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How Does Smoking Affect Your Health Insurance Premium?

Can a Smoker Still Get a Health Insurance Policy?

What Constitutes a Smoker for Insurance Purposes?

Why is it Important to Disclose Smoking to Your Insurer?

Why Smoking Increases Your Health Insurance Premium?

What About Smokers with Pre-Existing Health Conditions?

What are the Health Hazards of Smoking?

What Can Smokers do to Reduce their Health Insurance Premiums?

Frequently asked questions