Corona Kavach Policy by Digit Insurance

What is the Corona Kavach Policy?

What is covered in the Corona Kavach cover?

Pre and post hospitalization expenses

15/30 days pre and post hospitalization expenses, related to the treatment and care towards a covid-positive patient will be covered.

Expenses towards intensive care unit (ICU)

Unfortunately, some covid positive patients also require treatment under ICU. The corona kavach policy will cover for expenses under the same, up to the sum insured.

Road ambulance charges

Road ambulance expenses incurred whilst being transported to the hospital, to upto Rs 2,000 will be covered for.

AYUSH treatment

Expenses incurred for any inpatient care and treatment towards a covid-positive patient in any government authorized AYUSH hospital is covered.

Homecare treatment expenses

Depending on the severity of the insured person’s health, many people are advised to undergo homecare treatments as well. If a doctor has advised on the same, this policy will cover the expenses incurred due to the same. Such as for medicines, consultation charges, nurse charges, cost of pulse oximeter, oxygen cylinder, etc.

Hospital Daily Cash (Available as an Add-on only)

Under this, Digit provides up to 0.5% of the sum insured which can be used as per your needs such as meeting additional expenses not covered or even to compensate for the loss of income during the period of hospitalization.

What is not covered under Corona Kavach?

Any hospitalization below 24 hours is not covered.

COVID-19 claims for diagnosis made before the start of the policy will not be covered.

Any unrelated treatment or medicines not prescribed by the doctor will not be covered.

Diagnosis and treatment outside India is not covered under this policy.

Testing not done in an authorized government testing center will not be covered.

OPD and Daycare procedures are not applicable under Corona Kavach.

Who should buy the Corona Kavach Health Insurance Policy?

Advantages & Disadvantages of the Corona Kavach Policy

What factors should you consider while buying the Corona Kavach Policy?

Other Health Insurance options for COVID-19

FAQs about the Corona Kavach Policy in India