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Buy Travel Insurance Online

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Travel Insurance

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When is the Right Time To Buy Travel Insurance Online?

What are the Advantages of Buying Travel Insurance Early?

What Happens if You Travel without Insurance?

Travelling without travel insurance is a risk you shouldn’t be willing to take. Here’s why:

Loss of Baggage
28 million baggage are reportedly mislaid by airlines every year. (1
Medical Cost when you travel
Medical expenses cost 3 to 5 times more outside India. (2)
Baggage loss during international travel
47% of baggage loss happen during international transfers. (3
What People lose during travel
Phones, Bank Cards, Licenses & Passports are the top 4 belongings people lose while travelling. (4
Flight Hijack
In 2021 alone, 3 instances of hijacking took place. (5)
Flight Delay
You’re very likely to miss or encounter a delayed flight on any given day. (6)
Travel Scams
Travel scams are extremely common in tourist-heavy countries. (7)

So, is Travel Insurance Really Worth It?

Frequently Asked Questions

Does travel insurance get more expensive closer to the trip?

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The price of travel insurance doesn’t increase the closer you get to your travel date. Although, you will be missing out on pre-take-off coverages that could benefit you if you buy your policy at the last minute. Some of these coverages include trip cancellation, common carrier delay, etc.

The price of travel insurance doesn’t increase the closer you get to your travel date. Although, you will be missing out on pre-take-off coverages that could benefit you if you buy your policy at the last minute. Some of these coverages include trip cancellation, common carrier delay, etc.

What factors affect the cost of travel insurance?

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Factors affecting the cost of travel insurance are: Age and Health conditions of the Travellers: Older travellers are usually charged higher rates than younger travellers.  Duration of the trip and Destination: Another significant factor is how long your trip will last and where you are travelling.  Sum Insured: The sum insured is the maximum insurance amount paid through various benefits. A higher sum insured results in a higher premium rate. Other factors, like discounts offered by the company and the type of plan you choose, also influence the amount you pay. You can also try to reduce the cost of your travel insurance premium by practicing these tips!

Factors affecting the cost of travel insurance are:

  • Age and Health conditions of the Travellers: Older travellers are usually charged higher rates than younger travellers. 
  • Duration of the trip and Destination: Another significant factor is how long your trip will last and where you are travelling. 
  • Sum Insured: The sum insured is the maximum insurance amount paid through various benefits. A higher sum insured results in a higher premium rate.

Other factors, like discounts offered by the company and the type of plan you choose, also influence the amount you pay. You can also try to reduce the cost of your travel insurance premium by practicing these tips!

How long does travel insurance last?

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Travel Insurance is valid from when you purchase your policy until you return from your trip. The duration of travel plans that you avail vary- some are valid only for the dates you select, while others, like annual travel insurance plans, are valid for a year. Student travel insurance plans from Digit are valid for up to 3 years, and so on.

Travel Insurance is valid from when you purchase your policy until you return from your trip. The duration of travel plans that you avail vary- some are valid only for the dates you select, while others, like annual travel insurance plans, are valid for a year. Student travel insurance plans from Digit are valid for up to 3 years, and so on.

What is a reasonable amount to pay for travel insurance?

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The cost of your travel insurance plan depends on many factors and differs from one insurer to another. Digit’s International Travel Insurance Policy offers premiums starting from ₹225 for over 150+ countries and islands worldwide.

The cost of your travel insurance plan depends on many factors and differs from one insurer to another. Digit’s International Travel Insurance Policy offers premiums starting from ₹225 for over 150+ countries and islands worldwide.

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