Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for the UK from India Online Starting ₹515

The United Kingdom (UK) has many tourist attractions that global travellers visit yearly. Whether you're a mountain lover or a history enthusiast, visiting the UK should be on your bucket list. And it is essential to secure your journey with travel insurance for UK from India.
The UK Travel insurance policy is designed for travellers visiting the United Kingdom. It offers financial protection during a trip. The policy covers and benefits you in unpredictable situations such as flight delays, passport loss, baggage loss, medical emergencies, political unrest, and other such mishaps.
Additionally, with our digital insurance policies, purchasing and making a claim are simple and hassle-free online.
Is Travel Insurance Mandatory for the UK?
No, travel insurance for the UK is not compulsory for Indians. However, spending beyond your budget is the last thing you want on a holiday! Therefore, it's always wise to have valid travel insurance that will protect you against all odds.
What is the Cost of Travel Insurance for the UK from India?
A $50,000 UK travel insurance plan from India for 4 days - 1 adult starts from ₹515 (excluding GST).
UK Visa for Indian Passport Holders
If you plan a trip to the UK, understanding the process and requirements of getting a UK visa for Indians is essential. The UK offers various visa types for Indian travellers, depending on the duration and purpose of your required stay.
What’s Great About International Travel Insurance for UK by Digit?
UK Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for UK with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for UK Travel Insurance from India?
- Engage in Exciting Adventure Sports Without Worries - Travel insurance also covers adventure sports abroad, so no matter what, you will be protected through anything and everything during your trip.
- Losing Your Passport is No Worry - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Luggage Loss or Delays in Transit Become Easier to Deal with - You may experience loss or delay of baggage in transit while travelling to a foreign land. A travel insurance policy from Digit will help cover the financial losses during such times.
- Get Dental Treatment - Suppose you encounter acute pain or an accidental injury to your natural teeth on the trip. In this scenario, the treatment provided will be covered according to the policy schedule.
- Affordable Premiums for the Policy - Digit’s travel insurance for the UK starts from just ₹515 (excl. GST) per adult for four days of stay. This policy comes with a sum insured of $50,000.
- Compensation for Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in UK with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in UK. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
Compare UK Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for UK, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each
- Terms of claims. The terms can often be tricky and very rare, meaning that despite the benefit, you’ll never really be able to claim it.
- The claims process is done by checking the company’s previous claim records. After all, that’s the whole point of insurance.
What is the Official Currency of the UK?
The British Pound Sterling (£, GBP) is the official currency of the UK. Each pound is divided into 100 pence (100p = £1).
The most common banknotes are £5, £10, £20, £50 and £100. £1 notes also exist, but these are extremely rare, as only notes printed by The Bank of Scotland remain in circulation, and printing of new £1 notes ceased in 2001.
The coins in circulation are 1p, 2p, 5p, 10p, 20p, 50p and £1 and £2. Special editions of £5 coins are sometimes released, but their circulation is theoretical.
As of 24th June 2024, the currency exchange rates of GBP are as follows:
What is the UK Famous For?
The UK is called ‘The Exquisite Island Nation!’
Bustling cities, enchanting castles, enthralling coastlines, lush countryside, literary landmarks, and a global hub of art and culture—the UK has always been a famous tourist spot, owing to its rich history, beautiful terrain, and, of course, its iconic literary background and educational institutions.
Moreover, the number of tourists travelling to the UK is only increasing this year due to the popular World Cup, which is all set to begin soon!
When is the Best Time to Visit the UK?
The best time to visit the UK is during the spring (late March - June) or autumn (September - November), and the weather is also pleasant during this time as it will probably not rain much (so there will be no gloomy days!).
However, the summer months aren’t too bad either, except you’ll probably be surrounded by tons of tourists from all over!
For those who’d like to experience the cold, the winter months can be a decent time to visit too, with the Winter Wonderland and other winter activities in full swing too.
Safety Tips When Travelling to the UK
- London is the capital and a popular tourist destination, so petty crimes can be common. Beware of pickpockets and tourist scams in the UK, such as ATM scams (be alert while you withdraw money) and ticket scams (don’t get lured into buying tickets from random people). Also, avoid leaving any belongings in your car if you’re using one.
- Ensure you have a valid international driving license if you’re looking to go on a road trip during your stay.
- If you’re planning to visit during the winter and drive, be very cautious on slippery roads. In case of an unforeseen situation leading to loss or damage to the car, our travel insurance for the UK will cover the expenses under Personal Liability and Bail Bond.
- Remember that cars drive on the left side in the UK. Crossroads cautiously and only use designated crossings.
- Every July, there is a marching parade in Northern Ireland, which can sometimes turn violent due to political situations. Make sure you plan your dates there accordingly.
You can also download the UK-based app Citizen AID during your stay, an app that includes advice and immediate actions in case of any incidents and emergencies there.