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Not sure why a Building insurance is important?
What’s great about a Building Insurance by Digit?
What’s covered in a Building Insurance by Digit?
Types of Building Insurance Plans
At Digit, our insurance covers your building against fire and natural calamities such as floods and earthquakes through our GoDigit Bharat Laghu Udyam Suraksha, GoDigit Bharat Sookshma Udyam Suraksha and GoDigit Bharat Griha Raksha Policies. However, since buildings are also at a risk of burglary, we also cover burglaries as a separate policy Digit Burglary Insurance Policy. This way, your building will not only be protected from damages and losses due to fires and natural calamities but also from burglary. To simplify this for you, we have differentiated coverage options as below:
Covers only the contents of your home or business.
Covers both your building and the contents of your home or business.
Covers only your building.
Things to know about Building Insurance
Content - If you’re confused as to what ‘contents’ refers to in a Building Insurance, it refers to those articles or things in Your Premises that are not permanently attached or fixed to the structure of Your Premises. For example, if there’s a burglary in your house and your laptop is stolen; your building insurance will cover for the contents, i.e. your laptop too.
Building/Structure - As the name suggests, a ‘Building’ or ‘Structure’ in your Building Insurance refers to the entire property you want to cover. For instance, if you’re looking to protect your family’s standalone building, your entire building is what would be referred to as the ‘building’ covered for.