With numerous companies peddling insurance for two-wheelers, it can get chaotic and confusing for new bike owners to pick one provider. Digit makes for a wise choice for such consumers, due to the following reasons:
NCB Offers to Benefit Policyholders - Those who manage to have a claim-free year can avail attractive no-claim bonus offers to enhance the benefits from their insurance cover. In most cases, NCB accumulation results in reduced pricing for a comprehensive two-wheeler insurance policy during renewal. With the money you save, you can opt for additional protection for your bike in the form of add-ons or riders!
An Array of Beneficial Add-Ons - Speaking about add-ons for Hero Passion Pro insurance, Digit offers sufficient choice when it comes to additional coverage not available with base policies. It is up to you whether you want to choose such complimentary protection. Here is a complete list of available two-wheeler add-ons from Digit:
- Zero Depreciation Cover
- Engine and Gear Protection
- Return to Invoice Cover
- Breakdown Assistance
- Consumable Cover
While you do not need every rider, your individual situation and area of travel can dictate what kind of additional protection you should avail for the Passion Pro.
Variable Insurance Options to Choose from - One can choose from a variety of Passion Pro insurance types through Digit, which includes these categories -
- Third-Party Liability Two-Wheeler Insurance Policy – Here, the policyholder cannot claim for damage to their own vehicle. However, they can claim this policy to fulfil any liability to another party (individual, property or vehicle) affected due to the said accident.
- Comprehensive Two-Wheeler Insurance Policy – This is a policy where the third-party liability cover is combined with self-damage cover. Thus, you can claim for damages incurred by your Passion Pro during an accident, as well. Moreover, you can claim cover in the event of bike theft or damage due to floods, cyclones, earthquakes, natural and manmade calamities.
You can further opt for an own damage cover, where you can enjoy the advantages of a comprehensive policy sans the third-party liability portion. However, to avail such a policy, your Passion Pro must not be older than September 2018. Further, you should have a third-party liability insurance policy in place to be eligible to avail an own damage cover.
Consider the kind of Passion Pro insurance plan you need. If you are prone to accidents, opting for a comprehensive cover may be the best solution.
24-hour Customer Service Availability - Another plus point for Digit is that the company takes customer service very seriously. In fact, we have a team attending phone calls from consumers at all times. Our experts can resolve any issues that you face or even guide you with the simple claim filing procedure. Since accidents can happen at any time, Digit is ready to handle such emergencies without delay.
Simple Online Claim Settlement Process - Digit saves policyholders from undergoing a convoluted and complex procedure during filing insurance claims. Especially with our feature of a smartphone-enabled self-inspection process, the process to file claims has become much more streamlined and hassle-free. What more, the entire process can be completed online, eliminating the need to carry out the cumbersome task of filling out paperwork.
Freely Increase or Decrease IDV - If you are unhappy with the offered IDV, you are free to alter it as per your needs with Digit. Higher insured declared value can be immensely helpful in the event of total loss of the bike in question. The added sum can help you replace the vehicle with a newer model, thereby limiting financial loss. Although an increase in the IDV can also cause your premiums to also increase, it is still a wise move to secure your investment in the vehicle completely.
Buying and Renewing Policies are Simple - Passion Pro insurance policy purchase is extremely simple when you choose to avail it from Digit. This is primarily because our online portal allows both new and existing customers to avail the benefits of insurance promptly. Simply visit our website, choose the kind of plan you want, fill up necessary details regarding the bike, pay the yearly premium and that’s all.
You can follow a similar procedure to renew an existing plan through our portal.
Walk into Digit’s Network Garages for Cashless Repairs - Digit maintains an association with more than 1000 network garages across India. If you are a policyholder with us and seek bike repairs at one of these centres, you can repair the damages without paying any cash from your pocket. This is because Digit directly reimburses the garage of these expenditures so that you do not have to spend a single rupee from your own pockets.
With such features and more, Digit’s two-wheeler insurance policies make for the more beneficial ones available in the market.
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