Pay As You Drive Car Insurance

Perfect for people who drive less. Save up to 85% on your car insurance!

I agree to the  Terms & Conditions

Don’t have Reg num?
It's a brand new Car

Pay as you Drive (PAYD) Add-On Cover with Digit Car Insurance

With Digit Car Insurance, if you drive less, you pay less!

digit-play video

Who is it perfect for?

Digit’s Car Insurance with the Pay-As-You-Drive Car add-on can be a perfect choice if you fall under any of these categories:

daily office commuters

Daily Office Commuters

If you live in any Indian city, from small towns to big metros, and need to commute daily, chances are you drive less than 10,000 kms! Think about it, even if you live 10-12 kms away, you’re still only covering up to 7k KMs a year. 🤔

the work from home tribe

The Work from Home Tribe

WFH/Hybrid work = a parked car. Maybe your car is just your weekend vibe when you’re spending most days working from home. In this case, you are not only driving less but rather, veryyyy less.

team public transport

Team Public Transport

Public transport is bae when commutes are such a hassle these days. If you’d rather be cruising along the metro, train, cab or auto despite having a car back home, this car insurance could be perfect for you too.

second car owners

Second Car Owners

There’s the once-in-a-while use car and then there’s the “school pick-up and drop, everyday” car. For people with more than one car that doesn’t cover a lot of distance (or rather the kms are shared between the cars), the pay-as-you drive add-on could be perfect for your cars!

multiple vehicle owners

Multiple Vehicle Owners

Own a car and a bike but end up using the bike more? We get it, ‘Citylife.’ If your car is primarily for special occasions, enjoy peace of mind with a car insurance that won’t cost you much.

retired explorers

Retired Explorers

Retirees who've swapped their daily commutes for leisurely drives can now enjoy rewards for their reduced mileage.😊

urban city dwellers

Urban City Dwellers

Living in a metro city means spending a lot of time on the road but still not really driving much. Your commutes may seem long (thanks to the traffic!) but if you do the math, you probably don’t cover that much. Check your kilometre reading to be sure. 😊

What is the ‘Pay As You Drive’ Add-on Cover?