Due to increasing environmental concerns of late, the hybrid car segment in India is in demand. Considering this, Japanese manufacturer Toyota upped the ante by launching its Prius model in 1997, which was introduced in the Indian market in 2012.

Along with a combination of an internal combustion engine and electric motor, this car has a hybrid drivetrain. Additionally, an updated version of this model was launched in India in 2016. However, this model was available here till 2020.

If you still drive this car, you should possess Toyota Prius insurance to avoid financial and legal liabilities. In this regard, you can consider reputed insurers like Digit owing to their endless list of benefits.

Read through to find out the details regarding Digit’s offerings.

Without a well-rounded car insurance plan, you need to bear the hefty repair costs of your Toyota car damages that will eventually result in a financial burden. Hence, you should consider obtaining Prius insurance from a reliable insurer comparing insurance plans online. While making an informed decision, you might want to consider the following benefits of Digit insurance company -

1. Several Insurance Types

Here are the insurance options you can choose from by opting for an insurance plan from this provider -

• Third-party Insurance 

This is a basic insurance plan covering damages caused to a third-party person property or vehicle during a collision with your Toyota car. It reduces liabilities arising from such a situation, helping you save funds for future purposes. Hence, you should obtain third-party insurance for your Toyota Prius and secure your finances.

• Comprehensive Insurance

For protection against both third-party and own car damages, you might want to purchase a comprehensive plan from Digit. This car insurance for Toyota Prius provides coverage benefits against damages caused due to a fire, theft, natural or artificial disasters to your Toyota car.

2. Cashless Repairs

You can select a cashless mode of repair while claiming against your Toyota Prius insurance plan from Digit. This repair mode makes it possible for you to obtain repair facilities for your Toyota car without paying a penny. You can sit back and relax while your insurer pays on your behalf to the centre.

3. Plenty of Add-on Policies

Policyholders of a comprehensive insurance plan from Digit can get the benefit of an add-on facility against additional charges. They need to increase their Toyota Prius insurance renewal price by a nominal amount to avail of the following add-on covers:

• Zero depreciation cover
• Return to invoice cover
• Consumable cover
• Roadside assistance
• Engine and gearbox protection cover

4. Vast Network of Cashless Garages

By choosing Digit for Toyota Prius insurance renewal, you can avail of professional repair services from several Digit-authorised network garages across India. Further, you can opt for a cashless facility by repairing your Toyota car from these centres.

5. Online Claim Process

Digit allows you to file claims against your Toyota Prius insurance plan online via your smartphone. Its smartphone-enabled self-inspection feature enables you to shoot your Toyota car damages from your mobile without the involvement of any agent. Thus, you can complete the claim filing process in much less time.

6. Doorstep Pick-up and Drop Facility

By paying Toyota Prius insurance price for a comprehensive plan, you can get a doorstep pick-up and drop facility for your Toyota car’s damaged parts. This convenient facility allows you to get repair services from your home’s comfort.

7. IDV Customisation

Based on your car’s IDV, an insurer provides a return amount in case of car theft or irreparable damages. However, insurers like Digit give you the customisation of the IDV feature that allows you to choose a value as per your requirement. This helps you to maximise your returns. Further, the Toyota Prius insurance cost depends on this value. Thus, you should consider your Toyota car’s IDV carefully.

8. Bonuses and Discounts

Digit offers a No Claim Bonus of up to 50% on your policy premium for not filing claims in a year within your policy term. In this way, you can reduce your Toyota insurance price and enjoy the coverage.

Besides the aforementioned benefits, Digit’s responsive customer service is another pointer you might want to consider while purchasing a Toyota Prius insurance plan. They are 24x7, even on national holidays.

The Toyota Prius insurance is the necessary entity for the protection of your car and you to save your pocket from experiencing unnecessary expenses. The insurance protects the car from the damage and dents with the full coverage. Here are a few factors that you should consider before making Prius Car insurance.

Extra Protection with Comprehensive Cover - This cover includes the complete coverage of your vehicle. It will cover all the losses incurred and provide better protection from third party damages and scars. For the third-party loses as personal injuries, damage to the property can be covered by the car insurance policies. You can select from multiple add-ons such as Tyre Protection, Zero Dep, Breakdown Assistance. Comprehensive car insurance provides complete protection assurance to your valuable vehicle and makes your journey a smooth ride.

Protect from Financial Liabilities - To face an unpredictable accident or theft, or fire; car insurance gives the best solution to overcome such disasters and protect your wallet from losing unforeseen expenses. So to save your unnecessary expenses after the damage and dent  Toyota Prius insurance is essential. Know more about Own Damage Car Insurance.

Legally Compliant - As mentioned above it is legally compulsory for the owner to have at least a basic insurance of your Prius. It is illegal to drive your car without insurance. The fine for driving without valid car insurance can go up to Rs. 2000 and/or imprisonment of 3 months and may also lead to license cancellation as per the Motor Vehicle Act 2019.

Cover Third-party Liability - Your Toyota Prius car insurance that covers for Third-Party Liabilities is mandatory by law.  The damages done to a third-party or passengers in an accident can cost a lot, so to compensate the expenses the loss, your Toyota car insurance comes into use, by covering for it all. 

When it comes to a fully hybrid electric automobile, the name of Toyota Prius comes on the top. Toyota manufacturer has built this amazing, luxurious four-wheeler with a perfect combination of looks and engine power. Because of fuel efficiency, the hybrids are more favorable to the environment as compared to petrol and diesel-powered cars. Toyota Prius comes with 3 variants of the base model, top petrol and top automatic Prius Z8. The futuristic design and larger body make it more desirable for every age group irrespective of gender to enhance their personality.

Why should you buy Toyota Prius?

The comfort of the vehicle describes the amazingness of the vehicle. The interior of the vehicle consists of an unconventional cabin and The large touchscreen infotainment system along with the centrally mounted instrument console further gives the Prius’ shows the royalty of the car. It has large and comfortable seats all around that can be for 4-5 people enlist features that come as standard too.

There’s keyless entry and start, a digital climate control system, a multi-functional steering wheel, cup and bottle holders on the central tunnel and door pockets, doubles up as an infotainment system with Bluetooth connectivity. The engine capacity of the vehicle with 1.8 petrol engine that works alongside a 53kw synchronous motor. The petrol engine is rated at under 100bhp, the motor adding another 70 odd bhp, the total output is good. But, it’s the total torque (142Nm from the engine and 163Nm from the motor) that truly should help the new Prius live up to its makers billing of it being more exciting to drive.

The driving system comes with the four driving modes those are EV mode, eco mode, normal mode, and sports mode. The mileage of Toyota Prius is 26.27kmpl comes with a price range starting from 45.09 lakhs.

Check: Know more about Toyota Car Insurance