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What is IDV in Bike Insurance & How to Calculate Bike Depreciation Rate?

What is IDV in Bike Insurance?

What is the Importance of IDV in Bike Insurance?

What is IDV Value Calculator for Bike?

How to Calculate the IDV of Your Two-wheeler?

How to Calculate IDV of Two-wheeler More than 5-Years Old?

What is the Role of Depreciation in IDV Calculation?

Depreciation Rates for your Bike

Age of the Bike

Depreciation %

6 months and below


6 months to 1 year


1-2 years


2-3 years


3-4 years


4-5 years


5+ years

IDV mutually decided by the insurance provider and policyholder

IDV vs Premium

What Factors are Considered to Calculate the IDV for a Bike?

Why Should you care so much about your IDV?

FAQs about IDV in Bike Insurance