Honda SP 125 Bike Insurance

Honda Motorcycle and Scooter India unveiled its BS-VI compliant Honda SP 125 on 1st April 2020. The robust engine delivering optimum power and torque and effective mileage at an attractive price are some of the highlights of this bike. 

However, if you already own this vehicle, buy third-party Honda SP 125 insurance. According to the Motor Vehicles Act 1988, bike insurance is mandatory in India. However, consider comprehensive bike insurance for extensive benefits. Several insurers like Digit allow modifying this comprehensive policy with paid practical add-ons. 

Take a look at what are other benefits that Digit has in store for its insurance policyholders.

If you're considering insurance for the Honda SP 125, here are a few reasons why Digit is the choice.

Customise with Useful Add-Ons

You can choose from the following add-ons in bike insurance to enjoy additional benefits along with your insurance policy as additional coverage. 

• Consumable Cover
• Breakdown Assistance
• Zero Depreciation Cover
• Return to Invoice Cover
• Gearbox and Engine Protection

Wide Range of Insurance Policies

Digit Insurance presents three distinct insurance policies to choose from.

• Own Damage Insurance Policy: This Honda SP 125 policy provides substantial financial support to policyholders for their scooters against losses caused by accidents, natural disasters, theft, and more. But it does not cover third-party liabilities. As a result, all existing third-party policyholders can avail themselves of this standalone policy anytime they want. They need not wait for the policy renewal to avail this Own Damage Insurance Policy.
• Third-Party Two-Wheeler Insurance Policy: This policy financially covers all losses incurred from third-party damages inflicted by your Bajaj Chetak in the event of an accident. This policy also covers the financial liabilities arising from the death or injury of a third person involved in the accident. In addition, it relieves you of all litigation issues.
• Comprehensive Two-Wheeler Insurance Policy: Besides third-party liabilities, this comprehensive two-wheeler insurance for Honda SP 125 also covers damages caused by theft, accidents, fire, and natural disasters. Furthermore, both you and the other party can claim the damage expenses from Digit.

Paperless and Quick Settlement of Claims

Opt for Honda SP 125 insurance online and skip the exhaustive documentation process. You can raise your claim for two-wheeler insurance on the digit app instantly without any hassle.

IDV Customisation

You can increase and decrease your vehicle's IDV. Increasing IDV is an ideal option for individuals residing in theft-prone areas. Further, an increased IDV in bike insurance allows you to claim a lump sum amount to compensate for the financial losses from accidental damage.

Personal Accident Cover

Personal accident cover is mandatory according to IRDAI for every vehicle owner. This helps you to compensate for the losses in case of accidental demise or disablement of the insured bike owner.

No-Claim Bonus Facility

If you opt for a Honda SP 125 insurance policy renewal, you can avail NCB in bike insurance facility. With each no-claim year, you earn discounts on the premium payable towards your bike insurance. Enjoy a discount of up to 50% against 5 consecutive non-claim years. 

Also, reduce your premiums payable towards your Honda SP 125 insurance by opting for higher voluntary deductibles. But, there are other considerations that you must note to buy two-wheeler insurance.

The Honda SP 125 is a premium commuter motorcycle that blends sporty aesthetics with advanced engineering. It is available in two variants – drum and disc – and comes in five colours. These include black, Matte Axis Grey Metallic, Imperial Red Metallic, Matte Marvel Blue Metallic, and Pearl Siren Blue.. It caters to riders who value both performance and style. The bike is offered in two variants, giving users flexibility based on their preferences.

Engine & Performance

At the core of the SP 125 is Honda’s Enhanced Smart Power (eSP) technology, which is designed to optimize fuel efficiency and deliver a smoother ride. The bike features a 123.94cc BS6 engine that produces 10.7 bhp of power and 10.90 Nm of torque. Its Programmed Fuel Injection (PGM-FI) system, supported by eight sensors, ensures precise fuel delivery and effective combustion. This results in a mileage of up to 63 km/l, making it one of the most fuel-efficient bikes in its segment. The 5-speed transmission adds to the overall riding comfort and control.

Design and Styling

The SP 125 stands out with its sporty and robust design. A sharp digital meter provides accurate real-time information, enhancing the rider’s awareness and experience. The unique tank design, complemented by bold graphics, gives the bike a distinctive presence. Premium touches like split 5-spoke alloy wheels and a chrome muffler cover add to its visual appeal. The DC LED headlamp not only enhances the bike’s aesthetics but also ensures consistent illumination in various riding conditions.

Comfort and Safety

Honda has equipped the SP 125 with features that enhance both comfort and safety. The seal chain is designed for low maintenance and long-term durability, reducing the hassle of frequent servicing. The combi-brake system improves braking efficiency by reducing stopping distance, while the 5-step adjustable rear suspension ensures a smooth and comfortable ride across different terrains.

Insurance and Protection

Despite its advanced features and reliable build, the SP 125 remains vulnerable to unforeseen incidents on the road. To safeguard your investment, it’s wise to consider comprehensive insurance coverage. Trusted providers like Digit Insurance offer tailored plans that ensure peace of mind and financial protection in case of accidents or damages.