What is a Goods Carrying Vehicle Insurance?
Why choose a Goods Carrying Vehicle Insurance by Digit?
We treat our customers like VIPs, know how…
What's Covered in a Goods Carrying Vehicle Insurance?
What’s not covered?
It is equally important to know what’s not covered in your goods carrying vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:
Key Features of Goods Carrying Vehicle Insurance by Digit
Key Features |
Digit Benefit |
Claim Process |
Paperless Claims |
Customer Support |
24x7 Support |
Additional Coverage |
PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Types of Goods Carrying Vehicle Insurance Plans
Based on the type of your heavy-duty vehicle and number of vehicles you want to insure, we offer two primary plans you can choose from.
Liability Only
Standard Package
Damages caused by your goods carrying vehicle to any third-party person or property. |
✔
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✔
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Damages caused to any third-party person or property by the vehicle being towed by your insured goods carrying vehicle. |
✔
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✔
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Loss or damages to own goods carrying vehicle due to natural calamities, fire, theft or accidents. |
×
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✔
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Injury/death of goods carrying vehicle owner-driver If the owner-driver doesn’t already have a Personal Accident Cover from before |
✔
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✔
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How to claim?
Call us at 1800-258-5956 or drop us an email at hello@godigit.com
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardWhy should I buy a Goods Carrying Vehicle Insurance?
- Insuring your goods carrying vehicle can help you reduce your business risk and potential losses that could arise due to unforeseen circumstances such as accidents, natural calamities, collisions, fires and thefts.
- As per the Motor Vehicle Act, it is compulsory for all vehicles, including goods carrying vehicles to at least have a third-party commercial vehicle insurance in place. This helps cover for any potential third-party damages and losses.
- Heavy vehicles, such as heavy goods carrying vehicles are prone to a lot of risks; both due to the size of the vehicle and the commercial purpose of the same. A goods carrying vehicle insurance helps to stay covered against potential risks such as fires, accidents, natural calamities and thefts.