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- Recent years
- New Car
Third Party Insurance
It’s part of the law. You can’t avoid it. Turns out you can’t understand it either. But, that’s what we’re here for. To make insurance and everything that surrounds it, easier for you. Almost as easy as it is to get answers to peculiar questions on google. At least that's what we’re hoping for 😉
What is Third-Party Insurance for Car?
It's what helmets are to bikers, passports are to international travelers and Schengen visa is to European countries. You simply can’t do without it. It goes beyond the law. It’s illegal and you will likely get into trouble if you don’t have it.
According to the Motor Vehicles Act, every car in India at least needs a Third-Party Car Insurance to be able to drive on Indian roads legally. However, that’s not what should actually worry you. It’s only human to be selfish. Just a little bit, no? A Third-Party Insurance basically covers for all expenses that arise in cases where you (of course, while driving!) happen to damage any third-party. Whether that’s a third-party property, person or even another vehicle itself. So, whether you want to be the good chap in the eyes of law or, want to protect yourself from unplanned, highly possible and super unfortunate expenses...then you essentially require an insurance that covers for third-party damages and losses, i.e a Third-Party Insurance.
Our two cents? - Although just a Third-Party Car Insurance serves the legal purpose, it’s still not enough. Now, we know how much you love your car- so here’s a little bit of an insider insight here- we almost always recommend a Standard/Comprehensive Car Insurance Policy cause it not only covers for the law and third-party damages, but also covers for losses and damages caused to your own car!
What is Covered in Third Party Insurance?
How do I make a Claim in a Third-Party Car Insurance?
We’re like the GenZ of today. We’re tech savvy. We hate paperwork. We love our mobile phones to death and we sure as hell love completing our work in a nick of time. So, making a claim with us isn’t that much of a hassle. Here’s what you need to do:
And, what do we guys do when you make a Third-Party Insurance claim with us
Guess what? We love claims! And contrary to what people say about the insurance guys, we don’t really live up to all those vague stereotypes and generalizations. We’re nice. Period. We know humility is a thing, but we’re just being honest here 😉 You’re pretty much a friend to us, and what do we do for our friends. Everything that we can do in our capacity.
Well, all that was simple right? You know what they say, understanding is the first step to a good relationship 😊 And we only hope your relationship with us (and insurance in general) only strengthens with each time, with each term simplified.
Explain it like I'm five
We're making insurance so simple, now even 5-year-olds can understand it.
Rohan rides his cycle to school every day. One day, while parking his cycle he accidentally bumps into one of his classmates' cycle. Rohan gets super scared because there are damages to the cycle. He calls his dad for help. His dad talks to his classmate and promises to pay for the repairs. This is quite like what happens if you have a Third-Party Liability Cover! Except we play the role of your dad here 😀