The Mahindra XUV was launched in 2011. The XUV500 variant of this car competes against Mahindra Scorpio, Tata Safari, Toyota Innova Crysta, Tata Harrier, MG Hector Plus and Hyundai Creta.

Mahindra XUV is a five-door SUV and has a seating capacity of seven people. The car is available with automatic and manual transmission. The vehicle provides an engine displacement of up to 2179 cc. Depending on the fuel type and engine variant, it offers an ARAI mileage of 13 kmpl to 15 kmpl. Mahindra XUV has a fuel tank capacity of 70 litres and a ground clearance of 200 mm.

The car's interior has a tachometer, electronic multi-tripmeter, digital clock and height-adjustable driver seat. Exterior features of this car include adjustable headlights, wheel covers, rear spoiler and roof rail. Additionally, it has twin exhausts.

Mahindra XUV has safety specifications like an anti-lock braking system, central locking, power door locks, child safety locks, driver and passenger airbags, centrally mounted fuel tank and crash sensor.

Despite these innovative safety features, the Mahindra XUV is prone to on-road liabilities. Therefore, if you drive this vehicle or plan to buy a new one, opting for a Mahindra XUV car insurance becomes imperative.

Many car insurance providers in India provide a third-party and comprehensive insurance policy. Companies like Digit provide their customers with additional facilities which have numerous benefits.

Following are the Add-ons for Mahindra XUV Car Insurance:

• Zero Depreciation Cover
• Return to Invoice Cover
• Tyre Protect Cover
• Breakdown Assistance
• Consumable Cover
• Engine and Gear-box Protection Cover
• Daily Conveyance Benefit
• Key and Lock Protect
• Loss of Personal belongings
• Pay as you drive Cover
• EV Shield Add-on Cover

There are several factors other than Mahindra XUV insurance cost, on which the credibility of the policy depends. Let us take a look at what Digit offers to its customers.

1. Personal Accident Cover

Under this coverage, if the vehicle owner faces death or becomes permanently disabled due to a road accident, Digit provides financial aid to the victim's family. Moreover, it is mandatory for every car owner to opt for a personal accident cover, according to India's Insurance Regulatory and Development Authority (IRDAI).

2. Number of Policy Options

At Digit, you can choose from the following Mahindra XUV car insurance options: 

• Third-Party Policy: According to the Motor Vehicles Act of 1988, every vehicle owner must opt for a third-party insurance policy. Individuals with Digit’s car insurance for Mahindra XUV stay protected if their car inflicts damage to any third person, property or vehicle. 
• Comprehensive Policy: Under this policy, both third-party and personal damages following an accident are covered. Moreover, with the comprehensive XUV insurance, you can avail add-on covers at nominal charges.

3. Several Add-Ons

With their insurance plan, Digit's comprehensive policyholders can add many extra facilities at affordable prices. Some of the add-ons are:

• Consumable Cover
• Roadside Assistance 
• Return-to-invoice Cover
• Engine and Gearbox Protection 
• Tyre Protection
• Zero Depreciation Cover

4. IDV Modification

The current market value of your vehicle depends on its Insured Declared Value (IDV). Digit's comprehensive Mahindra XUV car insurance policyholders benefit from increasing or decreasing the IDV. A lower IDV means lowered policy premiums, while higher IDV ensures a higher compensation amount in the event of theft or fire.

5. Online Policy Renewal

Digit's official website provides you with the online Mahindra XUV insurance renewal facility. Visit the online portal and continue the insurance renewal procedure with the existing documents.

6. Three-Step Claim Filing Process

Cut down the tiring and time-consuming claim filing process with Digit. Follow these steps to do the same: 

• Step 1: Dial 1800 258 5956 from your registered contact number to receive the self-inspection link.
• Step 2: Upload the images of your damaged car.
• Step 3: Select the mode of repair – “Cashless” or “Reimbursement”.

7. Wide Range of Network Garages

Digit has tied up with numerous garages across India to help its customers. So if you are stuck with any vehicle-related issue in the middle of the road, you will always find a network garage nearby. Visit these garages or workshops to avail of cashless repair and servicing. Digit will pay the charges on your behalf.

Therefore, these factors should be kept in mind while choosing insurance for Mahindra XUV. You can rely on Digit for your XUV insurance considering all the points.

Car insurance policy is essential as it will cover your expenses when you face vehicle damage. Broadly, it will be your saviour when you get into trouble after an accident.

• Financial Liability: Your insurance policy will reimburse you for any kind of loss that may arise after a collision or a natural calamity. Such losses are accountable under the Own Damage insurance which also pays you in case of theft of the vehicle.
  
• Third-Party Liability: Sometimes the collisions can lead to bodily injury or property damage to any third party. The extent of damage can be huge which you cannot bear from your pocket. Your third party car insurance policy will pay for the losses on your behalf as decided by MACT. Third-Party Liability is a mandatory cover and can be taken either as a Standalone Policy or along with the Comprehensive car insurance.
  
• Legally Compliant: As per the Motor Vehicle Act you cannot drive a vehicle uninsured. If you are caught doing so, the traffic police can seize your vehicle and charge you a fine of Rs.2,000/- and/or imprisonment of 3 months. Know more about the fine for driving without Insurance.
  
• Add-on Provision under Comprehensive Cover: Vehicles are expensive and to widen the scope of the insurance policy, you can buy different car insurance add-on covers. These may include Zero Depreciation cover, Engine and Gearbox Protection cover, Consumable Cover, Roadside assistance cover and more.

With a catchword “May your life be full of stories” Mahindra XUV 500 is a successful SUV in the Indian market since 2011. The accomplishment of Mahindra XUV has drawn the attention of other prominent car manufacturers like TATA and Jeep to join the competition. The design language, being inspired by the Land Cruiser does certainly provide a premium stand.  

This car is available in both petrol and diesel engines having a common displacement of 2179 cc. The diesel engine comes with six-speed manual and automatic gearbox while the petrol engine flaunts a single variant with an automatic gearbox. Mahindra claims a mileage of 13.6-15.1 kmpl. On a gross, there are 9 variants available in terms of features named as G-AT, W3, W5, W7 Manual/AT, W9 Manual/AT, W11 Manual/AT.

Know more about Mahindra Car Insurance.

Why Should You Buy Mahindra XUV?

Having the M-Hawk engine under the hood this car has been designed to run like a  cheetah with 18-inch diamond-cut alloy wheels.

The inside becomes trendy and premium with quilted leather seats, leathered soft-touch layer on the dashboard and doors and a piano black centre console.

The XUV 500 is a game-changer when it comes to space inside the car. This is the tallest one in the segment and in fact, this is the only one that offers a third row of seats and the biggest boot space in the segment i.e 702 litres. It is a wide car with a flat floorboard and reclining middle row makes it the most comfortable as compared to its competitors. ABS with EBD and six airbags contribute to safety.

The exterior has been designed aesthetically with practicality kept in mind. At the front, the big one-piece grille with neat chrome studs makes it significant in the crowd. Projector headlamps, LED DRLs, stylish fog lamps, dual exhaust, unique door handles, it has everything.

The car comes with a price range of ₹12.28-18.6 Lakh. And the above-mentioned features make it a value for money deal. This is suitable for all age groups. Drive it in the city on weekdays or take it on a long drive on the weekends, XUV won't disappoint you. This car suits all age groups who want an adventurous and powerful ride without compromising comfort.