Atal Pension Yojana Calculator

Pradhan Mantri Atal Pension Yojana Calculator: How to Calculate APY?

Atal Pension Yojana Calculation Chart

Atal Pension Yojana Calculator Chart for Monthly Pension of ₹1,000

As a subscriber, if you select the pension scheme of ₹1,000, the bank will debit ₹42 to ₹291 from your account monthly. The expected return to the nominee after the death of the subscriber will stand at ₹1.7 lakhs.

Age (Years of Contribution)

Monthly Payment

Expected Return

18 (42 years)

₹42

₹1.7 lakhs

20 (40 years)

₹50

₹1.7 lakhs

22 (38 years)

₹59

₹1.7 lakhs

24 (36 years)

₹70

₹1.7 lakhs

26 (34 years)

₹82

₹1.7 lakhs

28 (32 years)

₹97

₹1.7 lakhs

30 (30 years)

₹116

₹1.7 lakhs

32 (28 years)

₹138

₹1.7 lakhs

34 (26 years)

₹165

₹1.7 lakhs

36 (24 years)

₹198

₹1.7 lakhs

38 (22 years)

₹240

₹1.7 lakhs

40 (20 years)

₹291

₹1.7 lakhs

Atal Pension Yojana Calculator Chart for Monthly Pension of ₹2,000

If you choose the pension scheme of ₹2,000, you must pay a monthly contribution ranging from ₹84 to ₹528. The nominee will receive ₹3.4 lakhs.

Age (Years of Contribution)

Monthly Payment

Expected Return

18 (42 years)

₹84

₹3.4 lakhs

20 (40 years)

₹100

₹3.4 lakhs

22 (38 years)

₹117

₹3.4 lakhs

24 (36 years)

₹139

₹3.4 lakhs

26 (34 years)

₹164

₹3.4 lakhs

28 (32 years)

₹194

₹3.4 lakhs

30 (30 years)

₹231

₹3.4 lakhs

32 (28 years)

₹276

₹3.4 lakhs

34 (26 years)

₹330

₹3.4 lakhs

36 (24 years)

₹396

₹3.4 lakhs

38 (22 years)

₹480

₹3.4 lakhs

40 (20 years)

₹582

₹3.4 lakhs

Atal Pension Yojana Calculator Chart for Monthly Pension ₹3,000

If you choose the ₹3,000 pension scheme, the monthly contribution will range from ₹126 to ₹873. The nominee will receive an expected return of ₹5.1 lakhs.

Age (Years of Contribution)

Monthly Payment

Expected Return

18 (42 years)

₹126

₹5.1 lakhs

20 (40 years)

₹150

₹5.1 lakhs

22 (38 years)

₹177

₹5.1 lakhs

24 (36 years)

₹208

₹5.1 lakhs

26 (34 years)

₹246

₹5.1 lakhs

28 (32 years)

₹292

₹5.1 lakhs

30 (30 years)

₹347

₹5.1 lakhs

32 (28 years)

₹414

₹5.1 lakhs

34 (26 years)

₹495

₹5.1 lakhs

36 (24 years)

₹594

₹5.1 lakhs

38 (22 years)

₹720

₹5.1 lakhs

40 (20 years)

₹873

₹5.1 lakhs

Atal Pension Yojana Calculator Chart for Monthly Pension ₹4,000

If one opts for the pension of ₹4,000, ₹168 to ₹1,164 will be auto-debited from a bank account. After the death of the beneficiary, a nominee will receive an average return of ₹6.8 lakhs.

Age (Years of Contribution)

Monthly Payment

Expected Return

18 (42 years)

₹168

₹6.8 lakhs

20 (40 years)

₹198

₹6.8 lakhs

22 (38 years)

₹234

₹6.8 lakhs

24 (36 years)

₹277

₹6.8 lakhs

26 (34 years)

₹327

₹6.8 lakhs

28 (32 years)

₹388

₹6.8 lakhs

30 (30 years)

₹462

₹6.8 lakhs

32 (28 years)

₹551

₹6.8 lakhs

34 (26 years)

₹659

₹6.8 lakhs

36 (24 years)

₹792

₹6.8 lakhs

38 (22 years)

₹957

₹6.8 lakhs

40 (20 years)

₹1,164

₹6.8 lakhs

Atal Pension Yojana Calculator Chart for Monthly Pension ₹5,000

If you opt for a pension scheme of ₹5,000, the monthly contribution will range from around ₹210 to ₹1,454. The nominee will get an expected return of ₹8.5 lakhs.

Age (Years of Contribution)

Monthly Payment

Expected Return

18 (42 years)

₹210

₹8.5 lakhs

20 (40 years)

₹248

₹8.5 lakhs

22 (38 years)

₹292

₹8.5 lakhs

24 (36 years)

₹346

₹8.5 lakhs

26 (34 years)

₹409

₹8.5 lakhs

28 (32 years)

₹485

₹8.5 lakhs

30 (30 years)

₹577

₹8.5 lakhs

32 (28 years)

₹689

₹8.5 lakhs

34 (26 years)

₹824

₹8.5 lakhs

36 (24 years)

₹990

₹8.5 lakhs

38 (22 years)

₹1,196

₹8.5 lakhs

40 (20 years)

₹1,454

₹8.5 lakhs

Applicable Interest Rate on Atal Pension Yojana

There are certain charges and interest rates for delayed monthly payments. The Pension Fund Regulatory and Development Authority levies those charges backed by a government permit.

Take a look at the table to know more:

Intermediary

Charge Head

Service Charge

Central Record-Keeping Agencies

Account Opening Charges

₹15/account

-

Account Maintenance Charges

₹40/account per annum

Pension Fund Managers

Investment Fee (per annum)

0.0102% of AUM

Custodian

Investment Maintenance Fee (per annum)

0.0075% (electronics) 0.05% (physical segment of AUM)

Point of Presence

Subscriber Charges

₹120 - ₹150

-

Recurring Charges

₹100 per annum/subscriber

Applicable Penalty Charges

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