Motor
Health
Our WhatsApp number is a chat only number. One stop solution for all your queries!
More Products
Motor
Health
Support
closeOur WhatsApp number is a chat only number. One stop solution for all your queries!
Select Number of Travellers
24x7
Missed Call Facility
Affordable
Premium
1-Day Adventure
Activities Covered
Terms and conditions apply*
Travel Insurance is an essential document you purchase to cover the risks that come along with travelling and can be used internationally or even for domestic travel and during unexpected circumstances.
The best time to buy travel insurance online is within 15 days of making the first deposit (booking hotel or flight tickets) on your trip. After completing planning your trip, you will be able to estimate your total pre-paid trip costs. That allows you to avail an accurate quote for your plan to secure your trip.
Buying travel insurance early often qualifies you for pre-take-off coverages such as trip cancellation, interruption, flight delay etc. Many companies (like ours) let you buy plans until the day before you leave. Just make sure you understand what is and isn’t covered. Even though you might not avail of all the benefits, you still get important covers such as baggage and passport loss, medical covers, adventure activity coverage, personal liability and bail bond, etc.
The earlier you buy your plan, the sooner you will be covered. But, if you are an impulsive nomad, you can still secure your trip right before leaving. You can avail of Digit’s International Travel Insurance Policy online now!
You cannot buy travel insurance after clearing immigration at the airport from general insurers in India.
Technically, your policy starts from when you take off until you return to your home country. You can also not buy a travel insurance policy after something has happened. For example, on your trip to Thailand, you injured your leg, or your luggage was stolen. Unfortunately, you cannot claim travel insurance for circumstances like this after it has happened. If a situation has already occurred or is expected to occur, you will not be covered under your policy.
Buying travel insurance online policy early is an intelligent choice, so you don’t forget to do so later.
Often, a travel supplier or professional will recommend purchasing a policy; it’s always better to have a plan in place that you know in and out. Getting the best deal means knowing which plan perfectly suits your purpose of travel and availing it at an affordable price. To understand this better, you should know how to compare plans online.
You also qualify for coverages that run out if you buy your plan last minute. So, coverages like trip cancellation and common carrier delay are benefits you avail before you take off.
Also, if you buy early, you have one thing off your checklist and can focus on other essential matters like accommodation, itinerary, clothes etc.
If you’re still mapping out plans or changing your itinerary, don’t fret. You can adjust your travel insurance policy by requesting a plan change. You can then update your total trip cost or tweak your travel dates.
Travelling without travel insurance is a risk you shouldn’t be willing to take. Here’s why:
Yes, because it helps cover thousands of rupees in travel-related expenses in case of unexpected hurdles or disasters. In some cases, many travellers who purchase travel insurance do not necessarily file a claim. And that’s almost the whole point!
Travel insurance is bought as a security blanket if you face any disruption in your trip. The financial repercussions from such situations might be grave, so you purchase international travel insurance for your trips abroad to avoid burning a hole in your pocket. It’s better to be safe than sorry.
Below we’ve mentioned some more important reasons and benefits of getting your travel insurance:
If you need emergency hospitalisation, evacuation, your trip is cancelled or your bookings bounce, your travel insurance can help reimburse your expenses, proving worth the investment.
A significant factor is that travel insurance is mandatory when travelling to certain countries.
Another scenario is when you get free insurance (or insurance along with a package, credit card, from your bank, etc.). In such cases, it becomes even more crucial to thoroughly review the policy document and ensure you are getting the right coverage for the right price. Take a look at the range of coverages Digit’s International Travel Insurance policy offers.
Now that you know why travel insurance is crucial and the right time to purchase, go ahead and get your policy from Digit.
The price of travel insurance doesn’t increase the closer you get to your travel date. Although, you will be missing out on pre-take-off coverages that could benefit you if you buy your policy at the last minute. Some of these coverages include trip cancellation, common carrier delay, etc.
The price of travel insurance doesn’t increase the closer you get to your travel date. Although, you will be missing out on pre-take-off coverages that could benefit you if you buy your policy at the last minute. Some of these coverages include trip cancellation, common carrier delay, etc.
Factors affecting the cost of travel insurance are: Age and Health conditions of the Travellers: Older travellers are usually charged higher rates than younger travellers. Duration of the trip and Destination: Another significant factor is how long your trip will last and where you are travelling. Sum Insured: The sum insured is the maximum insurance amount paid through various benefits. A higher sum insured results in a higher premium rate. Other factors, like discounts offered by the company and the type of plan you choose, also influence the amount you pay. You can also try to reduce the cost of your travel insurance premium by practicing these tips!
Factors affecting the cost of travel insurance are:
Other factors, like discounts offered by the company and the type of plan you choose, also influence the amount you pay. You can also try to reduce the cost of your travel insurance premium by practicing these tips!
Travel Insurance is valid from when you purchase your policy until you return from your trip. The duration of travel plans that you avail vary- some are valid only for the dates you select, while others, like annual travel insurance plans, are valid for a year. Student travel insurance plans from Digit are valid for up to 3 years, and so on.
Travel Insurance is valid from when you purchase your policy until you return from your trip. The duration of travel plans that you avail vary- some are valid only for the dates you select, while others, like annual travel insurance plans, are valid for a year. Student travel insurance plans from Digit are valid for up to 3 years, and so on.
The cost of your travel insurance plan depends on many factors and differs from one insurer to another. Digit’s International Travel Insurance Policy offers premiums starting from ₹225 for over 150+ countries and islands worldwide.
The cost of your travel insurance plan depends on many factors and differs from one insurer to another. Digit’s International Travel Insurance Policy offers premiums starting from ₹225 for over 150+ countries and islands worldwide.
Please try one more time!
Disclaimer -
Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.
The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.
Get Visa for Popular Countries from India
Get 10+ Exclusive Features only on Digit App
closeCurrently there are no news to show.
Read More
Renew & Download Policy Document, Check Challan, Credit Score, PUC & more
Anytime, Anywhere. Only on Digit App!
4.7
Rated App43K+ Reviews
4.7
Rated App
43K+ Reviews
4.4
Rated App7K+ Reviews
4.4
Rated App
7K+ Reviews
Scan to Download
Author: Team Digit
Last updated: 31-10-2024
CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.
Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.