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Trusted by 30 Lakh Indians for their insurance needs
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What’s Covered in Digit Car Insurance

Hatchback Damaged Driving

Accidents

  • Common damages to your own car like accidents & collisions
Getaway Car

Theft

  • If unfortunately your car gets stolen

Fire

  • Common damages due to Fire

Natural Disasters

  • Damages due to any natural calamities

Personal Accident

  • If there is a car accident and unfortunately it leads to death or disability of the owner

Third Party Losses

  • Damage your car causes to someone else's car or any other property

Add-on Covers with Digit Car Insurance

Car insurance add-ons which you can buy with your car insurance policy

Zero depreciation Add-on Cover

Ideal for cars less than 5 years old, this cover allows you to nullify the depreciation charged on your car and its parts and gives you the full value of repairs, costs and replacements during a claim.

Return to Invoice Add-on Cover

In case of theft or damages beyond repair, this add-on gives you the benefit of getting back the complete amount of your car's invoice value, including the cost of registering a new vehicle and its road tax respectively.

Engine and Gear-Box Protection Add-on Cover

Generally, repairs to your engine or gearbox aren't covered unless the damage takes place during an accident. That's why this add-on comes in handy, as it covers you against any damages and losses caused to your engine or gearbox in all other situations as well.

Breakdown assistance cover

We all need a little help sometimes! Our Breakdown Assistance Add-On gives you the benefit of taking help whenever required, i.e assistance during car breakdowns at any time you'd like 🙂 The best part? It doesn't even count as a claim!

Tyre protect cover

Generally, tyre damage isn't covered in standard insurance unless the damage takes place during an accident. That's why this tyre protect add-on gives you the benefit to safeguard and cover for tyre damages such as tyre bursts, bulges or cuts during all other situations possible.

What’s not Covered

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

You were driving drunk or without a valid driving license.
You hold a learner’s license and were driving without a valid driving license-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why should you buy Digit Car Insurance?

We treat our customers like VIPs, know how…

Super-Fast claims

On average, we settle claims for car insurance in 11 days flat!

Cashless Repairs

1400+ Cashless Network Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty - for repairs at our network garages

24*7 Support

24*7 call facility even on National Holidays

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

High IDV per rupee

With us, you can customize your IDV as per your choice!

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

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What our customers have to say about us

Rajakumar

Excellent service. Everything is digitized and recently I had to change the insurance from the previous seller post changing the RC. The whole transaction was handled seamslessly without me visiting their office. I will recommend them for anyone going for car insurance.

Read on facebook
Via Facebook, Jan 9
Gaurav Yadhav

It was very good experience purchasing a car insurance policy from Digit. Very polite and prompt service by Poonam Devi. She took extra care in getting the policy issued as soon as possible.

Read on facebook
Via Facebook, Jan 14
Sandeep Chowdhury

Awesome experience with Digit Insurance. Got a call from settlement agent with in 5 mins. after uploading all the required Pictures and documents. The claim got settlled over the call itself. Received the claim amount very next working day after providing the final invoice.

Read on facebook
Via Facebook, Dec 26

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FAQ's related to buying Car Insurance Online

Of course, you may have more questions related to renewing or buying car insurance only, so scroll down and find your question answered!