International Travel Insurance

Premium starting ₹395

100% Claims Settled (FY 24-25)

Check Premium Check Premium

Travel Insurance for Australia from India Starting ₹515

Have you considered purchasing travel insurance in Australia

Let us emphasise the importance of getting a international travel insurance policy for a second now! It is necessary while travelling internationally and will provide maximum financial protection against any sudden liabilities arising during your trip to Australia.

For instance, you might have an accident requiring immediate hospitalisation, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations. Depending on the level of coverage you choose, travel insurance can help you recover losses for other expenses.

Team Digit

Is Travel Insurance Mandatory?
Cost of Australia Travel Insurance
Australia Visa for Indians
What’s Great About Digit International Travel Insurance?
Australia Travel Insurance Plans
Why Choose Digit?
Indian Consulates and High Commissions in Australia
Frequently Asked Questions

Is Travel Insurance Mandatory for Australia?

No, a travel insurance policy is not mandatory for an Australian tourist Visa. Nonetheless, it is wise to obtain one if you find yourself in a financial bind there.

What is the Cost of Travel Insurance for Australia from India?

A $50,000 Australia Travel insurance plan from India for 4 days - 1 adult starts from ₹515 only.

Australia Visa for Indian Passport Holders

For Indian nationals, obtaining an Australian tourist visa, often referred to as an Australian visitor visa, is a necessary first step. With this visa, you may travel across Australia and take in its striking natural beauty, energetic cities, and distinctive culture.

Multiple types of visas are applicable to Australia and cater to the different needs of foreign visitors. You can apply for the type according to the duration and purpose of your required stay.

Visa Subclass	Purpose	Validity Period	Number of Entries	Eligibility of Indians
Visitor Visa (subclass 600)	Tourism, visiting family or friends	Up to 3, 6 or 12 months	Single or multiple-entry	Eligible
Transit Visa (Subclass 771)	Transiting through Australia	No longer than 72 hours	Single entry	Eligible
Electronic Travel Authority (subclass 601)	Visiting family or friends, business visitor activities, cruise, holiday	Up to 3 months at a time	Multiple entry	Not Eligible
eVisitor (subclass 651)	Visiting family or friends, business visitor activities, cruise, holiday, studying for up to 3 months	Up to 3 months at a time	Multiple entry	Not Eligible
Work and Holiday visa (subclass 462)	Short-term work in Australia, study for up to 4 months	12 months	Multiple entry	Not Eligible
Working Holiday visa (subclass 417)	Short-term work in Australia, study for up to 4 months	12 months	Multiple entry	Not Eligible

What’s Great About International Travel Insurance for Australia by Digit?

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Australia Travel Insurance Plan That Fits You

Double Secure

This plan offers coverage for the most common mishaps that can be encountered on an international trip.

Double Secure Plus

This plan not only covers you for the most common mishaps on your trip but also comes with an extra layer of protection that keeps you protected from each hiccup, so your trip goes just how it should!

Double Secure

Double Secure Plus

Medical Covers
Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover: Treatment costs Medical evacuation Outpatient cover (OPD) Repatriation (Up to the sum insured as shown in your policy)	✔	✔
Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover: Treatment and medical expenses Evacuation OPD care Repatriation (Up to the sum insured as per your policy)	✔	✔
Personal Accident If you suffer an accidental injury that directly causes: Death Permanent total or partial disability We’ll pay compensation as per your policy limits.	✔	✔
Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in: Death Permanent total or partial disability (Compensation as per policy limits)	✔	✔
Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits.	✔	✔
Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days.	✔	✔
Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to: Hospital Room Rent (Per Day) ICU Charges (Per Day) Surgery & Anesthesia Doctor Fees (Per Visit) Diagnostics Ambulance Miscellaneous expenses	✔	✔
Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn.	×	×
Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms).	✔	✔
Smooth Transit Covers
Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy.	✔	✔
Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases.	✔	✔
Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination.	✔	✔
Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you: Reasonable extra travel and accommodation costs Planned events and excursions expenses	✔	✔
Trip Abandonment If you have to cut short your trip or return early, we’ll cover: Additional travel costs (in the same class as the original booking; if you cannot use your return ticket) Accommodation costs (of a similar standard you had booked for your trip) Unused accommodation costs that each insured person has paid and cannot get back (including excursions and planned events)	✔	×
Trip Extension If your return is unexpectedly delayed, we’ll reimburse: Extra lodging and boarding Fare difference in return ticket (up to policy limits)	✔	✔
Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy.	✔	✔
Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed).	✔	✔
Other Coverages
All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control.	×	×
Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation.	✔	✔
Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse: The cost difference for alternate accommodation or an upgrade to the same class (if the new booking is up to 10% higher than the original per-night rate), after deducting any refund/compensation from the hotel. Reasonable transport expenses to reach the new accommodation within the same city.	✔	✔
Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover: We will reimburse for the difference in fare between the original and the new ticket (same class), provided the cost increase is within 10% of the original fare. Refunds or compensation from the carrier will be adjusted.	✔	✔
Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you: Economy class travel by the shortest route to your hospital city Lodging and boarding of the same or lower class as yours, during the visit	×	✔
Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip. The claim is subject to: The sum insured limit specified in the policy Applicable deductibles and depreciation rules	×	×
Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip: Compensation for injury, death, or property damage Legal costs (pre-approved by the insurer) Bail bond amount for your release before court hearings (if required)	✔	✔
Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse: The cost to repair, replace, or reinstate the damaged building or household contents, up to the sum insured.	✔	✔
Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will: Coordinate with your family back home to arrange emergency funds The transfer is handled by the insurer or their claims partner, up to the limit specified in your policy	✔	✔
Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided: You report the incident to local police within 24 hours A written police report is submitted with your claim	×	×
Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy.	×	✔
Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer.	×	×
Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit.	×	✔
Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes: Personal accident Medical treatment and evacuation exigencies Accidental treatment and evacuation exigencies Daily cash allowance Dental treatment Personal liability and bail bond	✔	✔
Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end).	×	✔
Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation.	×	✔
Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for: Unrefundable semester fees Booked common carrier tickets from your city of residence to the country of your educational institution, if the interruption occurs while you are at home Return tickets to your city of residence if the interruption occurs while you are at the educational institution Coverage applies up to the policy limit.	×	×
Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover: Unpaid tuition fees One-time return economy class air ticket for a student	×	×
Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period.	×	×
Home to Home Cover	×	✔
Hazardous or Adventure Sports	✔	✔
Coverage at Home Country	×	×

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.

How to Buy International Travel Insurance for Australia with Digit?

Enter Your Trip Details

Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.

Choose Your Plan

Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’

Fill, Confirm & Pay

Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.

Done & Delivered!

That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!

How to File a Travel Insurance Claim with Digit?

After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why Choose Digit for Australia Travel Insurance from India?

A few reasons why you should opt for Digit Insurance for your travel to Australia are:

Engage in Exciting Adventure Sports Without Worries - We understand that one of the things that might keep you from partaking in Australian adventure sports like surfing, scuba diving, etc. is the impending fear of ending up with an injury, treatment for which might cost you a fortune in Australia. With Digit’s international travel insurance policy, you can avail a cover for the treatment of injuries that you might incur for partaking in single-day adventure sports.
Get Coverage for Hospitalisation - In case you experience any form of health complications such as a grave allergy induced by hornet or wasp stings (frequent in parts of Australia) for which you require hospitalisation, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc. are sufficiently covered.
Pay a Nominal Premium to Obtain a Comprehensive Coverage - Digit offers one of the most affordable travel insurance policies for Australia. For instance, you can obtain a sum insured of $50,000 for a trip to Australia against a minimal premium of Rs.515 for one adult for 4 days. You see, it’s a fairly low price to pay when it is about your financial stability in a foreign land.
Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
Receive Compensation for Lost/Stolen Baggage - In case of baggage delay or theft in transit, you will receive a flat compensation against it.
Get Coverage for Emergency Treatment due to Animal Attacks - In Australia, venomous snakes or tarantulas hidden in toilets or lurking in thickets are common, and even horses and cows are not very docile. If you ever encounter an animal attack, we will cover your treatment cost along with the cost of emergency evacuation.
Get Rewarded to Celebrate Hole-in-One for Golf - This coverage gives you money for celebrating a hole-in-one on most golf courses worldwide, except in India. However, as per the policy, it won't cover celebrations on smaller courses, really short holes, or if temporary greens or tee boxes are used.
Get Coverage for Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

List of Network Hospitals in Australia with Digit

Below is the list of network hospitals in Australia where you can go in case of medical emergencies during your travel in Australia.

Facility Name	Address
Norwest Private Hospital	11 Norbrik Dr, Bella Vista NSW 2153, Australia
Orthodontics Exclusively	Level 5 183 Macquarie Street , Sydney NSW 2000 , Australia
Sydney Adventist Hospital	185 Fox Valley Road , Wahroonga , New South Wales , Sydney 2076 , Australia
Forster Private Hospital Pulse Health	29-41 South St , New South Wales 2428 , Australia
George Washington University Hospital	900 23Rd St Nw, Washington, Dc 20037, United States
Georgetown University Hospital	3800 Reservoir Rd Nw, Washington, Dc 20007, United States
Howard University Hospital	2041 Georgia Ave Nw, Washington, Dc 20060, United States
Providence Health System	1150 Varnum St Ne, Washington, Dc 20017, United States
Sibley Memorial Hospital	5255 Loughboro Rd Nw, Washington, Dc 20016, United States
Medstar Washington Hospital Center	110 Irving St Nw, Washington, Dc 20010, United States

Disclaimer: This list is not a comprehensive list of network hospitals in Australia. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.

What is Australia's Official Currency?

Australian Dollars (AUD) are Australia's national currency. Additionally, coins come in 5, 10, 20, 50 cents, and 1 and 2 dollar denominations.

As of 24th June 2024, the currency exchange rates of AUD are as follows:

Country	Currency	AUD (Australian Dollar)
India	100 INR	1.80 AUD
United States of America	100 USD	150.40 AUD
Europe	100 EUR	161.08 AUD
Japan	100 JPY	0.94 AUD
United Kingdom	100 GBP	190.24 AUD

Note: You cannot use any other money (other than Australian Dollars) anywhere in Australia.

What is Australia Famous For?

For many individuals, visiting Australia is the ultimate dream vacation. However, it becomes quite challenging to visit every location within a constrained amount of time.

Therefore, to get the most out of your vacation, it would be helpful if you were aware of some of the well-known places in Australia. You must also be aware of them to make sure you get all the popular items there.

When is the Best Time to Visit Australia?

December to February is the best time to visit Australia. The country promises to provide a serene and tranquil vacation of a lifetime. Now, let's choose the ideal time to travel to Australia for a remarkable experience.

Safety Tips When Travelling to Australia

Always wear sunscreen.
Be cautious with your baggage in towns such as Sydney or Melbourne.
Carry plenty of water when out for a long road trip and remain cautious of animals.
Hike with a guide.
Remember that smoking in enclosed public spaces is banned in Australia, and you must be careful to extend the courtesy while travelling to the country.
Beware of tourist scams in Australia

Note: With the recent catastrophic bushfires in Australia, it is better to ensure the best time to plan your trip and minimise the risks of getting caught up in the midst of the situation.

List of Indian Consulates and High Commissions in Australia

Contact	City	Official Site
High Commission of India	Canberra	https://www.hcicanberra.gov.in/
Consulate General of India	Melbourne	https://www.cgimelbourne.gov.in/
Consulate General of India	Sydney	https://www.cgisydney.gov.in/
Consulate General of India	Perth	https://cgiperth.gov.in/

List of Airports in Australia

The following is the list of international airports in Australia.

Name of the Airport & Location	Type
Sydney Kingsford Smith International Airport, Sydney	International Airport
Brisbane International Airport, Brisbane	International Airport
Melbourne International Airport, Melbourne	International Airport
Perth International Airport, Perth	International Airport
Adelaide International Airport, Adelaide	International Airport
Canberra International Airport, North Canberra	International Airport
Cairns International Airport, Cairns	International Airport
Darwin International Airport, Darwin	International Airport
Gold Coast Airport, Bilinga	International Airport
Hobart International Airport, Tasmania	International Airport
Townsville Airport, Garbutt	International Airport

FAQs about Travel Insurance for Australia

All

Is healthcare expensive in Australia?

The average cost for seeking treatment in any of the public hospitals in Australia, for any acute illness is around AUS$5000, which is around Rs. 2.4 Lakhs (2). Thus, seeking healthcare is quite expensive in Australia, unless you are covered under a comprehensive travel insurance policy.

I am travelling to Australia with my spouse. Will I need to avail separate travel insurance for her?

No, Digit allows the provision of covering multiple individuals under the same travel insurance policy. For example, you can choose Digit’s Australia travel insurance with a sum insured of $50,000 each for two travellers at a premium of Rs. 412 (excl. 18% GST) per day.

Will a travel insurance cover the expenses if I have to make arrangements to return home on an emergency basis?

Yes, with the trip abandonment cover under Digit’s Australia travel insurance policy individuals can avail coverage for the costs incurred to make alternative emergency travel arrangements, along with reimbursement for non-refundable travel booking costs like accommodation, etc.

What insurance do I need to travel to Australia?

To travel to Australia, it's essential to have comprehensive travel insurance. This insurance should financially protect you in various situations, including medical treatment, trip cancellations or extensions, loss of passport or other ID proofs, and issues with checked-in baggage, such as delays or damage, among others.

Which insurance is best for visitors to Australia?

In India, there are many travel insurance providers which offer various coverage for trip to Australia. To select the best one, you can ask for quotes from different companies and compare them based on your requirements.

How much does travel insurance cost in Australia?

Travel insurance policies can vary in price depending on factors such as your age and health, the length and destination of your trip, and the level of coverage you choose. Also, depending on the insurer you have opted for.

Can I go to Australia without travel insurance?

Yes, you can travel to Australia from India without travel insurance, as it is not a mandatory requirement. However, it is recommended that you get yourself a travel insurance. It will cover against any financial losses you might incur during your journey.

Do you need health and travel insurance for Australia?

It's not mandatory to purchase travel insurance as a condition of entry to Australia or neighbouring New Zealand in the Australian region. However, the Australian government strongly recommends visitors have travel insurance to cover unexpected medical costs.

What is usually covered by travel insurance?

The comprehensive policy usually covers delays, cancellations due to sickness or death, lost luggage, and emergency medical costs.

Does travel insurance in Australia cover scams in Australia?

No, travel insurance does not directly cover scams in Australia. However, if you lose your vital documents, such as your passport, debit or credit card, during your trip due to a tourist scam, your insurance provider might compensate you. Check for these coverages before purchasing your travel insurance plan.

How do I claim my travel insurance?

To claim travel insurance, you should contact your insurer and inform them about the situation as soon as possible. Follow their guidance and take the necessary steps to file your claim, providing all required documentation and adhering to any specific procedures they suggest based on your circumstances.

What happens when you claim travel insurance?

When you file a travel insurance claim, you submit proof of your loss to the insurance company so they can verify what happened and reimburse you for covered losses. The process typically involves the following steps:

Register the claim: A claims service representative can help you register your claim, understand the process, and provide any required documents.
Submit documents: You must submit a completed claim form and supporting documents. An insurance company surveyor will assess the documents.
Receive a settlement offer: If your claim is approved, you'll receive a settlement offer.
Resolve disputes: If there are any issues, you can work with your insurer to resolve them.
Receive payment: The insurance company will issue payment according to the terms of your policy, which may be by check, bank transfer, or another method.

I am visiting Australia for 14 days. Is it a must to have insurance?

Yes, you can get travel and health insurance if you visit Australia for 14 days.

Although travel insurance is not mandatory, the Australian government strongly recommends that visitors have it to cover unexpected medical costs.

What type of health insurance is acceptable for an Australian visitor visa?

The Australian government strongly recommends that all international visitors take out private health insurance before they visit the country.

Why is travel insurance so expensive in Australia?

Travel insurance is expensive as it depends on coverage, destination risks, traveller age, pre-existing conditions, and adventurous activities. The policy's home country also influences premiums, with higher risks or payouts leading to elevated costs.

Can I buy travel insurance for Australia after departure from India?

Yes, you can buy travel insurance for Australia after departure from India, as some insurance providers offer post-departure insurance.

Can I buy travel insurance after booking tickets?

Yes, you should buy a travel insurance policy right after you book your flight tickets for your international destination.

Can foreigners buy travel insurance in Australia?

Yes, foreigners can buy travel insurance in Australia. They can purchase inbound travel insurance plans, which often include benefits similar to international travel insurance policies, such as coverage for medical and dental expenses, lost luggage and travel documents, accidental death, and personal liability.

Is Australia expensive for a tourist?

Yes, Australia is expensive for tourists. Although it is known to be laid-back, but not as a budget destination.

What is the age limit for travel insurance in Australia?

Travel insurance in India is available for a wide range of ages, with no minimum age requirement. Policies typically cover travellers from infants as young as 3 months old to senior citizens up to 80 years of age, ensuring protection for all age groups during their trip to Australia.

Is 5000 AUD enough for a month in Australia?

5000 AUD is a good safety net covering you for at least a month of accommodation and basic living expenses in Australia.

Can you buy travel insurance at the airport?

Yes, you can purchase travel insurance when you are at the Indian airport from where you are departing for your overseas trip. However, it’s essential to check the terms and conditions of specific policies and consult with insurance providers for accurate information.

Please note that you might not be able to buy international travel insurance once you have cleared the immigration check at the airport.