International Travel Insurance for Students

Policy commencement and expiry date will be mentioned in your individual policy document, as RID and RED respectively. Both these dates are inclusive of your policy period as well. With Digit, you can avail a policy starting from 30 days to 3 years.

With an overseas student travel insurance plan, you are covered for your health, travel, and education abroad. It’s a safety net to protect you in the event of unexpected monetary loss with many benefits such as Common Carrier Delay, Daily hospital cash allowance, loss of baggage and personal belongings, study interruption, etc.

Depending on your university requirements, you should buy a plan that has adequate coverages for a student travel policy. With Digit, you get a comprehensive policy that protects you in a lot of unforeseen events.

Indian students who are 18-35 years are eligible for an overseas student plan by Digit. Depending on the insurance provider, the age requirement may differ. Simply, if you are travelling overseas to study, then you are eligible for a student plan.

Yes, with Digit, you can buy your travel insurance policy even after declaring any pre-existing disease. You can also avail yourself of a waiver of pre-existing disease from 5-10% of your sum insured.

Digit’s student travel insurance typically covers medical emergencies, trip cancellations, loss of passport, personal liability, study interruptions, and even compassionate family visits. It’s designed to support students studying abroad with comprehensive protection. With coverage starting from a $50,000 sum insured, students can feel secure knowing they’re backed by a robust safety net.

Absolutely! Digit offers 24/7 customer support, ensuring that students can reach out for help anytime, anywhere in the world. Whether it’s a medical emergency or a travel hiccup, assistance is just a call or message away, no matter the time zone.

Digit’s plans are budget-friendly, with coverage starting from a $50,000 sum insured. The pricing is competitive and tailored to student needs, making it a smart choice for those looking for affordable yet comprehensive protection while studying abroad.

The free look period for Go Digit, General Insurance policies, is 15 days from receiving the policy document. During this time, you can review the policy terms and conditions and return the policy if you are unsatisfied.

Evacuation and repatriation coverage helps pay for emergency medical transport to a nearby hospital if you get seriously ill or injured while travelling. It also covers returning to your home country for more treatment. In case of death, it includes the cost of returning your remains home. This way, you can get the care you need without worrying about huge bills.

The following situations are covered under compassionate travel: If you are unexpectedly hospitalized during the coverage period, we'll cover the expenses for a visit from one of your immediate family members, friends, or relatives. This includes their economy-class transportation and lodging costs, up to the limits in your policy schedule.

If you fall ill while studying abroad, inform your university’s international office or student services. They can guide you on medical withdrawal or incomplete grades. Ensure you have health insurance for medical expenses. Stay in touch with professors for accommodations and check with the financial aid office about impacts on your aid.

Yes, emergency dental treatment provided by a dentist during your trip due to an accidental injury or acute pain in your natural teeth is covered up to the limits of your policy schedule.

If your Digit Insurance claim is rejected, understand why it was denied. Common reasons include missing documents or the service needing to be covered. Contact the customer support for details and guidance. Gather any necessary documents and resubmit your claim if needed. If you believe the rejection was a mistake, file an appeal with additional information. Keep in touch with Digit Insurance to follow up on your appeal.

When you file a student travel insurance claim at Digit, contact us at 1800-258-5956 (for callers in India) or leave a missed call at +91-7799022308, and we will return your call within 10 minutes. Please upload the necessary documents and bank account details using the provided link.

You might be eligible for a refund if you don’t travel during your student trip insurance period, but this largely depends on the specifics of your policy. Generally, most policies won’t offer a refund if you choose not to travel. However, you could receive a reimbursement if you cancel within a designated review period, if you cancel for a reason covered by the policy, such as illness or a natural disaster, or if you have “Cancel for Any Reason” coverage, which allows for partial reimbursement even if you cancel for any reason.

You don’t need to be in India to buy a student travel insurance policy. You can purchase it online from anywhere. Many providers offer online services for easy comparison and purchase. However, some universities or countries may have specific insurance requirements for students, such as needing valid travel insurance for a student visa. Always check the requirements of your destination and educational institution.

Whether your university abroad will accept your international travel insurance depends on several factors. Some universities have specific requirements and may need you to buy insurance from a particular provider. Ensure your policy covers necessary aspects like medical expenses and trip cancellations. It’s best to check with your university’s international office for detailed information. Also, make sure your policy complies with local regulations.

You may get a refund for your student travel insurance policy, depending on its terms. Many policies offer a “free look” for 10-14 days for a full refund if you haven’t started your trip or filed a claim. If your university doesn’t accept your policy, check the cancellation terms. Some policies allow partial refunds after the free look period. Contact your insurance provider to understand your options.

International student travel insurance covers medical expenses, emergency medical evacuation, accidental death and dismemberment, trip interruption or cancellation, and lost or damaged baggage. It also provides 24/7 travel assistance services. This ensures you receive the necessary care and support without worrying about costs. Read your policy’s fine print to understand specific coverage limits and exclusions.

Losing your passport abroad can be stressful, but your travel insurance policy can offer valuable support. In Digit, if you lose your passport, visa, driving license, or temporary permit while abroad and it stops you from continuing your trip, we'll cover the costs incurred in issuing an emergency certificate or duplicate passport so you can return to enjoying your trip.

Yes, under the Digit student travel insurance policy, if you lose your stuff during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.

Digit's student travel insurance helps cover costs if you get sick or have an accident while travelling. It usually includes medical expenses, trip cancellation or interruption reimbursements, compensation for lost or damaged belongings, and emergency medical evacuation. Coverage details can vary, so always read the policy carefully and ask your insurance provider if you have any questions.

Digit’s student insurance policies usually don’t extend automatically if you get injured on the last day of coverage. However, you can often extend or renew your policy manually. Extensions add more time to your current policy, while renewals start a new period and may reset some benefits. Always check with your insurance provider for specific details.

Many overseas student, travel insurance policies, cover the cost of repeating a semester if you fall ill or get injured. This is usually under the “tuition fee reimbursement” clause, which helps with tuition fees for the time you miss due to hospitalization or medical repatriation. However, checking your policy details is crucial, as coverage can differ. Always read the terms and conditions or contact your insurance provider to confirm.

Many student travel insurance policies cover the costs of getting a new or duplicate passport if you lose it, helping to reduce financial stress. However, reviewing your policy’s terms is crucial, as coverage can vary. For accurate details, it’s best to contact your insurance provider directly.

Your international student travel insurance usually starts when you leave your home country and ends when you return. Sometimes, it might start on the day you buy it or a specific date before you go. Check your policy papers or ask your insurance company for exact dates. They can provide the exact details of your policy.

Yes, you can buy student travel insurance that covers you and your spouse. Many providers offer plans that include family members as long as you have the same travel itinerary. Ensure the plan covers emergency medical expenses, trip cancellation, baggage loss, and travel delays. Comparing different plans will help you find one that fits your needs and budget.

If you’re a frequent student traveller, a multi-trip travel insurance plan is ideal. It covers multiple trips within a defined period—usually 12 months—without the need to purchase a new policy each time. This kind of insurance is especially useful if you attend exchange programs, academic conferences, or internships abroad throughout the year.