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Get up to $1 Million Sum Insured

Student Travel Insurance Policy

Up to $1M

Sum Insured


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Mobile Number
Email ID
Date Of Travel
Duration of Travel
University Name
Course Duration
Date of Birth
Passport Number
Sum Insured

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Up to $1M

Sum Insured


Customer Support



Travel Insurance for Students Studying Overseas

Why do Students need Travel Insurance?

We’ve done our research, so let us present our findings:

Universities abroad
Universities abroad insist on having a comprehensive insurance plan. (1)
Medical Cost when you travel
Medical expenses cost 3 to 5 times more outside India. (2)
belongings people lose while travelling
Phones, Laptops, Bank Cards, Licenses & Passports are the top belongings people lose while travelling. (3)
travel insurance
USA, England, Germany are among a list of countries that mandate having a travel insurance. (4)
personal liability
Student travel policies offer coverages like personal liability and bail bond, study interruption, trip delays and cancellation, etc. to protect you against troubles abroad. (5)

Why choose Digit’s Overseas Student Travel Insurance?

  • Daily Cash Allowance: You can access USD 50 per day for a maximum of 5 days, for hospitalization charges.*  
  • Loss of Baggage and Personal Belongings: If you lose your baggage or personal belongings (due to theft, larceny, robbery, etc.), then we will reimburse you for the declared loss. 

  • Common Carrier Delay: In simple terms, if your flight was delayed for more than 4 hours, you will be insured.

  • Waiver of Pre-existing Diseases: Under this plan, we will cover you from 5-10% of your Sum Insured 

  • Up to $1 Million Sum Insured: A $1 Million SI option gives you maximum protection for a brighter future!

  • Coverages up to 3 years: Stay secure for 3 whole years with Digit’s International Student Travel Insurance Plan.

  • 24x7 Worldwide Claims Support: All day, every day. We’re here for you. You can reach out to us through missed calls, WhatsApp, Email or even through our website!

  • Super Easy Claims: If you file a claim with us, you don’t have to worry about any tedious procedures! Digit has a simple, digital, hassle-free claiming process. 

What’s Covered in Digit’s Overseas Student Travel Insurance Plan?

A Cover for your Health

Emergency Medical Treatment and Evacuation

If you fall ill or are hospitalized due to any unexpected illness, or repatriation of mortal remains in case of death, or require OPD treatment up to 10% of your SI, then we’ve got you covered

Emergency Accidental Treatment and Evacuation

In the event of an accident, you need to cover your hospitalization charges, then our plan covers for you. Additional 10% Sum Insured for accidental treatments. OPD treatment is covered up to 10% of your SI.

Daily Cash Allowance

Petty cash with regards to hospitalization expenses are also covered for up to 5 days, with a time excess of 2 days

Emergency Dental Treatment

Dental treatment due to accidents are filled in by us. Don’t worry about burning a hole in your pocket, we’ve got you covered!

Personal Accident

In an unfortunate event of permanent disability or even death, you or your nominee are entitled to a flat benefit from us

Waiver of Pre-existing Disease

Depending on your SI option, you can avail 5-10% of your sum insured

A Cover for your Studies

Study Interruption

If your studies are interrupted due to any unexpected event and you cannot claim any refund from your organization, then we got you covered

Accident of the Sponsor

If the person sponsoring your education has permanent total disability or unfortunately dies, then our policy can help cover your course expenses

Compassionate Family Visit

If you require a family member to visit you when you are hospitalized, then we will cover the cost of visit of one member. This cover let’s family stick together

Personal Liability & Bail Bond

Sometimes in unfamiliar places you might get mixed up with the law. To help yourself in a situation like this and lawsuits filed by a third party against you, this plan financially covers for you

A Cover for your Travel

Loss of Passport

You can avail a duplicate passport while abroad if the original one gets lost, stolen, or damaged. Don’t worry about the expenses, we cover it!

Delay of Checked-in Baggages

You are entitled to monetary compensation from us if your checked-in baggage is delayed by more than the duration specified in your policy

Accidental Death and Disability (Common Carrier)

Even in the event of accidental injury during your flight travel that leads to your permanent disability or death, you or your nominee can claim a flat benefit from us

Common Carrier Delay

If your flight is delayed for more than 4 hours then you can avail a claim of USD 50. You can get compensated for the time lost

Total Loss of Checked-in Baggage

You can claim for monetary benefit in the event of total loss of your checked-in baggage on pro-rata basis

Loss of Baggage and Personal Belongings

If you lost your baggage or personal belongings due to theft, robbery, etc. while on your trip, then you will be able to claim for any declared loss

What's not Covered?

How Can I File a Claim for Student Overseas Travel Insurance?

With Digit, we’ve simplified our claiming process to make things quicker and easier for you especially during your hard times. With us, you get 24x7 Worldwide Claims Support. We’ll be with you through every step of the way and support you seamlessly across the globe!

  • Missed Call Facility: We understand that calling from an international destination is not always possible. That’s why we've introduced a Missed Call Facility. All you need to do is leave us a missed call on +917303470000 and we’ll call you back within just 10 minutes! However, please ensure you call from a mobile no. and not a landline. You can also mail us at

  • WhatsApp: Drop us a text on WhatsApp on +91-7026061234 and we’ll get right back to you!

  • Get a reminder for claims when your flight is delayed: If your flight is delayed for more than 4 hours, you’ll automatically receive an SMS from us. All you need to do is send us a picture of your boarding pass and bank details, and you’ll receive your monetary compensation in a jiffy!

  • No hard copies needed: We believe in keeping everything digital. That’s why, there’s no need for hardcopy for proofs. A simple upload works for us! 

  • For any other assistance: Before you begin your journey, feel free to call us at 1800-258-5956 or email us at and we’ll always be here for you.

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How to Compare Travel Insurance for Students Online?

To find an ideal plan for your education abroad you need to look at the ABC’s of your policy. That is

  • Affordability: Your plan should not cost excess amount with poor coverages. Keep in mind the premium you are required to pay for the benefits you can avail.
  • Benefits: Your student insurance plan should suit your needs and are worth your sum insured. Medical and Educational benefits like study interruption, accident of the sponsor, are some among others that need to be covered. You should also be educated on the exclusions of your policy.
  • Compatibility: Your overseas student travel policy must be compatible with the university requirements and country’s rules and guidelines. Another important aspect is your policy’s compatibility with You! Look at the company’s credibility and claim settlement ratio while choosing the right plan to ensure a smooth process.


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Things for Students to remember before going abroad

FAQs on Student Travel Insurance