Buy Toyota Innova Car Insurance Online

An MPV to suit the variegated needs of a typical Indian family, Toyota’s Innova garnered unprecedented popularity ever since its first model rolled out in the Indian market, back in 2005.

From that time, the Innova received several facelifts and upgrades until the model went out of production in 2016, to make way for its second-generation variant – the Innova Crysta.

Currently available in 5 variants in the market, the Crysta comes with an 8-seater configuration, making it a popular choice for passenger vehicles and taxis.

As a result, while purchasing the vehicle, owners are also saddled with the responsibility of availing a well-rounded Innova Crysta insurance policy to ensure the safety of the vehicle while on the road.

Tracking a sales volume of about 61,000 in 2019, the Crysta was one of the highest sold models in the multipurpose car market in India. The Innova car insurance, as a result, also made for quite a popular product in the car insurance segment.

After all, purchasing the third-party liability insurance policy is a mandate by the Motor Vehicles Act, 1988, without which you can be penalised with a traffic fine of up to Rs.2000 (Rs.4000 for repeat offences).

This third-party liability insurance policy, made mandatory by law, offers coverage in case of damages to any third party individual, vehicle or property caused due to an accident involving your Innova.

However, if you are looking to avail protection for your vehicle under such circumstances, it is advisable to opt for a comprehensive Innova insurance policy.

Following is a look at how an Innova Crysta insurance policy from Digit can be the most sensible option when it comes to ensuring that you are financially secure from damages caused by or to your car.

Following are the Add-ons for Toyota Innova Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

While there are several insurance policies available in the market, choosing one that offers the maximum benefits can be a tedious task.

Especially since the Innova is an expensive car, with equally costly parts, purchasing the right insurance policy is of prime significance to minimise your financial liabilities arising from unforeseen circumstances.

In this respect, Digit’s Innova insurance can help to optimise your benefits efficiently.

Even if you are looking to renew your existing car insurance policy, Digit’s Innova insurance policy can be the most beneficial option owing to several reasons. These include:

• Entirely Digital Claim Settlement Process: Digit’s offers an online claim settlement process that simplifies the otherwise arduous task of raising claims. If your Innova is damaged in an accident and you subsequently need to raise a claim, you can place a call at our official number – 1800-258-5956; without having to fill any form. You will then receive a link on your registered mobile number, following which you will have to send us pictures of your damaged car. That’s right! You can conduct the “inspection” part of the process yourself by using a smartphone. After this, you will have to opt for the mode of settlement – cashless or reimbursement and you are done! We will then review your claim and get back to you as soon as possible.
• High Claim Settlement Ratio: With Digit’s insurance for Innova Crysta, you will not have to worry about your claim getting repudiated for no reason. We pride ourselves on our number of claims settled, and offer the assurance that yours will be addressed at the earliest. You can, thus, do away with the long months of waiting for your claims to be settled and avail your reimbursement immediately.
• Customise Your Insured Declared Value: Innova models are not cheap – you most likely had to shell out north of Rs.15 lakh for your car. Subsequently, if your car is stolen or totalled, your financial losses will also be significant. Bearing this in mind, we offer the facility to customise your car’s IDV through which you can avail a higher compensation if your car becomes unsalvageable. The facility of availing a higher IDV comes in exchange of slight tweaks to the Innova insurance price, making it quite a beneficial proposition.
• Variety of Add-On Options: While the Innova is an undoubtedly popular vehicle in India, its parts do not retail cheap. You may, thus, want to financially safeguard those car parts, which are otherwise not included under the comprehensive insurance policy. In this regard, our add-on covers can be quite helpful. We offer 7 add-ons under the scope of our Innova insurance policy, which include:
  • Engine protection cover
  • Tyre protection cover
  • Consumable cover
  • Zero depreciation cover
  • Roadside assistance
  • Return to invoice cover
  • Passenger cover

With your Toyota Innova, for instance, the passenger cover add-on is a necessity, given that the vehicle is often used for the purpose of ferrying passengers to and fro. You can avail any of these add-ons by paying a marginally higher Innova Crysta insurance price.

• Round the Clock Customer Service: We understand that accidents can occur anytime, and thus the need for assistance is not defined by holidays or working days. By keeping this in mind, we have made our customer care services available 24x7, even on Sundays and national holidays. Have an enquiry about the Innova Crysta renewal price? Call us up anytime you want!
• Presence of 9000+ Network Garages: Don’t let the unavailability of cash deter you from seeking repairs of accidental damages to your Toyota Innova! With our pan-India grid of over 9000 network garages, you can avail cashless repairs for your Innova without any hassle.
• Doorstep Pick-Up and Drop Facilities: Our Innova car insurance policy also offers a doorstep pick up and drop facility if you seek repair for your car from any of our network garages. This way, you can save yourself from considerable trouble, and the cost of transporting your damaged car to the service facility.

These are, but a few of the most significant benefits that you can avail with Digit at the most affordable Toyota Innova Crysta insurance cost.

However, do not forget to check the scope of the insurance policy’s coverage to reap the maximum benefits from it.

Having car insurance is very necessary because it covers all your expenses in the event of vehicle damage or injuries to the passengers.

There are three levels of cover you can choose from - third party liability, comprehensive and legal complaints.

Well, you must also look at the benefits offered under the car insurance policy to avail optimum protection for your beloved car. In this regard, Digit’s car insurance online policy might just be the best choice!

• Third-Party Liability: This is the basic form of Toyota Innova insurance by law. It covers injuries to other people and damage to others' property and the third party also covers the cost of repairs or a replacement vehicle according to third party demand.
  
• Comprehensive Cover: This is the highest level of cover you can get. It protects against damage to your own car by the accidents and natural calamities as well as accidents involving other people. It can also include legal expenses insurance for the courtesy of the car. Know more about Own Damage Car Insurance.
  
• Legally Compliant: It is compulsory to have your Toyota Innova car insurance. It is illegal to drive your car without one. Currently, the penalty for driving without valid car insurance can go up to Rs. 2000 and may also lead to license disqualification. 
  
• Financial Liabilities: To reduce the financial load for repair or replacement from an accident or natural calamities. The financial liabilities from your car insurance policy can save your pocket.