Honda Car Insurance

Following are the Add-ons for Honda Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

India has no dearth of car companies. Even so, Honda has etched a special place in the hearts of vehicle lovers in the nation with its impeccable style and quality.

Here are some reasons why the company has tasted such a degree of success in this nation:

• Refinement in Engine Technology: Honda is the birthplace of the i-VTEC engines, which has revolutionised the petroleum engine industry in India. This invention has pushed the efficiency across most Honda vehicles, such as the Honda Jazz and City. Along with performance, these engines have also boosted the mileage stats for these cars, ensuring economical rides.
• You Can Sell a Used Honda Vehicle Easily: Due to the brand’s reputation and the durability of the company’s car parts, Honda automobiles possess decent resale value. Thus, if you are looking to sell your older Honda car to avail a newer model, do not think twice! You can easily find a bunch of buyers lining up for your current vehicle.
• No Abundance of Features: Are you one of those people who look for the best tech and state-of-the-art features in your vehicles? If you are, then you will not be disappointed by Honda cars. These vehicles come with a range of useful features and systems. For example, the Honda City’s 2020 variant sports an 8-inch infotainment system with a touchscreen. Additional technology includes voice-command assistance, geo-fencing, Honda Connect and a ton more!

You must have probably judged by now that a Honda car is a vehicle worth protecting. Even small dents or scratches on them can be distressing, and not to mention quite heavy on your pocket.

Fortunately, purchasing Honda car insurance in India can keep you free from worries about the financial repercussion of damaging your car in an accident.

But car insurance policies do more than providing financial security.

Don’t believe us? Take a look!

Apart from being mandated by the law, car insurance policies are integral products that vehicle owners must buy alongside their vehicles.

Here are some features or benefits of such plans, which illustrate why availing an insurance policy is important.

• Third-Party Claim Coverage: When your car ends up harming a third-party property, vehicle or person, you are liable to bear the financial repercussions from such damages. A third-party liability insurance policy allows you to avoid financial loss in such an event. The insurer steps in and settles all liabilities on your behalf while also protecting you from litigation.
• Own Damages to the Vehicles are Covered: In an accident involving your Honda, your vehicle might suffer substantial damages. Under such circumstances, if you have a comprehensive Honda car insurance policy you can claim compensation under the policy’s own damage portion. Additionally, comprehensive insurance policies also cover any loss or damage related to your Honda vehicle that may arise due to natural calamities, rioting, theft and others. Therefore, these plans offer complete financial safeguard to car owners.
• Financial Benefit after Irreparable Damage to Vehicle: Some major accidents can leave your vehicle in a mangled state, where restoration of functionality is not even a remote possibility. In such a case, insurance policies can prevent substantial financial loss by offering assistance in accordance with the damaged car’s IDV or Insured Declared Value.
• Personal Accident Cover: It is mandatory to avail a personal accident cover alongside every car insurance policy, as per the rules set forth by the IRDAI. With this particular cover, driver-owners are eligible to receive death or disability benefit, if the said incident occurs while he/she is behind the wheels of the insured vehicle. 
• Avail No Claim Bonus Benefits: In most case, exercising caution while driving prevents accidents and effectively eliminates the need to claim compensation against car insurance policies. For such claim-free years on your Honda car insurance policy, you can earn attractive discounts on the own-damage portion of the premiums upon renewal. With sufficient claim-free terms, you can even avail discounts of up to 50%.

Car insurance seems pretty indispensable now, doesn’t it?

The next question that naturally arises is which insurance provider you should avail a policy from. In this regard, Digit, one of the leading motor insurance companies in India, can be a perfect choice!

If you like one of our plans, and the only impediment is its price, do not worry. With these tips, you can ensure affordability for your Honda insurance:

• Voluntary Deductible is Your Friend: You may think that increasing your deductible burden will not help matters in any way. However, greater voluntary deductibles for a plan translate to limited liability for your insurance provider. Therefore, if you increase deductibles, you can get away with paying lower premiums for a policy, which may otherwise cost you more.
• Limit Your Claims to Major Damages Only: While it may sound enticing to claim for monetary assistance whenever you need to repair minor parts of your vehicle damaged during an accident, doing so will increase the premium burden for you. If you do not file claims frequently, you will accumulate NCB in car insurance benefits, which can reduce premiums upon plan renewal.
• Compare Rates: One can choose from a diverse range of Honda car insurance policies in the market. Thus, the best way to ensure competitive premiums is to compare policies from reputed companies.

These tips should help you avail car insurance plans at favourable terms. However, make sure you keep an eye on the expiry date for such policies. Renew the insurance policy before it lapses to ensure continued financial protection against car damage.

Drive safe and responsibly!