Honda CB200X Insurance

Besides the policy cost, you must factor in several other pointers before choosing your insurance provider. Digit offers plenty of additional lucrative benefits that deem it the best choice for Honda motorcycle owners.

• Three Insurance Policies to Select from - Digit extends three insurance policies as stated below.

  • Third-party Liability Two-Wheeler Insurance Policy -  This policy takes care of any financial loss you undergo for third-party damage due to an accident with your Honda CB200X. Furthermore, the policy covers expenses caused by the death or injury of any third person involved in the accident, along with other litigation issues.
  • Comprehensive Two-Wheeler Insurance Policy - Apart from the third-party liabilities, the comprehensive two-wheeler insurance for Honda CB200X covers any financial threats like accidents, theft and more. Moreover, both you and the other party can put forward claims for damage expenses from Digit. The insurance provider offers a payout for unavoidable scenarios like natural disasters, artificial calamities, vandalism, fire, etc.
  • Own Damage Insurance - This Honda CB200X insurance option ensures substantial protection to policyholders for their two-wheelers. This policy does not cover third-party liabilities. Thus, existing third-party insurance policyholders can opt for their own damage cover separately for better security.

• Convenient Online Procedure - Digit provides an easy online process for claiming and buying bike insurance online. You can upload claim documents and choose your suitable policy at the convenience of your smartphone. 

Likewise, you can get your Honda CB200X insurance renewal online in a similar manner. 

• Wide Network of Garages - Digit has tie-ups with 9000+ garages across India. As a result, you will always find an authorised garage nearby to receive cashless repairs whenever necessary.

• Excellent Customer Service - Digit's excellent 24x7 customer care service provides you with round-the-clock assistance with your Honda CB200X insurance.

• Different Add-on Policies - For your convenience, Digit offers lucrative add-on policies, such as:

  • Return-to-Invoice Cover
  • Zero-Depreciation Cover
  • Consumable Cover
  • Breakdown Assistance
  • Engine and Gearbox Protection

• Faster Claim Settlement - Digit ensures excellent claim settlement services. As a result, you can settle your claims instantly with self-inspection from any smartphone at your disposal.

• Transparency - Digit maintains optimal transparency while going through the policies on the website. In other words, you pay specifically for the policies you choose. Similarly, you get accurate coverage for your chosen policy.

Digit lets you reduce your Honda CB200X insurance premium by selecting a higher deductible and steering clear of small claims. However, it is advised not to trade off these convenient benefits by opting for lower premiums.

So, you can contact responsible insurers like Digit to obtain further clarity on your Honda CB200X insurance.

Considering the future expenses due to damage repair and fines, enduring the Honda CB200X insurance cost seems like a better option. A well-rounded two-wheeler insurance policy can provide:

• Penalty/Punishment Protection - As stated in the Motor Vehicles Amendment Act 2019, it is mandatory to have your motorcycle insured by a valid third-party two-wheeler insurance policy. Otherwise, you will have to pay a fine of ₹2,000 on your first offence and ₹4,000 if you repeat the same.

• Own Damage Protection - There can be unfortunate incidents like a fire, flood, theft or accident where your motorcycle experiences extensive damage. In such scenarios, a valid comprehensive insurance policy can cover those unavoidable expenses.

• Personal Accident Cover - Your bike insurance policy must include a personal accident cover to bear the expenses caused by death or disability of the owner due to an accident. 

• Third-party Damages Protection - If you ever meet with an accident and your Honda CB200X inflicts damage to any third-party property, you will have to bear the third-party damage expenses as well. In this case, your valid third-party liability insurance can provide coverage against those financial liabilities. Furthermore, your Honda CB200X insurance can also help you handle related litigation issues.

• No Claim Bonus Benefits - Moreover, the insurer provides you with a bonus for each claim-free year. This bonus, in turn, brings down your premium at the time of policy renewal. In other words, you can enjoy such no-claim bonus benefits on your Honda CB200X insurance policy renewal.

Honda CB200X comes in a single variant with three colour options to choose from - Matte Selene Silver Metallic, Sports Red and Pearl Nightstar Black. Some interesting features of this motorcycle are:

• Honda CB200X comes with a 184.4cc engine churning up a torque of 16.1Nm and a power of 17 bhp.

• It packs an anti-lock braking system (ABS) with disc brakes at both the front and the rear positions. 

• Honda CB200X has a kerb weight of 147 kg.

• It features a 5-speed manual transmission.

• Honda CB200X has a fuel tank capacity of 12 litres.

Although Honda motorcycles are famous for their superior durability and robust design, you must prepare for the unpredictable situations that may lead to your motorcycle’s damage. In such a situation, a valid insurance policy can provide coverage against your financial losses.

Therefore, it is essential to buy or renew two-wheeler insurance for Honda CB200X from a responsible insurer.