Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for England from India Online, Starting ₹515

If you travel to England from India for recreational, educational, professional, or any other purpose, you will need a Travel Insurance plan to accompany you. England forms a significant part of the United Kingdom and Great Britain. The country has a global history, breathtaking landscapes, arts and culture, and architecture.
Overseas trip insurance for England is one of the best things to own for your trip. This plan covers and benefits you in unpredictable situations such as flight delays, passport loss, baggage loss, medical emergencies, and other mishaps.
With Digit, you can purchase your plan online within a few minutes. Our digital experience makes everything from buying insurance to making a claim online simple and hassle-free.
Is Travel Insurance Mandatory for England?
No, travel insurance is not mandatory when traveling from India to England. Despite that, we highly recommend buying travel insurance. Here's why:
- Unless you are a United Kingdom or England resident, you will be charged a heavy bill for healthcare.
- Being one of the top tourist spots in the world, your belongings tend to get lost, misplaced, or pickpocketed. Your travel insurance will be your comfort here.
- Tourist Scams are prevalent in England. Travel insurance provides compensation and security in such events to avoid losing everything to these scams.
What is the Cost of Travel Insurance for England from India?
A $50,000 England travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
England Visa for Indian Passport Holders
The documents required to get an England Visa are Photographs, Bank statements, Passport, etc. Do remember to apply for your England visa at least three months before you intend to travel. Furthermore, you can use a priority visa service for a speedier review and processing of your visa application.
What’s Great About International Travel Insurance by Digit?
England Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Transparency is key, after all! Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel insurance will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no traveling.
- A daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include week long treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays aren't covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts won't be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for England with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for England Travel Insurance from India?
- Receive Compensation for Lost/Stolen Baggage - In case of luggage delay or loss of luggage in transit, you will receive a flat compensation against it.
- Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
- Common Carrier Delay - If your flight or any other common carrier is delayed from the scheduled departure time due to reasons mentioned in your policy, you get paid.
- Financial Emergency Cash - If you fall prey to pickpockets on a trip, this will cover you for the amount of travel funds lost.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is England’s Official Currency?
The British Pound Sterling (£, GBP) is the official currency of England. Each pound is divided into 100 pence (100p = £1).
The most common banknotes are £5, £10, £20, £50 and £100. £1 notes also exist, but these are extremely rare, as only notes printed by The Bank of Scotland remain in circulation, and printing of new £1 notes ceased in 2001.
The coins in circulation are 1p, 2p, 5p, 10p, 20p, 50p and £1 and £2. Special editions of £5 coins are sometimes released, but their circulation is theoretical.
As of 23rd August 2024, the currency exchange rates of GBP are as follows:
Note: You cannot use any currencies other than the Great British Pound anywhere in England.
Compare England Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for England, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. Many times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is England Famous For?
If history and culture are your forte, a visit to England is something that you cannot miss. Its breathtaking views, grand architecture, beautiful gardens, and literary heritage give you a peak into its rich and eventful past.
So, whether you plan on punting on the Cam River or going fossil hunting on the Jurassic Coast, England has much to offer. However, to make the best out of your trip, you need to stay informed of some crucial information. It will help you make better decisions while you are on the journey. To know more about them, read on.
When is the Best Time to Visit England?
England has a temperate climate, allowing visitors to visit throughout the year. However, if you want to experience the Easter celebrations, you have to visit in Spring, which lasts from March to May.
The best time to visit England is between July and August when you can enjoy the British summer. Furthermore, if you want to visit in winter, the best time is from December to February.
Safety Tips When Travelling to England
Some of the safety precautions to take while visiting England are:
- Follow the Covid-19 guidelines set by your travel provider or transport venue.
- Do not leave your belongings unattended.
- Avoid driving in areas that you don’t know.
- Properly lock and inspect the doors and windows of your hotel room before leaving.
- Try not to wear jewelry or culturally inappropriate clothing.
- Never leave your food or drink unattended.
- Keep handy the contact details of the Indian Embassy and Consulates.
- Buy a travel insurance policy.
When traveling abroad, purchasing an international travel insurance policy is crucial. This policy will cover unforeseen expenses such as medical emergencies, loss of valuables, theft, flight delays, etc.
List of Indian Consulates and Embassy in England
List of Airports in England
The following is the list of international airports in England:
Getting travel insurance is crucial for a safe and worry-free international trip. It provides peace of mind by covering medical emergencies, lost items, and travel issues. By understanding your needs and choosing the right insurance, you can be confident that you’re protected if anything unexpected happens during your travels.