Honda Activa Insurance
Renew Honda Activa Insurance
9000+
Cashless Garages
1000 Crore+
Paid-in Claims
3 Cr+
Policies Sold
I agree to the Terms & Conditions
Buy Online for Huge Savings
Check Price
Bike insurance Online, starting ₹752
It's a brand new Bike
9000+
Cashless Garages
1000 Crore+
Paid-in Claims
3 Cr+
Policies Sold
Why Should You Buy Digit's Honda Activa Insurance?
Your Digit honda activa insurance not only comes with a super-easy claim process, but also with the option to choose a cashless settlement
Cashless Repairs
9000+ Cashless Network Garages for you to choose from across India
Smartphone-Enabled Self Inspection
Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"
Super-Fast Claims
Quick and hassle-free claim process that's digital and paperless
Customize Your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
24*7 Support
24*7 call facility even on National Holidays
Complimentary Wellness Benefits
Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.
What’s Covered in Honda Activa Insurance
Accidents
Common damages faced during accidents
Theft
In case your honda activa is unfortunately stolen
Fire
Common damages faced due to a fire
Natural Disasters
Damages caused due to nature’s many furies
Personal Accident
For times when you’ve hurt yourself too bad
Third-Party Losses
When someone or something gets hurt for your scooter's actions
What’s Not Covered in Digit Honda Activa Insurance?
It is equally important to know what’s not covered in your digit honda activa insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Own Damages for Third-Party Policy holder
In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered.Â
Drunk Riding or without a Licence
Your honda activa insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Contributory Negligences
Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Consequential Damages
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it is considered as consequential damage and it will not be covered)
Driving without a valid Driving Licence Holder
If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.
Key Features of Honda Activa Insurance by Digit
Types of Plans for Honda Activa Insurance
Third-Party Bike Insurance
Comprehensive Bike Insurance
Own Damage Bike Insurance
Third Party
Comprehensive
Own Damage
|
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
|
Personal Accident Cover |
✔
|
✔
|
×
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
|
Customize your IDV |
×
|
✔
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Why Choose Digit for Your Honda Activa Insurance Policy?
After purchasing a Honda Activa, one of the most important steps is purchasing a reliable two-wheeler insurance policy. Digit Insurance is one of India’s leading providers, offering a seamless and customer-friendly experience. If you're wondering what makes Digit stand out, here’s a detailed look at the key benefits of choosing Digit for your Honda Activa insurance.
Extensive Cashless Garage Network Across India
One of the biggest advantages of choosing Digit is its wide network of cashless garages. With over 9000+ garages across the country, you can easily find a service centre near you, no matter where you are. This makes the process of availing a cashless claim smooth and stress-free. Whether you're in a metro city or a smaller town, Digit ensures that help is always within reach.
Minimal Documentation and Easy Claim Process
Filing an insurance claim is often seen as a tedious process, but Digit simplifies it significantly. Unlike traditional insurers that require physical inspections and paperwork, Digit allows you to file claims digitally. You can use your smartphone to complete a self-inspection process, eliminating the need for a company representative to visit your home. This paperless and online claim process saves time and effort, making it much more convenient for policyholders.
Multiple Insurance Options Available for Honda Activa
Digit offers a variety of insurance plans to suit different needs and budgets. Here are the main types of policies available:
- Third-Party Liability Two-Wheeler Insurance: This is a mandatory policy under law. It covers financial losses if your Honda Activa causes injury, death, or property damage to a third party. It also includes legal expenses arising from such incidents.
- Comprehensive Two-Wheeler Insurance: This plan offers broader protection. It covers not only third-party liabilities but also damages to your own vehicle due to accidents, theft, fire, natural disasters (like floods or earthquakes), and man-made events (like riots or vandalism). It’s ideal for those looking for complete peace of mind.
- Standalone Own Damage Cover: If you purchased your Honda Activa after September 2018 and already have a long-term third-party policy, you can opt for this plan. It offers protection for your vehicle without duplicating third-party coverage, giving you flexible and enhanced security.
24/7 Customer Support for Instant Assistance
Customer service is a crucial part of any insurance experience. Digit offers round-the-clock customer support, ensuring that help is always available when you need it. Whether you have questions about your policy, need help with a claim, or want to better understand your coverage, Digit’s responsive support team is just a call away.
Useful Add-On Covers for Enhanced Protection
Digit understands that every rider has unique needs. That’s why it offers a range of add-on in bike insurance to enhance your base policy. These include:
- Zero Depreciation Cover: Zero depreciation cover gets you full claim value without depreciation deductions.
- Breakdown Assistance: On-road support in case your Activa breaks down.
- Engine and Gear Protection: Engine and gearbox protection covers internal damage to critical components.
- Return to Invoice Cover: In case of total loss or theft, receive the full invoice value of your vehicle with return to invoice cover.
Simple Online Purchase and Renewal Process
Digit makes it incredibly easy to buy or renew your Honda Activa insurance. The entire process is online, eliminating the need for agents or paperwork. Whether you're a new customer or renewing an existing policy, you can complete the process in just a few clicks. This digital-first approach ensures a smooth and hassle-free experience.
Customisable Insured Declared Value (IDV)
The Insured Declared Value (IDV) is the maximum amount you can claim if your Honda Activa is stolen or damaged beyond repair. Digit allows you to adjust IDV in bike insurance based on your preferences. A higher IDV offers better protection, while a lower IDV can result in a lower premium. This flexibility helps you strike the right balance between coverage and cost.
Attractive No Claim Bonus (NCB) Benefits
If you don’t make any claims during your policy term, you’re eligible for NCB in bike insurance. This benefit translates into discounts on your premium during renewal. With each claim-free year, your savings grow, making it a rewarding experience for safe riders.
Digit offers a smart, simple, and reliable insurance solution for your Honda Activa. With flexible plans, digital convenience, and excellent customer support, you get everything you need to protect your two-wheeler. Whether you're looking for basic third-party coverage or a comprehensive plan with add-ons, Digit has you covered.
How to Buy Honda Activa Insurance with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Documents Required to Buy Honda Activa Insurance Online
To buy Digit's honda activa insurance online, a load of paperwork is not required. Furnish only the following documents to buy a new two-wheeler insurance policy within minutes:
Registration Certificate
Previous Year Insurance Policy
A Previous Year Insurance Policy refers to the two-wheeler insurance coverage you had for the previous policy term, typically valid for one year. It includes details like:
Â
- Policy Number: Unique ID of your old insurance plan.
- Coverage Type: Whether it was third-party or comprehensive.
- Insurer Details: The company that provided the coverage.
- Policy Expiry Date: The date the previous insurance lapsed.
- No Claim Bonus (NCB): A discount earned if no claims were made.
Documents for KYC Verification
What You Should Know about Honda Activa
Honda introduced the Activa range in 2001. It received a seal of approval from Indian consumers almost immediately. Today, Honda produces three variants of the scooter, each suitable for a specific section of the market. Following are a few interesting facts about Activa that you must learn as a potential buyer of these two-wheelers:
- In 2009, the company launched an upgraded 109 cc model of the vehicle in India, offering better engine power without an incremental rise in the cost. In fact, Honda claimed that the scooter became more fuel-efficient with the introduction of the newer model.
- The scooter model received another major upgrade with the launch of the Activa 125, with an engine cubic capacity of 125 cc.
- In 2020, the company introduced the Activa 6G to the Indian market. It came equipped with a BS6-compliant engine, telescopic front suspension, a silent start system, and other smart upgrades, offering improved ride quality and fuel efficiency.
- The Activa range primarily caters to the budget-friendly sector. Moreover, the company manages to upgrade models regularly without a sudden and extensive hike in model prices. Therefore, they are built to last.
But while your Activa is there to make commuting easier for you, have you thought about what will happen under circumstances where it gets damaged? Or, stolen?
You will of course have to undergo the hassle of getting it repaired or replaced, alongside incurring significant financial losses. To ensure that you are financially protected in such scenarios, make sure that you have a two-wheeler insurance policy for your Honda Activa.
Based on the requirements from an insurance policy, Digit is one of the options that you can consider for your vehicle.
Honda Activa - Variants & ex-Showroom Price
Two-Wheeler Insurance for Popular Honda Activa Scooters
Digit crafts special insurance policies for various Honda Activa models. Here’s a closer look at the different Honda Activa models:
Digit is your reliable source of insurance for all circumstances. A policy from the company guarantees complete financial protection for you in the event of accidents or theft of your beloved two-wheeler.
Protect What Matters - Explore Other Insurance Options