Paperwork
Required
24*7 Claims
Support
I agree to the Terms & Conditions
6000+ Cashless
Network Garages
Zero Paperwork
Required
24*7 Claims
Support
I agree to the Terms & Conditions
Insuring your electric vehicle or hybrid car just got better and simpler with Digit!
If you’re also embracing the new-age electric vehicles and looking for a car insurance policy to protect EVs, Digit has just the right add-on cover for you, called the EV Shield, which you can buy with the EV Car Insurance – Bundled, Package and Standalone Own Damage Policies.
Designed to meet rising demand for EVs in the country, this add-on cover for EV cars will address the specialised insurance needs of EVs, so you can flaunt your new electric car and drive it around without an ounce of worry!
This EV Shield add-on cover for electric cars in India will protect you and your vehicle against any loss or damage to the electrical panel for the vehicle charging point, vehicle charger including charging cable, and offer roadside assistance services specific to EVs.
Disclaimer: EV Shield add-on cover has been filed with Insurance Regulatory and Development Authority (IRDA) as:
Nobody is immune to unforeseen mishaps, not even your brand-new electric car, but you can at least try to minimise the impact of that mishap, right.
So, to deal with all such consequential damage to your Electric Vehicles (EV) or Hybrid Vehicles (petrol/diesel + electric), Digit has rolled out a unique EV Shield add-on cover.
This EV car insurance add-on can be bought along with the base policy to get compensation for the amount you spend on repairing or replacement of EV car parts due to consequential damage. This compensation will repair or replace the Insured Vehicle’s damaged or lost part as it was before the mishap.
This damage may occur due to water ingression or short circuit or accidental external means, leading to loss or damage to the vehicle’s battery, its drive motor/electric motor, and its Hybrid Electric Vehicle (HEV) system.
Note that EV Shield, Digit’s electric car insurance add-on cover, will compensate you only under the following conditions:
The benefits of EV Shield add-on cover for EV cars by Digit do not just stop there! It offers your electric vehicles/ hybrid vehicles complete coverage.
Upon opting for this add-on for EV car insurance in India, you will get the following additional coverage:
This cover protects you in case of loss or damage to the electrical panel for vehicle charging point due to the various risks listed in Section I of base policy including any loss or damage due to animal attack and animal scratch to the panel.
Note that the damaged electrical panel should have been installed specifically for the insured vehicle and should not be for any other vehicle.
Under this, Digit will cover loss or damage to the vehicle charger including charging cable, due to the risks listed in Section I of base policy including any loss or damage due to animal attack.
The coverage will be provided for both wall mounted and portable vehicle charger.
This add-on safeguards you in case your electric vehicle is immobilized within the geographical limit as per the base insurance policy.
You will then get assistance services for the EV that has been immobilised due to malfunctioning of battery or if the battery runs out of charge.
In case the battery of the insured vehicle runs out of charge, Digit will arrange for a mobile generator van or portable mobile generators at the vehicle’s location to help charge the battery.
However, remember that you will be able to charge from the generator driven van only for 30 minutes or till the battery charge reaches 30% (whichever is earlier).
Any additional charging cost for more than 30 minutes or above 30% battery charge will be borne by you.
If your vehicle’s battery is swappable and if you’re in a situation where the battery of the vehicle is discharged, then Digit will arrange to deliver charged vehicle battery to your immobilised vehicle, if the battery swap option is available.
Now, let’s see what all is not covered under the private car EV Shield add-on cover.
For the following general exclusions, Digit is NOT liable to pay any amount or claim under this add-on cover in the event of the following:
Digit’s Electric Vehicle Insurance with the EV Shield add-on can be a perfect choice for you if you relate to any of these categories:
Whether you buy an electric car or a hybrid one, owning a car is always a milestone. So, celebrate your milestone by protecting your newly bought car with the additional EV Shield cover and have complete peace of mind.
If you’ve also bought an EV for easy daily commute to your office, think of all the risks you’ll be taking while driving through the busy roads of big Indian cities and narrow lanes of small towns! So, it is best to get this add-on for added protection of your vehicle.
Fond of driving or taking long road trips at night? You should consider getting this add-on cover to prevent low vehicle battery situation or similar unforeseen events.
If you’re one of the clumsy drivers with an electric car who is more prone to little mishaps or accidents which can impact the car’s battery, then this EV Shield cover will be like a boon to you!
EV Shield add-on cover, as the name suggests, really shields you in situations of financial crisis arising due to loss or damage to your electric vehicle. It is the best add-on cover for EV car insurance you can get because:
Disclaimer: This information is added for informative/educational purposes only. This is only a summary of the add-on product’s features and is for reference purposes only. The details of coverages available shall be as described in the policy schedule and will be subject to the policy terms, conditions, and exclusions. Terms under policy wordings shall prevail in case of conflict.