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File Digit Health Claims Online

⯈  Hassle-free & Seamless Claim Filing

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How to File Digit Health Insurance Claim Online on the Digit App?

Filing a health insurance claim shouldn’t feel like a hectic, long, confusing, and stressful process. With the Digit Insurance app, it’s easy, convenient and seamless. 

Whether it’s a cashless or reimbursement claim, Digit makes the process easy for you so that you can focus on recovery, not paperwork. Here's a step-by-step guide to help you file your claim quickly and hassle-free.

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What Types of Health Insurance Claims Can You File on the Digit App?

Steps to File a Health Claim on the Digit App

Follow the steps given below to file your health insurance claims online effortlessly!

Steps to File a Cashless Health Claim

Cashless health insurance claims are typically settled directly between the hospital and the insurer, requiring minimal involvement from you. Just follow these simple steps to initiate the Digit cashless health claim process:

Step 1: Look for a Cashless Hospital

To begin the cashless claim process, locate a hospital that is part of Digit’s network hospital list near your location.

Step 2: Present Health E-card & KYC

Present your Health E-card along with your KYC document (Aadhaar, PAN, Passport or DL) at the hospital.

Step 3: Relax! We’ve Got This

The hospital will initiate a pre-authorisation request, and Digit will coordinate directly with them.

What are the Documents Required to File a Health Claim?

When you make a health insurance claim, you’ll need to share a few documents to help the process go smoothly. Here’s a list of important papers you might need when filing a health insurance claim with Digit:

Claim Type  Documents Required 
Cashless Claims  Health E-card 
KYC document (Aadhaar, PAN, Passport, or Driving License) 
Reimbursement Claims  Discharge summary, Medical bills, KYC document, Cancelled cheque/Bank passbook (1st Page), Consultation document (Optional), Lab test reports (Optional), Other supporting documents (if applicable) 
Pre & Post-Hospitalisation  Medical bills, KYC document, Consultation documents (Optional), Lab test reports (Optional), Other supporting documents (if applicable) 
Annual Health Check-up Claims  Medical bills, Lab test reports, KYC document, Cancelled cheque copy/Bank passbook (1st Page), Consultation documents (Optional), Other supporting documents (if applicable) 
OPD (Outpatient) Claims  Medical bills, Consultation documents, KYC documents, Cancelled cheque copy, Lab test reports (Optional), Other supporting documents (if applicable) 

Disclaimer: The documents listed above are the commonly required documents during Digit health claim filing. However, Digit may ask for additional or optional documents depending on the type of claim, policy coverage and verification needs. 

How to Check Your Health Claim Status on the Digit App?

Customer Support for Health Insurance Claims

Senior Citizen Helpline
Cashless Helpline for Health Customers
Health Reimbursement Claims Helpline
1800-258-4242
For other Queries & Claims
Escalate your Grievance

Interesting Claim Stories about Digit Health Insurance

Highest Health Claim of ₹16.77 Lakh Settled by Digit in FY 2024-25 Highest Health Claim of ₹16.77 Lakh Settled by Digit in FY 2024-25

Highest Cashless Health Claim of ₹25.61 Lakh Settled by Digit in H1 FY 2026

A customer from New Delhi underwent treatment for Aortic Stenosis, a serious heart condition requiring advanced medical care. The total bill was substantial, but Digit ensured a cashless settlement of ₹25.61 lakh, making it the highest health insurance claim processed in the first half of FY 2026.

What truly mattered was the speed and transparency of the process. From hospital coordination to final approval, everything was handled seamlessly, reducing stress for the patient and their family.

Over ₹27 Crore Settled for Pre and Post-Hospitalisation Expenses in FY 2024-25 Over ₹27 Crore Settled for Pre and Post-Hospitalisation Expenses in FY 2024-25

₹27 Crore Paid for Pre and Post-Hospitalisation Care in FY 2024-25

Health insurance isn’t just about covering hospital bills but it is also about supporting recovery from start to finish. This year, one patient treated for malignancy received coverage not only for hospitalisation but also for more than 10 pre and post-treatment visits, with a payout of over ₹1.4 lakh.

In total, Digit settled claims worth ₹27 crore for pre and post-hospitalisation expenses in FY 2024-25. This shows our commitment to care that goes beyond the hospital stay, ensuring patients get the help they need before and after treatment.

7,747 Babies Covered Under Digit’s Family Policies in FY 2024-25 7,747 Babies Covered Under Digit’s Family Policies in FY 2024-25

7,747 Newborns Covered Under Parents’ Health Plans in FY 2024-25

In FY 2024-25, Digit extended health insurance coverage to 7,747 newborns under their parents’ policies, ensuring the newest members of the family are protected from day one.

Interestingly, the most common names among these babies were Shivansh and Fatima. This is made possible by Digit’s flexible family health plans, which include newborns, making it easy for parents to secure their child’s health without extra paperwork.

FAQs About Filing a Health Insurance Claim on the Digit App

Can I file reimbursement claims and pre/post-hospitalisation through the Digit app?

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Yes, you can file reimbursement claims, pre & post-hospitalisation, OPD claims, and annual health check-up claims on the Digit app.

Yes, you can file reimbursement claims, pre & post-hospitalisation, OPD claims, and annual health check-up claims on the Digit app.

Can I file a claim for multiple treatments under the same policy on the app?

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Yes, you can file separate claims for each treatment, provided they are covered under your policy and your sum insured is not exhausted.

Yes, you can file separate claims for each treatment, provided they are covered under your policy and your sum insured is not exhausted.

Can I file a claim for a dependent family member via the Digit app?

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Yes, you can file a claim for your dependent family member on the Digit app if they are included in the policy. On the app, all insured members under your policy are listed. Select the appropriate member while filing the claim.

Yes, you can file a claim for your dependent family member on the Digit app if they are included in the policy. On the app, all insured members under your policy are listed. Select the appropriate member while filing the claim.

Is it safe to upload my medical documents to the Digit App?

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Yes, it is safe to upload medical documents on the app. It utilises secure encryption to safeguard your data and maintain your privacy throughout the claim process.

Yes, it is safe to upload medical documents on the app. It utilises secure encryption to safeguard your data and maintain your privacy throughout the claim process.

Is there a time limit to file a health claim on the Digit App?

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Yes, ideally, you must file a reimbursement claim within 7 days. However, you must read your policy document to know the time limit for filing a health claim. 

Yes, ideally, you must file a reimbursement claim within 7 days. However, you must read your policy document to know the time limit for filing a health claim. 

Do I need to inform Digit before hospitalisation to file a claim?

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For cashless claims, it’s recommended to inform Digit in advance (48 hours for planned hospitalisation and 24 hours for emergency). For reimbursement claims, you must file the health claim within 7 days.

For cashless claims, it’s recommended to inform Digit in advance (48 hours for planned hospitalisation and 24 hours for emergency). For reimbursement claims, you must file the health claim within 7 days.

How can I track the status of my claim on the Digit App?

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You can track the status of your reimbursement health claim anytime on the Digit app.

You can track the status of your reimbursement health claim anytime on the Digit app.

Can I download my health insurance policy document from the Digit App?

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Yes, you can easily download your health insurance policy document from the Digit App by selecting your active policy and clicking on the download icon. 

Yes, you can easily download your health insurance policy document from the Digit App by selecting your active policy and clicking on the download icon. 

How do I check my policy status or coverage limits on the app?

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To check your policy status or coverage limits, visit the Digit app. Here, you’ll find the policy details, including your sum insured, coverage type, validity period, and any sub-limits or add-ons included in your plan.

To check your policy status or coverage limits, visit the Digit app. Here, you’ll find the policy details, including your sum insured, coverage type, validity period, and any sub-limits or add-ons included in your plan.

What documents do I need to upload for a reimbursement claim in the app?

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You need the final bill, discharge summary, consultation papers, diagnostic reports, pharmacy bills, and KYC document.

You need the final bill, discharge summary, consultation papers, diagnostic reports, pharmacy bills, and KYC document.

Do I need to register separately to file a claim on the Digit app?

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No, just log in using your registered mobile number. Your policy will be auto-linked. You can then download, check and file a claim on the app.

No, just log in using your registered mobile number. Your policy will be auto-linked. You can then download, check and file a claim on the app.

Can I upload claim documents directly to the Digit app?

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Yes, the app allows you to upload photos or PDFs of hospital bills, discharge summaries, prescriptions, etc., directly during the claim process.

Yes, the app allows you to upload photos or PDFs of hospital bills, discharge summaries, prescriptions, etc., directly during the claim process.

Is an e-signature or any consent needed on the Digit app for claim filing?

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No e-signature is needed while filing a claim. You only need to submit scanned or photographed documents through the app.

No e-signature is needed while filing a claim. You only need to submit scanned or photographed documents through the app.

Is the claim-filing feature on the Digit app available 24/7?

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Yes, you can file a health insurance claim anytime, anywhere, 24/7 via the app.

Yes, you can file a health insurance claim anytime, anywhere, 24/7 via the app.

How long does Digit take to settle a health insurance claim?

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At Digit, most cashless claim pre-approvals are completed within 2 hours on the same day and reimbursement claims take up to 3 working days for settlement after you have submitted all your documents.  However, in FY 2024-25, 75% of cashless health claims were approved in just 30 minutes at Digit and almost 70% of reimbursement claims were settled in just 2 days.

At Digit, most cashless claim pre-approvals are completed within 2 hours on the same day and reimbursement claims take up to 3 working days for settlement after you have submitted all your documents. 

However, in FY 2024-25, 75% of cashless health claims were approved in just 30 minutes at Digit and almost 70% of reimbursement claims were settled in just 2 days.

What should I do if the Digit app crashes or fails while filing a claim?

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You can retry filing a claim after some time by restarting the app. If the issue persists, contact Digit’s customer support for cashless (7709996079) and for reimbursement (18002584242).

You can retry filing a claim after some time by restarting the app. If the issue persists, contact Digit’s customer support for cashless (7709996079) and for reimbursement (18002584242).

What should I do if my claim is rejected or partially approved?

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The app will display the reason for claim rejection or partial approval. Please review the details carefully and update or correct any missing information if required. For further assistance, you can contact Digit’s customer support at 18002584242.

The app will display the reason for claim rejection or partial approval. Please review the details carefully and update or correct any missing information if required. For further assistance, you can contact Digit’s customer support at 18002584242.