Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Oman from India Online, Starting ₹395

Have you considered purchasing travel insurance in Oman?
Let us emphasize the importance of getting a travel insurance policy for a second now! It is necessary while traveling internationally and will provide maximum financial protection against any sudden liabilities arising during your trip to Oman.
For instance, you might have an accident requiring immediate hospitalization, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations. Depending on the level of coverage you choose, travel insurance can help you recover losses for other costs.
Table of Contents
Is Travel Insurance Mandatory for Oman?
No, travel insurance is not mandatory when traveling to Oman, but it is highly recommended. Post-pandemic, Oman has relaxed requirements pertaining to compulsory Covid-19 travel medical insurance for tourists.
Falling sick or needing medical assistance is an unpredictable event. Without an international travel insurance policy, the cost of treatment can be too much to bear. Hence, we suggest that you purchase a policy to safeguard your trip and enjoy it no matter what.
What is the Cost of Travel Insurance for Oman from India?
A $50,000 Oman travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Oman Visa for Indian Passport Holders
Oman is a beautiful Arabian country known for its stunning architecture and natural beauty. If you plan to visit Oman from India for any reason, you will require a visa. Getting an Oman visa is the top priority before planning a trip to this country, as any mistake can cause your application to be canceled.
It usually takes 7-10 working days to complete the entire process from the date of application submission.
What’s Great About International Travel Insurance by Digit?
Oman Travel Insurance Plans that fit your needs
Basic Option
Comfort Option
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Understanding what your travel insurance does not cover is just as critical as knowing what is covered. The following are some exclusions that our travel insurance will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays aren't covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between the scheduled arrival of an incoming flight and the scheduled departure of a connecting flight was less than the time required.
- Thefts won't be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Oman, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Oman with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Oman Travel Insurance Policy from India?
- Engage in Exciting Adventure Sports Without Worries - When visiting Oman, one can indulge in many adventure activities and experience the country's landscape to its fullest. Digit's Travel plan can be beneficial as we cover one-day adventure activities.
- Get Coverage for Hospitalisation - Travel insurance is your go-to option for emergencies and medical assistance. With various coverages offered, you can ease the stress of medical bills in a foreign country.
- Reasonable Premium Amount for Comprehensive Protection - Digit’s Oman Travel Insurance plans start at just ₹395 per adult (excl. 18% GST) for a 4-day stay in Oman, with a sum insured of $50,000.
- Losing Your Passport is No Worry - If you lose your passport or it is stolen, expenses related to its re-issuance will be covered under Digit’s international travel insurance policy.
- Common Carrier Delay - If your flight or any other common carrier is delayed from the scheduled departure time due to reasons mentioned in your policy, you get paid.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Oman’s Official Currency?
Oman's official currency is the Oman Rial (OMR). 1000 baisa is equal to one OMR. The following currency denominations are in circulation now - Banknotes - 50 Rial, 20 Rial, 10 Rial, 5 Rial, 1 Rial, 500 Baisa, 100 Baisa. Coins - 500 Baisa, 100 Baisa, 50 Baisa, 25 Baisa, 10 Baisa, and 5 Baisa.
As of 10th July 2024, the currency exchange rates of OMR are as follows:
Note: Omani Riyal is the official currency in Oman, although some shops, restaurants, and hotels also accept other currencies, such as the UAE dirham or the US dollar.
Compare Oman Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Oman, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. The terms and conditions can often be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Oman Famous For?
Oman is famous for its diverse landscapes and rich historical values. With its tranquil ocean, mesmerizing coastlines, rugged mountains, and golden desert stretch, this country captivates most travelers' hearts. Moreover, you can enhance your amusement with activities like scuba diving, kitesurfing, hiking, paddling, etc.
When is the Best Time to Visit Oman?
Considering its dry subtropical climate, Oman records high temperatures all year round. However, the winter months are the best time to visit Oman, as tourists can experience pristine nature and exciting activities. Hence, October to March offers the best view of the "Pearl of Arabia," as the temperature remains between 17 and 35 degrees Celsius.
Moreover, you can witness the turtles at Ras Al Jinz at this time of the year. However, you must check for the Muslim holidays, like Ramadan and Eid, before planning the trip to avoid crowds during these festivities.
Safety Tips When Travelling to Oman
The following precautions are necessary for a safe and secure journey to Oman:
- Keep your passport and the necessary documents while travelling.
- Be aware of the local laws and customs, and other safety protocols.
- Avoid isolated camping to stay protected from burglary or pickpocketing. However, tourist scams in Oman are quite common across the country.
- As the neighbouring country is experiencing an armed conflict, avoid traveling to border areas or large public gatherings.
- Stay updated with the Indian Embassy's contact details and address.
- Inspect the hotel rooms and security while checking in
- Leave copies of your documents and details of your tour to a trusted mate in India.
- Always opt for a travel insurance policy before visiting a foreign country.
Travel insurance can safeguard you financially in case of unexpected expenses like medical treatment, theft, flight delays, etc. Hence, travel insurance can be a savior while you are traveling abroad.