Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Philippines from India Online, Starting ₹395

The Philippines is an archipelago which is composed of more than 7000 islands and is one of the most often-visited countries in the world. Needless to say, the country receives a large share of its tourists from India each year.
So if you are searching for an international location to travel to, the Philippines can be an option worth considering.
But, before you start planning a trip to these wonderful islands, it is advisable to first purchase a travel insurance for Philippines. It is one of the necessities that will allow you to take care of unforeseen financial liabilities when you are enjoying a foreign trip on a hard-earned vacation.
Travel insurance for Philippines is important for several other reasons. It gives you peace of mind on foreign shores by protecting you against various problems like medical emergencies, baggage loss in transit, emergency cash requirements, etc. Therefore, it is one of the most important documents that ensure secure travel overseas.
Is Travel Insurance Mandatory for Philippines?
No, travel insurance is not mandatory for your visit to the Philippines. However, it is highly recommended that you have travel insurance for the Philippines. Such a policy will cover any emergencies you might face, besides offering a financial net for illnesses, evacuations, or lost baggage.
What is the Cost of Travel Insurance for Philippines from India?
A $50,000 Philippines Travel insurance plan from India for 4 days for 1 adult starts from ₹395 only (excluding GST).
Philippines Visa for Indian Passport Holders
Under normal circumstances, any Indian entering the country must apply for a Philippines tourist visa for Indians. Interestingly, a few circumstances allow Indians to stay in the country without a visa for a few days.
Tourist Visa: Indian citizens entering the Philippines for tourism purposes must apply for a tourist visa. These visas are valid for a 14-day entry to the Philippines, which can be extended for seven days. If you want to visit the country for a period beyond 21 days, you must mention that at the time of visa application and accordingly avail an extension.
Indians must apply for a Philippines visa at their embassy in New Delhi or elsewhere, even for tourism purposes.
As a tourist to the country, you must have the following with you along with the visa:
- Valid ticket for the return journey or that of the next destination.
- Valid passport for six months after the period of staying in the Philippines.
What’s Great About International Travel Insurance for Philippines by Digit?
Philippines Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
×
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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×
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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×
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×
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
×
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
×
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Philippines with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Philippines Travel Insurance from India?
- Adventure-Sports Related Injuries Covered - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover protects if things go wrong.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Passport Loss Covered - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuance of emergency certificate or duplicate passport, so that you can get back on enjoying your trip.
- Delay of Checked-in Baggage - If your checked-in baggage is temporarily lost during the trip by your airline or other transport provider or doesn’t arrive on time, you will get compensation for it.
- Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
- Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Philippines with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Philippines. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is Philippine's Official Currency?
The Philippine peso (PHP), or ‘piso’ in Filipino, is the official currency of the Philippines. It's subdivided into 100 centavos, or ‘sentimos’ in Filipino. The symbol of the Philippine peso is ₱.
As of 2nd July 2024, the currency exchange rates of PHP are as follows:
Note: US dollars are also widely accepted in the Philippines alongside the Philippine peso (PHP).
What is Philippines Famous For?
The Philippines is one of the world’s fastest-growing economies. A large percentage of its annual revenue is generated from tourism. Some of the most popular tourist places in the Philippines are Cebu, Siargao, Palawan, and Boracay.
The Philippines is famous for its magnificent natural beauty, which is mostly due to its geological makeup. As the country with the most active volcanoes, the terrain has a certain element of danger but also thrills.
The Philippines also scores very high on the biodiversity index, which means that if you love animals, this is one country you most definitely cannot miss. There are several known biodiversity hotspots, as defined by the United Nations, which means that certain animals are not found anywhere except in the Philippines.
Lastly, several of the world’s most pristine and extraordinary beaches are found in this country.
When is the Best Time to Visit Philippines?
- November to March - This country has a typical subtropical climate, which means that the winter months are the best time to visit Philippines. This includes November to March. Post-March, it often becomes too hot and oppressive for most tourists from other countries.
- July to September - These are the months that comprise of the monsoon season. These months are very rainy and not especially conducive to tourism. Thus, it is recommended that when planning to visit these islands, always look for that winter window.
Safety Tips When Travelling to Philippines
- Scams are not uncommon - You should never trust anyone blindly, as there are Scams in Philippines that can upset your trip. For the best advice, stick to official sources.
- Drink responsibly - Alcohol poisoning is not something you want on holiday. It is necessary that you keep your alcohol intake to a minimum.
List of Indian Embassy in Philippines
List of Airports in Philippines
There are 88 airports, of which 8 are international airports. Following is the list of international airports in Philippines.