General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Australia from India Starting ₹515
Have you considered purchasing travel insurance in Australia
Let us emphasise the importance of getting a international travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against any sudden liabilities arising during your trip to Australia.
For instance, you might have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations. Depending on the level of coverage you choose, travel insurance can help you recover losses for other expenses.
Table of Contents
Is Travel Insurance Mandatory for Australia?
No, a travel insurance policy is not mandatory for an Australian tourist Visa. Nonetheless, it is wise to obtain one if you find yourself in a financial bind there.
What is the Cost of Travel Insurance for Australia from India?
A $50,000 Australia Travel insurance plan from India for 4 days - 1 adult starts from ₹515 only (excluding 18% GST).
Australia Visa for Indian Passport Holders
For Indian nationals, obtaining an Australian tourist visa, often referred to as an Australian visitor visa, is a necessary first step. With this visa, you may travel across Australia and take in its striking natural beauty, energetic cities, and distinctive culture.
Multiple types of visas are applicable to Australia and cater to the different needs of foreign visitors. You can apply for the type according to the duration and purpose of your required stay.
What’s Great About International Travel Insurance by Digit?
Australia Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Australia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Australia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Australia Travel Insurance from India?
A few reasons why you should opt for Digit Insurance for your travel to Australia are:
- Engage in Exciting Adventure Sports Without Worries - We understand that one of the things that might keep you from partaking in Australian adventure sports like surfing, scuba diving, etc. is the impending fear of ending up with an injury, treatment for which might cost you a fortune in Australia. With Digit’s international travel insurance policy, you can avail a cover for the treatment of injuries that you might incur for partaking in single-day adventure sports.
- Get Coverage for Hospitalisation - In case you experience any form of health complications such as a grave allergy induced by hornet or wasp stings (frequent in parts of Australia) for which you require hospitalisation, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc. are sufficiently covered.
- Pay a Nominal Premium to Obtain a Comprehensive Coverage - Digit offers one of the most affordable travel insurance policies for Australia. For instance, you can obtain a sum insured of $50,000 for a trip to Australia against a minimal premium of Rs.316 (excl. 18% GST) per day for one adult. You see, it’s a fairly low price to pay when it is about your financial stability in a foreign land.
- Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Receive Compensation for Lost/Stolen Baggage - In case of baggage delay or theft in transit, you will receive a flat compensation against it.
- Get Coverage for Emergency Treatment due to Animal Attacks - In Australia, venomous snakes or tarantulas hidden in toilets or lurking in thickets are common, and even horses and cows are not very docile. If you ever encounter an animal attack, we will cover your treatment cost along with the cost of emergency evacuation.
- Get Rewarded to Celebrate Hole-in-One for Golf - This coverage gives you money for celebrating a hole-in-one on most golf courses worldwide, except in India. However, as per the policy, it won't cover celebrations on smaller courses, really short holes, or if temporary greens or tee boxes are used.
- Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Australia's Official Currency?
Australian Dollars (AUD) are Australia's national currency. Additionally, coins come in 5, 10, 20, 50 cents, and 1 and 2 dollar denominations.
As of 24th June 2024, the currency exchange rates of AUD are as follows:
Note: You cannot use any other money (other than Australian Dollars) anywhere in Australia.
What is Australia Famous For?
For many individuals, visiting Australia is the ultimate dream vacation. However, it becomes quite challenging to visit every location within a constrained amount of time.
Therefore, to get the most out of your vacation, it would be helpful if you were aware of some of the well-known places in Australia. You must also be aware of them to make sure you get all the popular items there.
When is the Best Time to Visit Australia?
December to February is the best time to visit Australia. The country promises to provide a serene and tranquil vacation of a lifetime. Now, let's choose the ideal time to travel to Australia for a remarkable experience.
Safety Tips When Travelling to Australia
- Always wear sunscreen.
- Be cautious with your baggage in towns such as Sydney or Melbourne.
- Carry plenty of water when out for a long road trip and remain cautious of animals.
- Hike with a guide.
- Remember that smoking in enclosed public spaces is banned in Australia, and you must be careful to extend the courtesy while travelling to the country.
- Beware of tourist scams in Australia
Note: With the recent catastrophic bushfires in Australia, it is better to ensure the best time to plan your trip and minimise the risks of getting caught up in the midst of the situation.