Third Party Car Insurance

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What’s Covered in Digit’s Third Party Car Insurance?

Don’t just go for a low premium, know what all is included in a Third Party Car Insurance Plan

Natural Disaster

Personal Damage to Third Party

  • In case of a Third-party’s death or physical injury due to an accident with the insured car
  • There is no limit to the sum insured
Natural Disaster

Property Damage Compensation

  • In case a damage occurs to someone’s car, house or any property
  • There is a limit of ₹7,50,000

What’s not Covered

It is equally important to know what’s not covered in your Third party car insurance policy so that there are no surprises when you make a claim. Here are some such situations:

You were driving drunk or without a valid driving license
You hold a learner’s license and were driving without a valid driving license-holder in the front passenger seat
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Damages to your own vehicle

Difference between Comprehensive & Third-party Car Insurance

Understand the difference between comprehensive and third-party car insurance policies.



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How fast are Digit Insurance Claims Settled?

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