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general-insurance

Tata Tiago Car Insurance

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy/Renew Tata Tiago Car Insurance Online

Tata’s hatchback cars have been a perennial favourite of Indian consumers for decades, and its Tiago model has certainly added to that fanfare. Launched in 2016, with its BS-VI compliant variant unveiled in 2020, Tata Tiago comes with a seating capacity for 5, making it a befitting model for urban Indian folks.

With the Tiago earning a spot in the top ten highest-selling vehicles in 2018, there has also been a mirroring rise in the purchase of Tata Tiago insurance policies in India.

You might know that possessing a third-party car insurance policy is mandatory to legally ply the roads in India, as per the Motor Vehicles Act 1988. If you are found driving your Tiago without a valid third-party liability policy, you can be penalised with a traffic fine of Rs.2000 or Rs.4000 for repeated offence.

Apart from being legally mandated, a third-party Tata Tiago insurance renewal or purchase covers financial liabilities arising out of an accidental collision of your Tiago with another individual, vehicle or their property. On the other hand, a comprehensive insurance policy offers financial assistance for accidental damages to your Tiago.

But, is merely purchasing an insurance policy enough?

Well, you must also look at the benefits offered under the car insurance policy to avail optimum protection for your beloved car. In this regard, Digit’s car insurance online policy might just be the best choice!

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Disclaimer: The total number of claims settled, amount paid in claims and the total policies sold count is for private car policies since inception till 31st December-2024. 96% claims settled for Overall Motor line of business of Digit. CSR Is calculated for FY 24-25. CSR Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End). 9000+ cashless garage network count as of 31st March-2025.

Registration date

Premium (for comprehensive policy)

July-2018

5,306

July-2017

5,008

July-2016

4,710

**Disclaimer - The premium calculation is done for Tata Tiago Model HTP Petrol 1199. GST excluded.

City - Bangalore, Policy Expiry date - 31st July, NCB - 50%, No Add-ons. The premium calculation is done in July-2020. Pls check the final premium by entering your vehicle details above. 

What’s Covered in Tata Tiago Car Insurance

Hatchback Damaged Driving

Accidents

Common damages to your own Tata Tiago car like accidents & collisions

Getaway Car

Theft

If unfortunately your Tata Tiago car gets stolen

Car Got Fire

Fire

Common damages due to Fire

Natural Disaster

Natural Disasters

Damages due to any natural calamities

Personal Accident

Personal Accident

If there is a car accident and unfortunately it leads to death or disability of the owner

Third Party Losses

Third Party Losses

Damage your car causes to someone else's car or any other property

Why Should You Buy Digit's Tata Tiago Car Insurance?

We treat our customers like VIPs, know how…

Cashless Repairs

Cashless Repairs

9000+ Cashless Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty - for repairs at our network garages

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast claims

Super-Fast claims

We've settled 96% of all claims for private cars!

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Tata Tiago Car Insurance Plans

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Third Party

A Third-party car insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive car insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Own Damage

The Own Damage Car Insurance covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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×
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×
×
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Key Features

Digit Benefit

Premium

Starting from ₹2094

No Claim Bonus

Up to 50% Discount

Customizable Add-Ons

11 Add-ons available

Cashless Repairs

Available at 9000+ Garages with Doorstep Pickup & Drop

Claim Process

Smartphone-enabled Claim process. Can be done online within 7 minutes!

Own Damage Cover

Available

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

67% Car Repair Work Approvals Done within 12 Hours

In H2 FY 2024-25, our average car repair approval time was 14 hours and 46 minutes, with 67% of approvals completed within 12 hours. Only a few cases experienced longer wait times, typically due to complex assessments or the need for additional documentation, highlighting our commitment to minimising delays and maximising efficiency.

Rest assured, we carefully monitor every step to ensure your car is back on the road as swiftly as possible!

How to Buy/Renew Tata Tiago Insurance with Digit?

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Enter Car Details

On the Digit App or website, enter car registration number and select the policy status.

Choose a Plan

Select the type of car insurance plan and choose desired add-ons.

Enter Personal Details

Enter your personal, nominee and vehicle details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

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Login

Login to Digit App or website and go to the ‘My Policy’ section.

Select Policy

Select the policy pending for renewal and click on ‘Renew Policy.’

Choose a Plan

Next, select the add-ons and tenure and confirm the details, and move to the next step.

Make Payment

Complete the payment and mandatory KYC verification process.

That's It!

You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

Documents Required to Buy Tata Tiago Insurance Online

While buying a new car insurance policy online from Digit, you don’t need a load of documents or paperwork. By having the following documents handy, you can easily buy a new car insurance policy within minutes:

Car Registration Certificate

Previous year car insurance policy

Aadhaar Card

How to File Claim & Track Real-time Status through Digit App?

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Login

Open the Digit App and go to the "File Motor Claim" option. Login and you'll be directed to the "File Motor Claim" page. Click on the policy card to start claim filing.

Provide Details

Fill in all the details related to the accident and damage to the car.

Enter Personal Details

Update your personal details and that's it, your claim is successfully filed, and you will receive the next steps on your email & WhatsApp.

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Login

Open the Digit App and go to the ‘Check Motor Claim Status’ option. Here you can see the complete list of claims filed on your phone number.

Select Claim

Select the claim you want to check the status of. You can see the details of the claim, the current status, timeline, detailed summary, and repairer details too.

Reasons to Choose Digit's Tata Tiago Car Insurance?

There ought to be more to your decision about a car insurance policy than merely purchasing one or renewing it just for the sake of legality.

You might want to consider the credibility of the insurer from whom you are purchasing an insurance policy for your Tata Tiago.

Doing so is significant to ensure that you can magnify the benefits from it, whether you’re going for a third-party liability policy or a Tata Tiago bumper to bumper insurance policy.

With a reputable insurance company, like Digit, you can rest assured that you’re opting for an advantageous position in your purchase or renewal of an insurance policy for your Tiago.

Here are some of the features of Digit’s Tata Tiago Insurance policy that makes it stand out among its competitors:

  • Out-and-out Digital Process - In this digital era, raising claims should not be hindered by red tapes. That’s why, with Digit, you can enjoy an entirely digitised and online process to raise your claims and have it settled with ease. Suppose you are involved in an accident with your Tiago, and the car suffers substantial damages. If you hold a comprehensive Tiago insurance policy with Digit, you can click a picture of that damage with your smartphone and send us for inspection to raise your claim. Once done, we will vet the damage and settle the claim subsequently. It’ll be all online with minimum hassle.
  • Tailored Insured Declared Value - You can choose to customise your policy’s IDV for your Tiago with Digit. Generally, we deduct applicable depreciation from the seller’s listed price to compute the IDV – the amount you receive against your policy in case of theft or irreparable damage of your Tiago. In case you prefer to avail a higher IDV than that, you can do so by marginally tweaking the Tata Tiago insurance cost.
  • Swift Claim Settlement - We understand how daunting it can be to go through an unforeseen eventuality like getting into an accident or having your Tiago damaged due to some other reason. Therefore, we ensure instant mitigation of your trouble by striving to settle your claim as soon as possible.
  • Widespread Chain of Network Garages - Low on cash for seeking accidental repairs? You can bring your damaged Tiago to any of our 1400+ odd network garages to avail cashless repairs. Our extensive chain of network garages span all across the country, so you’ll always have a friendly garage next door for assistance in case of emergencies.
  • Range of Add-Ons - With Digit, you can buttress your insurance policy with a host of add-ons. With these add-ons, you can customise the policy for your Tiago and holistic financial coverage against minimal additional Tata Tiago insurance cost. We provide 7 add-ons, some of which are Return to Invoice cover, Roadside Assistance cover, Passenger cover, Zero Depreciation cover, Engine and Gearbox Protection cover, etc. To give you an example, you can include the Roadside Assistance cover in your policy to avail aid if your Tiago suffers a mechanical breakdown in the middle of the road.
  • Around the Clock Assistance - Our customer support team is available to assist you 24/7, even on national holidays. So, be it a weekday or a lazy Sunday, if you find yourself in a fix contact our support team and we will assist you on priority.
  • At Your Door Service - With Digit’s Tata Tiago insurance policy, you can avail doorstep service for your Tiago if you avail assistance from our network garages. Contact us, and we will arrange for the car to be picked up from your place, and drop it back once the repairs are done.

So, these are a few among the many reasons why you might want to go for Tata Tiago car insurance renewal or purchase from Digit.

However, before purchasing the policy, ensure that you go through what is covered and what’s not to reap the maximum benefits. 

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why is it important to buy tata tiago car insurance

Why is it Important to Buy Tata Tiago Car Insurance?

The Tiago is your style statement and to keep it intact, you would need car insurance. It will protect your Tiago from any unexpected mishap it might encounter. 

  • Protect from Financial Liabilities: A theft, accident or a natural calamity, can be a big jolt on your finances. Insurance gives you financial relief under unexpected third party damages. The insurance company can come to your rescue here and save you from the big loss.
  • Legally Compliant: It is mandatory to have car insurance; it is illegal to drive without having valid insurance. In the absence of a policy, you may be charged a fine of Rs 2,000 and your license can get cancelled. Even you may be sent to jail for 3 months.
  • Cover Third-Party Liability: It is mandatory to have at least a third party car insurance policy that covers for Third-Party Liabilities. In unexpected circumstances, the damages done to a third-party or passengers in an accident can be huge and the extent of reimbursement could go beyond capacity. If you have insurance for your Tiago, you can be stress-free. 
  • Comprehensive Cover with extended coverage: A better bet is to opt for Comprehensive Car Insurance as it won’t only protect you from third-party liabilities, but also covers for damages and losses to your own Tiago and yourself in case of all unexpected circumstances like accidents, natural calamities, theft, etc. When taken with add-ons like Bumper to Bumper, breakdown assistance, engine and gearbox protection, tyre protection cover etc. you can add extensive protection to your car.
more about tata tiago

More about Tata Tiago

Car of the Year, Hatchback of the year, Make in India award, Value of Money award, you name the award and Tiago has it already in its kitty. Tata Tiago is a powerful, stylish and contemporary car, it is all you need if you seek premium comfort and performance.

The Tiago has filled the need for a smart-looking hatchback that’s affordable and has a spacious, premium-looking interior loaded with powerful features. Priced at an affordable range starting from 4.4 Lakh, Tiago is definitely value for money.

All in all, if you are looking for a hatchback that is chic, has loads of features and is spacious, the Tiago is all you need.

Why Should You Buy Tata Tiago?

  • Latest Features: Tata Tiago is among the most feature-rich cars in the segment with goodies like an infotainment system with Android Auto, automatic climate control, 15-inch alloy wheels and projector headlamps, glossy black roof and spoiler, body-hugging seat bolsters, among others. 
  • Varients: The Tiago comes in eight variants: XE, XM, XM, XT, XT (O), XZ and XZ+ and is available with two engine options: a 1.2-litre (85PS/114Nm) petrol engine and a 1.05-litre (70PS/140Nm) diesel motor. Not only this, you have 8 colour options to choose from. From berry red, canyon orange, ocean blue, expresso brown, platinum silver, titanium grey to pearlescent white; Tata gives you a gorgeous range of colours to choose from. 
  • The Spice of Racing: Tiago JTP is the new and upgraded addition to the available variants in Tata Tiago. JTP is for the racer in you, it is stylishly bold, and power-packed with all the features you would need to be fast and to turn heads. For a racer, this car is an absolute show stopper. 

This car appeals to the buyers who are looking for a sporty-looking hatchback with the reliability on the engine. And as it is budget-friendly, it will attract a lot of young buyers.

Variants

ex-Showroom Price (may change as per the city)

XE1199 cc, Manual, Petrol, 23.84 kmpl

₹ 4.39 Lakh

XM1199 cc, Manual, Petrol, 23.84 kmpl

₹ 4.74 Lakh

XZ1199 cc, Manual, Petrol, 23.84 kmpl

₹ 5.14 Lakh

XE Diesel1047 cc, Manual, Diesel, 27.28 kmpl

₹ 5.24 Lakh

XZ Opt1199 cc, Manual, Petrol, 23.84 kmpl

₹ 5.34 Lakh

XZA1199 cc, Automatic, Petrol, 23.84 kmpl

₹ 5.59 Lakh

XM Diesel1047 cc, Manual, Diesel, 27.28 kmpl

₹ 5.59 Lakh

XZ Plus1199 cc, Manual, Petrol, 23.84 kmpl

₹ 5.69 Lakh

XZ Plus Dual Tone1199 cc, Manual, Petrol, 23.84 kmpl

₹ 5.76 Lakh

XZ Diesel1047 cc, Manual, Diesel, 27.28 kmpl

₹ 5.99 Lakh

XZA Plus1199 cc, Automatic, Petrol, 23.84 kmpl

₹ 6.14 Lakh

XZ Opt Diesel1047 cc, Manual, Diesel, 27.28 kmpl

₹ 6.19 Lakh

XZA Plus Dual Tone1199 cc, Automatic, Petrol, 23.84 kmpl

₹ 6.21 Lakh

XZ Plus Diesel1047 cc, Manual, Diesel, 27.28 kmpl

₹ 6.54 Lakh

XZ Plus DualTone Diesel1047 cc, Manual, Diesel, 27.28 kmpl

₹ 6.61 Lakh

FAQs about Tata Tiago Car Insurance in India