Honda Activa Insurance Online
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9000+ Cashless

Network Garages

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96% Claim

Settlement (FY23-24)

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24*7 Claims

Support

Get Instant Policy in Minutes*
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Honda Activa Insurance Price & Policy Renewal Online

Why Customers Trust Digit Two-Wheeler Insurance?

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8 Lacs+

Claims Settled

1000 Crore+

Paid-in Claims

96%

Claim Settlement Ratio

9000+

Cashless Garages

Disclaimer: The total number of claims settled and amount paid in claims is for two-wheeler policies since inception till 31st December-2024. 96% claims settled for Overall Motor line of business of Digit. CSR Is calculated for FY 24-25. CSR Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End). 9000+ cashless garage network count as of 31st March-2025.

Why Should You Buy Digit's Honda Activa Insurance?

Your Digit honda activa insurance not only comes with a super-easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

What’s Covered in Honda Activa Insurance

Bike-insurance-damaged

Accidents

Common damages faced during accidents

Bike Theft

Theft

In case your honda activa is unfortunately stolen

Car Got Fire

Fire

Common damages faced due to a fire

Natural Disaster

Natural Disasters

Damages caused due to nature’s many furies

Personal Accident

Personal Accident

For times when you’ve hurt yourself too bad

Third Party Losses

Third Party Losses

When someone or something gets hurt for your scooter's actions

What’s Not Covered?

It is equally important to know what’s not covered in your digit honda activa insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

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Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

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Drunk Riding or without a Licence

Your honda activa insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Add-ons not bought

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Contributory Negligences

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Consequential Damages

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it is considered as consequential damage and it will not be covered)

Driving without a valid Driving Licence Holder

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Key Features of Two-Wheeler Insurance by Digit

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Plans for Honda Activa Insurance

TP bike insurance coverage

Third-Party

A Third-Party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive bike insurance coverage

Comprehensive

A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
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Own Damage

The Own Damage Bike Insurance is for yourself – it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.

Third Party

Comprehensive

Own Damage

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Why Choose Digit for Your Honda Activa Insurance Policy?

Why Choose Digit for Your Honda Activa Insurance Policy?

After purchasing a Honda Activa, one of the most important steps is purchasing a reliable two-wheeler insurance policy. Digit Insurance is one of India’s leading providers, offering a seamless and customer-friendly experience. If you're wondering what makes Digit stand out, here’s a detailed look at the key benefits of choosing Digit for your Honda Activa insurance.

  • Extensive Cashless Garage Network Across India: One of the biggest advantages of choosing Digit is its wide network of cashless garages. With over 9000+ garages across the country, you can easily find a service centre near you, no matter where you are. This makes the process of availing a cashless claim smooth and stress-free. Whether you're in a metro city or a smaller town, Digit ensures that help is always within reach.
  • Minimal Documentation and Easy Claim Process: Filing an insurance claim is often seen as a tedious process, but Digit simplifies it significantly. Unlike traditional insurers that require physical inspections and paperwork, Digit allows you to file claims digitally. You can use your smartphone to complete a self-inspection process, eliminating the need for a company representative to visit your home. This paperless and online claim process saves time and effort, making it much more convenient for policyholders.
  • Multiple Insurance Options Available for Honda Activa: Digit offers a variety of insurance plans to suit different needs and budgets. Here are the main types of policies available:
    • Third-Party Liability Two-Wheeler Insurance: This is a mandatory policy under law. It covers financial losses if your Honda Activa causes injury, death, or property damage to a third party. It also includes legal expenses arising from such incidents.
    • Comprehensive Two-Wheeler Insurance: This plan offers broader protection. It covers not only third-party liabilities but also damages to your own vehicle due to accidents, theft, fire, natural disasters (like floods or earthquakes), and man-made events (like riots or vandalism). It’s ideal for those looking for complete peace of mind.
    • Standalone Own Damage Cover: If you purchased your Honda Activa after September 2018 and already have a long-term third-party policy, you can opt for this plan. It offers protection for your vehicle without duplicating third-party coverage, giving you flexible and enhanced security.
  • 24/7 Customer Support for Instant Assistance: Customer service is a crucial part of any insurance experience. Digit offers round-the-clock customer support, ensuring that help is always available when you need it. Whether you have questions about your policy, need help with a claim, or want to better understand your coverage, Digit’s responsive support team is just a call away.
  • Useful Add-On Covers for Enhanced Protection: Digit understands that every rider has unique needs. That’s why it offers a range of add-on covers to enhance your base policy. These include:
    • Zero Depreciation Cover: Zero depreciation cover gets you full claim value without depreciation deductions.
    • Breakdown Assistance: On-road support in case your Activa breaks down.
    • Engine and Gear Protection: Engine and gearbox protection covers internal damage to critical components.
    • Return to Invoice Cover: In case of total loss or theft, receive the full invoice value of your vehicle with return to invoice cover.
  • Simple Online Purchase and Renewal Process: Digit makes it incredibly easy to buy or renew your Honda Activa insurance. The entire process is online, eliminating the need for agents or paperwork. Whether you're a new customer or renewing an existing policy, you can complete the process in just a few clicks. This digital-first approach ensures a smooth and hassle-free experience.
  • Customisable Insured Declared Value (IDV): The Insured Declared Value (IDV) is the maximum amount you can claim if your Honda Activa is stolen or damaged beyond repair. Digit allows you to adjust your IDV based on your preferences. A higher IDV offers better protection, while a lower IDV can result in a lower premium. This flexibility helps you strike the right balance between coverage and cost.
  • Attractive No Claim Bonus (NCB) Benefits: If you don’t make any claims during your policy term, you’re eligible for a No Claim Bonus (NCB). This benefit translates into discounts on your premium during renewal. With each claim-free year, your savings grow, making it a rewarding experience for safe riders.

Digit offers a smart, simple, and reliable insurance solution for your Honda Activa. With flexible plans, digital convenience, and excellent customer support, you get everything you need to protect your two-wheeler. Whether you're looking for basic third-party coverage or a comprehensive plan with add-ons, Digit has you covered.

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How to Buy/Renew Honda Activa Insurance with Digit?

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Enter Bike Details

On the Digit App or website, enter bike’s registration number and select the policy status.

Choose a Plan

Select the type of bike insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

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Login

Login to Digit App or website and go to the ‘My Policy’ section.

Select Policy

Select the policy pending for renewal and click on ‘Renew Policy.’

Choose a Plan

Next, select the add-ons and tenure and confirm the details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Documents Required to Buy Honda Activa Insurance Online

To buy Digit's honda activa insurance online, a load of paperwork is not required. Furnish only the following documents to buy a new two-wheeler insurance policy within minutes:

Registration Certificate

Previous Year Insurance Policy

Documents for KYC Verification

How to Download Your Digit Two-Wheeler Insurance Policy Document?

After purchasing a two-wheeler insurance policy, it is essential to download and keep a copy for future reference. With us, you do not need to carry hard copies of your insurance policy. You can simply download it from our app. 🙂 Follow these simple steps to download your policy document from the Digit website or app:

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Login Your Account

Visit the Digit website or app and click on ‘Login’ at the top-right corner. Enter your registered mobile number and verify with OTP.

Visit ‘Active Policies’

Once logged in, navigate to the Active/My Policies section. Here, you can check the policy number, end date & start date.

Download the Policy

Done! You can save, share, print or email the policy for future reference anytime, anywhere.

How to File & Track a Two-Wheeler Insurance Claim with Digit?

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Login

Open the Digit App and go to the "File Motor Claim" option. Login and you'll be directed to the "File Motor Claim" page. Click on the policy card to start claim filing.

Provide Details

Fill in all the details related to the accident and damage to the bike.

Enter Personal Details

Update your personal details and that's it, your claim is successfully filed, and you will receive the next steps on your email & WhatsApp.

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Login

Open the Digit App and go to the ‘Check Motor Claim Status’ option. Here you can see the complete list of claims filed on your phone number.

Select Claim

Select the claim you want to check the status of. You can see the details of the claim, the current status, timeline, detailed summary, and repairer details too.

Streamlined Claims and Exceptional Service from Digit Two-Wheeler Insurance in FY'25

Streamlined Claims and Exceptional Service from Digit Two-Wheeler Insurance in FY'25

  • Digit’s Motor Insurance Claim Settlement Ratio is 96% for FY’25: We achieved this through a smartphone-enabled self-inspection process, cashless claims at over 9,000 garages in India, and a digital and paperless approach.
  • Digit Two-Wheeler Insurance Customer Received a Total Loss Claim of ₹3.22 Lakh: One of our policyholders in Bengaluru experienced a total loss after their two-wheeler was severely damaged. Fortunately, the vehicle was insured, and we processed a claim payout of ₹3.22 lakh.
  • Digit Settled a Third-Party Claim Worth 1.12 Crores:  One of our policyholders was involved in a two-wheeler accident in Hoshiarpur, Punjab, that tragically resulted in a third-party fatality. In this case, the vehicle was covered under a valid third-party insurance policy, and we processed a claim payout of ₹1.12 crore to address the resulting liability.
  • Digit Simplifies Motor Insurance Claims Using AI: We assess damage and automate document processing using AI, which integrates with partner platforms to speed up claim registration, ensuring quicker results without the hassle.
  • Digit's Average Two-Wheeler Repair Approval Time in H2 FY25: Our average approval time was 14 hours and 32 minutes, with 73% of claims completed within 12 hours. The fastest approval took just 5 minutes, while a few cases experienced longer wait times due to complexity or extra documentation.

What You Should Know about Honda Activa

What You Should Know about Honda Activa

Honda introduced the Activa range in 2001. It received a seal of approval from Indian consumers almost immediately. Today, Honda produces three variants of the scooter, each suitable for a specific section of the market. Following are a few interesting facts about Activa that you must learn as a potential buyer of these two-wheelers:
  • In 2009, the company launched an upgraded 109cc model of the vehicle in India, offering better engine power without an incremental rise in the cost. In fact, Honda claimed that the scooter became more fuel-efficient with the introduction of the newer model. 
  • The scooter model received another major upgrade with the launch of the Activa 125, with an engine cubic capacity of 125cc.
  • In 2020, the company introduced the Activa 6G to the Indian market. It came equipped with a BS6-compliant engine, telescopic front suspension, silent start system, and other smart upgrades, offering improved ride quality and fuel efficiency. 
  • The Activa range primarily caters to the budget-friendly sector. Moreover, the company manages to upgrade models regularly without a sudden and extensive hike in model prices. Therefore, they are built to last.

 

But while your Activa is there to make commuting easier for you, have you thought about what will happen under circumstances where it gets  damaged? Or, stolen?

You will of course have to undergo the hassle of getting it repaired or replaced, alongside incurring significant financial losses. To ensure that you are financially protected in such scenarios, make sure that you have a two-wheeler insurance policy for your Honda Activa.

Based on the requirements from an insurance policy, Digit is one of the options that you can consider for your vehicle.

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Honda Activa - Variants & ex-Showroom Price

Variants ex-Showroom Price (may change as per the city)
Activa 6G Standard ₹ 77,712
Activa 6G Deluxe ₹ 80,212
Activa 6G Deluxe - Limited Edition ₹ 82,211
Activa 6G H-Smart ₹ 83,703
Activa 6G H-Smart - Limited Edition ₹ 84,211

Two-Wheeler Insurance for Popular Honda Activa Scooters

Digit crafts special insurance policies for various Honda Activa models. Here’s a closer look at the different Honda Activa models:

Model Detailed Features
Activa 6G 109cc BS-VI compliant engine with ~47 kmpl mileage. Enhanced suspension, external fuel filler cap, and silent start system. Focuses on comfort, convenience, and eco-friendliness.
Activa 125 More powerful 124.9cc engine. Comes with alloy wheels, LED pilot lamps, digital instrument cluster, and mobile charging socket. BS-VI compliant, offering a premium and eco-conscious riding experience.
Activa 5G Continues with the 109cc engine and ~60 kmpl mileage. Introduces advanced features like LED headlamps and digital-analogue meter. Capable of reaching a top speed of 83 kmph, it appeals to tech-savvy riders.
Activa 4G Powered by the same 109cc engine but with improved fuel efficiency (~60 kmpl). Offers eight vibrant colour options, making it a more personalised and refined version of the 3G.
Activa 3G Equipped with a 109cc engine delivering ~52 kmpl mileage. Features a 5.3L fuel tank and a sleek, stylish body. Ideal for daily city rides with a balance of performance and economy.
Activa i Lightweight and compact with a 109cc engine delivering an impressive ~66 kmpl mileage. Designed for affordability and ease of use, making it ideal for beginners and budget-conscious riders.

Digit is your reliable source of insurance for all circumstances. A policy from the company guarantees complete financial protection for you in the event of accidents or theft of your beloved two-wheeler.

FAQs about Honda Activa Insurance in India