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Simplifying your Toyota Car Insurance

Ever since its inception in India in 1999, Toyota has been a preferred premium car brand amongst Indian families. After all, it is one of the most reliable cars out there, which you know will last for years to come. While you may have already got a Toyota car insurance whilst purchasing your car itself, it’s probably only valid for a year and that’s where we come in to the picture, to help you protect your car for the years that lie ahead. After all, our cars are one of our most loved assets and it’s only natural to protect and cover for the things that we love.

While the most basic, Third-Party Toyota Car Insurance fulfils your legal requirement to drive on Indian roads and covers you for possible third-party damages, the Standard/Comprehensive gives you and your car an additional shield that also protects you against any losses and damages to you and your car. These losses could arise from any unfortunate situations such as road accidents, natural calamities, fires, thefts or even malicious acts.

What’s Covered in Toyota Car Insurance

Hatchback Damaged Driving


  • Common damages to your own Toyota car like accidents & collisions
Getaway Car


  • If unfortunately your Toyota car gets stolen


  • Common damages due to Fire

Natural Disasters

  • Damages due to any natural calamities

Personal Accident

  • If there is a car accident and unfortunately it leads to death or disability of the owner

Third Party Losses

  • Damage your car causes to someone else's car or any other property

What’s not Covered

It is equally important to know what’s not covered in your Toyota car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

You were driving drunk or without a valid driving license.
You hold a learner’s license and were driving without a valid driving license-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why should you buy Digit's Toyota Car Insurance?

We treat our customers like VIPs, know how…

Super Fast claims

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

Cashless Repairs 

Cashless Repairs 

1400+ Cashless Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

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High IDV per rupee

With us, you can customize your IDV as per your choice!

Popular Toyota Car Models in India

Economy Cars


Premium SUVs

Hybrid & Green Cars

Etios Liva

Innova Touring Sport


New Camry Hybrid Electrical Vehicle

Platinum Etios

Innova Crysta

Land Cruiser


Etios Cross

Land Cruiser Prado


Corolla Atlis

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to the mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Know more about Toyota Car Insurance