General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Australia from India Starting ₹515
Have you considered purchasing travel insurance in Australia
Let us emphasise the importance of getting a international travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against any sudden liabilities arising during your trip to Australia.
For instance, you might have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations. Depending on the level of coverage you choose, travel insurance can help you recover losses for other expenses.
Table of Contents
Is Travel Insurance Mandatory for Australia?
No, a travel insurance policy is not mandatory for an Australian tourist Visa. Nonetheless, it is wise to obtain one if you find yourself in a financial bind there.
What is the Cost of Travel Insurance for Australia from India?
A $50,000 Australia Travel insurance plan from India for 4 days - 1 adult starts from ₹515 only (excluding 18% GST).
Australia Visa for Indian Passport Holders
For Indian nationals, obtaining an Australian tourist visa, often referred to as an Australian visitor visa, is a necessary first step. With this visa, you may travel across Australia and take in its striking natural beauty, energetic cities, and distinctive culture.
Multiple types of visas are applicable to Australia and cater to the different needs of foreign visitors. You can apply for the type according to the duration and purpose of your required stay.
What’s Great About International Travel Insurance by Digit?
Australia Travel Insurance Plan That Fits You
Double Secure
This plan offers coverage for the most common mishaps that can be encountered on an international trip.
Double Secure Plus
This plan not only covers you for the most common mishaps on your trip but also comes with an extra layer of protection that keeps you protected from each hiccup, so your trip goes just how it should!
Double Secure
Double Secure Plus
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Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Australia with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why Choose Digit for Australia Travel Insurance from India?
A few reasons why you should opt for Digit Insurance for your travel to Australia are:
- Engage in Exciting Adventure Sports Without Worries - We understand that one of the things that might keep you from partaking in Australian adventure sports like surfing, scuba diving, etc. is the impending fear of ending up with an injury, treatment for which might cost you a fortune in Australia. With Digit’s international travel insurance policy, you can avail a cover for the treatment of injuries that you might incur for partaking in single-day adventure sports.
- Get Coverage for Hospitalisation - In case you experience any form of health complications such as a grave allergy induced by hornet or wasp stings (frequent in parts of Australia) for which you require hospitalisation, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc. are sufficiently covered.
- Pay a Nominal Premium to Obtain a Comprehensive Coverage - Digit offers one of the most affordable travel insurance policies for Australia. For instance, you can obtain a sum insured of $50,000 for a trip to Australia against a minimal premium of Rs.316 (excl. 18% GST) per day for one adult. You see, it’s a fairly low price to pay when it is about your financial stability in a foreign land.
- Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Receive Compensation for Lost/Stolen Baggage - In case of baggage delay or theft in transit, you will receive a flat compensation against it.
- Get Coverage for Emergency Treatment due to Animal Attacks - In Australia, venomous snakes or tarantulas hidden in toilets or lurking in thickets are common, and even horses and cows are not very docile. If you ever encounter an animal attack, we will cover your treatment cost along with the cost of emergency evacuation.
- Get Rewarded to Celebrate Hole-in-One for Golf - This coverage gives you money for celebrating a hole-in-one on most golf courses worldwide, except in India. However, as per the policy, it won't cover celebrations on smaller courses, really short holes, or if temporary greens or tee boxes are used.
- Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Australia with Digit
Below is the list of network hospitals in Turkey where you can go in case of medical emergencies during your travel in Turkey.
Disclaimer: This list is not a comprehensive list of network hospitals in Australia. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is Australia's Official Currency?
Australian Dollars (AUD) are Australia's national currency. Additionally, coins come in 5, 10, 20, 50 cents, and 1 and 2 dollar denominations.
As of 24th June 2024, the currency exchange rates of AUD are as follows:
Note: You cannot use any other money (other than Australian Dollars) anywhere in Australia.
What is Australia Famous For?
For many individuals, visiting Australia is the ultimate dream vacation. However, it becomes quite challenging to visit every location within a constrained amount of time.
Therefore, to get the most out of your vacation, it would be helpful if you were aware of some of the well-known places in Australia. You must also be aware of them to make sure you get all the popular items there.
When is the Best Time to Visit Australia?
December to February is the best time to visit Australia. The country promises to provide a serene and tranquil vacation of a lifetime. Now, let's choose the ideal time to travel to Australia for a remarkable experience.
Safety Tips When Travelling to Australia
- Always wear sunscreen.
- Be cautious with your baggage in towns such as Sydney or Melbourne.
- Carry plenty of water when out for a long road trip and remain cautious of animals.
- Hike with a guide.
- Remember that smoking in enclosed public spaces is banned in Australia, and you must be careful to extend the courtesy while travelling to the country.
- Beware of tourist scams in Australia
Note: With the recent catastrophic bushfires in Australia, it is better to ensure the best time to plan your trip and minimise the risks of getting caught up in the midst of the situation.