Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Oman from India Online, Starting ₹395

Have you considered purchasing travel insurance in Oman?
Let us emphasize the importance of getting a travel insurance policy for a second now! It is necessary while traveling internationally and will provide maximum financial protection against any sudden liabilities arising during your trip to Oman.
For instance, you might have an accident requiring immediate hospitalization, lose your baggage in transit, or face other unforeseen circumstances that give rise to substantial unplanned expenses, trip cancellations, and emergency evacuations. Depending on the level of coverage you choose, travel insurance can help you recover losses for other costs.
Is Travel Insurance Mandatory for Oman?
No, travel insurance is not mandatory when traveling to Oman, but it is highly recommended. Post-pandemic, Oman has relaxed requirements pertaining to compulsory Covid-19 travel medical insurance for tourists.
Falling sick or needing medical assistance is an unpredictable event. Without an international travel insurance policy, the cost of treatment can be too much to bear. Hence, we suggest that you purchase a policy to safeguard your trip and enjoy it no matter what.
What is the Cost of Travel Insurance for Oman from India?
A $50,000 Oman travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Oman Visa for Indian Passport Holders
Oman is a beautiful Arabian country known for its stunning architecture and natural beauty. If you plan to visit Oman from India for any reason, you will require a visa. Getting an Oman visa is the top priority before planning a trip to this country, as any mistake can cause your application to be canceled.
It usually takes 7-10 working days to complete the entire process from the date of application submission.
What’s Great About International Travel Insurance for Oman by Digit?
Oman Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
×
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Understanding what your travel insurance does not cover is just as critical as knowing what is covered. The following are some exclusions that our travel insurance will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays aren't covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between the scheduled arrival of an incoming flight and the scheduled departure of a connecting flight was less than the time required.
- Thefts won't be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for Oman with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Oman Travel Insurance from India?
- Engage in Exciting Adventure Sports Without Worries - When visiting Oman, one can indulge in many adventure activities and experience the country's landscape to its fullest. Digit's Travel plan can be beneficial as we cover one-day adventure activities.
- Get Coverage for Hospitalisation - Travel insurance is your go-to option for emergencies and medical assistance. With various coverages offered, you can ease the stress of medical bills in a foreign country.
- Reasonable Premium Amount for Comprehensive Protection - Digit’s Oman Travel Insurance plans start at just ₹395 per adult (excl. 18% GST) for a 4-day stay in Oman, with a sum insured of $50,000.
- Losing Your Passport is No Worry - If you lose your passport or it is stolen, expenses related to its re-issuance will be covered under Digit’s international travel insurance policy.
- Common Carrier Delay - If your flight or any other common carrier is delayed from the scheduled departure time due to reasons mentioned in your policy, you get paid.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Oman with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Oman. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is Oman’s Official Currency?
Oman's official currency is the Oman Rial (OMR). 1000 baisa is equal to one OMR. The following currency denominations are in circulation now - Banknotes - 50 Rial, 20 Rial, 10 Rial, 5 Rial, 1 Rial, 500 Baisa, 100 Baisa. Coins - 500 Baisa, 100 Baisa, 50 Baisa, 25 Baisa, 10 Baisa, and 5 Baisa.
As of 10th July 2024, the currency exchange rates of OMR are as follows:
Note: Omani Riyal is the official currency in Oman, although some shops, restaurants, and hotels also accept other currencies, such as the UAE dirham or the US dollar.
Compare Oman Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Oman, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. The terms and conditions can often be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Oman Famous For?
Oman is famous for its diverse landscapes and rich historical values. With its tranquil ocean, mesmerizing coastlines, rugged mountains, and golden desert stretch, this country captivates most travelers' hearts. Moreover, you can enhance your amusement with activities like scuba diving, kitesurfing, hiking, paddling, etc.
When is the Best Time to Visit Oman?
Considering its dry subtropical climate, Oman records high temperatures all year round. However, the winter months are the best time to visit Oman, as tourists can experience pristine nature and exciting activities. Hence, October to March offers the best view of the "Pearl of Arabia," as the temperature remains between 17 and 35 degrees Celsius.
Moreover, you can witness the turtles at Ras Al Jinz at this time of the year. However, you must check for the Muslim holidays, like Ramadan and Eid, before planning the trip to avoid crowds during these festivities.
Safety Tips When Travelling to Oman
The following precautions are necessary for a safe and secure journey to Oman:
- Keep your passport and the necessary documents while travelling.
- Be aware of the local laws and customs, and other safety protocols.
- Avoid isolated camping to stay protected from burglary or pickpocketing. However, tourist scams in Oman are quite common across the country.
- As the neighbouring country is experiencing an armed conflict, avoid traveling to border areas or large public gatherings.
- Stay updated with the Indian Embassy's contact details and address.
- Inspect the hotel rooms and security while checking in
- Leave copies of your documents and details of your tour to a trusted mate in India.
- Always opt for a travel insurance policy before visiting a foreign country.
Travel insurance can safeguard you financially in case of unexpected expenses like medical treatment, theft, flight delays, etc. Hence, travel insurance can be a savior while you are traveling abroad.