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Health Insurance Tax Benefits - Save upto 31200 Annually

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Health Insurance Tax Benefits

Everyone is below 60 years of age

If no one in your family is over 60, the deduction is up to Rs 25,000. For health insurance paid for parents below 60, the deduction is up to Rs 25,000. Hence total deduction one can claim is up to Rs 50,000

Either or Both Parents are above 60 years of age

In this case, a tax benefit of up to Rs 50,000 for health insurance paid for parents is allowed. Also, a premium paid for family—self, spouse, and children can enjoy up to Rs 25,000 deduction. This makes the total deduction available up to Rs 75,000 in a year

Individual or spouse as well as parents are above 60 years of age

Where one family member— self, spouse or children is over 60, one can claim up to Rs 50,000 in tax benefit on health insurance. For parents over 60, health insurance paid can be up to Rs 50,000 in a tax benefit. So, the total deduction, in this case, can be up to Rs 1 lakh a year