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Specifically, this relates to the status of your checked-in baggage while you’re taking a flight. Upon arrival, if your bags don’t turn up at the carousel, it could either be delayed (may arrive later) or permanently lost (not arrive at all!)
There are a few reasons why your checked-in baggage is not on time:
A couple of reasons why that happens:
You know that sinking feeling when you’re waiting at the luggage carousel, and it finally grinds to a halt… without your bag appearing. All those clothes, the sunscreen, more importantly, all that trip cash – gone without a trace. But all need not be lost…
Thankfully, there’s insurance (such as Digit’s Travel Insurance) that covers your checked-in baggage for these specific instances:
Bad Trip 1: “I’ve just been told by the airline that my baggage is delayed! What insurance benefit do I get?”
If your checked-in baggage is delayed by more than a certain time, you will get a benefit amount as specified in your plan. Use the money to buy essentials/clothes to help tide you over the delay.
Digit’s international travel insurance has coverage against baggage delay as part of the policy, meaning you’ll get upto $100 in case of baggage delay!
Bad Trip 2: “The airlines have lost my baggage …grrrr! What insurance benefit do I get?”
If the airline eventually informs you that your baggage has indeed been lost, you will get the benefit amount as specified in your plan. If only part of the baggage is lost, you’ll get an amount that’s proportional.
For instance, if 2 of your 3 checked-in bags get lost, you’ll get 2/3rds of your sum insured. Digit’s international travel insurance has coverage against baggage loss as part of the policy – for instance, we pay upto $500 in case this happens.
Bad Trip 3: “I noticed that there’s an item missing from my bag. Will I get insurance benefit for that?”
Unfortunately, there’s no compensation for that since that’s classified as partial loss. For your benefit amount to kick-in, the entire baggage has to be lost.
If your baggage is delayed or lost, all you need to do is:
In conclusion, while loss or delayed baggage can be the worst possible start to a trip, there’s always a way to mitigate the pain. Just get yourself a travel insurance policy that covers these, such as Digit’s International Travel Insurance.
Digit’s insurance covers not only baggage loss/delay, but a whole host of other perils such as accidental hospitalization, flight delay, loss of passport and so on!
Interested in protecting your checked-in baggage from delay or loss? Buy Digit’s International Travel Insurance.