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100% Claims Settled (FY 23-24)


Travel Insurance for Estonia from India Online, Starting ₹515

When you travel to Estonia, you can't help but feel like a blast from the past! With its exceptional cuisine, 2000 islands, and 50% of the land covered in luscious forests, this country offers an experience like no other! Nature enthralls Estonians through its many waterfalls, lakes, caves, and forest sites!
Traveling to Estonia can give you and your family a new perspective on life. So, before you leave, ensure you have all the required documents for your trip. One of the most important documents to have is travel insurance. Our quick, hassle-free digital process lets you quickly buy travel insurance online. Read on to find out why you need to buy Digit's International Travel Insurance for your trip to Estonia from India.
Table of Contents
Is Travel Insurance Mandatory for Estonia?
Yes, travel insurance is mandatory when traveling to Estonia. Estonia is a Schengen country, so you must have valid travel insurance to acquire a Schengen visa.
When traveling to Estonia, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. This is primarily to secure you financially in case of medical emergencies and hospitalization costs. However, the Schengen travel insurance plan can prove highly beneficial with its many benefits that ensure your trip goes smoothly.
What is the Cost of Travel Insurance for Estonia from India?
A $50,000 Estonia travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Estonia Visa for Indian Passport Holders
Estonia is a Schengen country. Therefore, if you wish to travel for less than 90 days, you will need a Schengen visa. You might also need to provide additional documents, in addition to a valid passport, application form, cover letter, and proof of income.
What’s Great About International Travel Insurance for Estonia by Digit?
Estonia Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Estonia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Estonia with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Estonia Travel Insurance from India?
- Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and the upgrade is suggested by a medical practitioner.
- Loss of Baggage and Personal Belongings - If you lose your stuff during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.
- Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
- Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Estonia’s Official Currency?
Estonia's currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 2nd August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Estonia.
Compare Estonia Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Estonia Famous For?
Estonia, a North European country, can be a paradise for travelers in every aspect. Estonia is famous for its historical monuments and spectacular landscapes, and this Baltic country will leave you spellbound with beauty, serenity, and tranquility. Thanks to its offbeat identity, only a few people visit this country. Hence, you can enjoy a peaceful vacation without significant interruptions or crowds.
When is the Best Time to Visit Estonia?
Estonia offers splendid views of its majestic beaches, pristine inland lakes, migratory birds, etc., from May to August. So, the best time to visit Estonia is summer. However, if you want to experience exciting activities like skiing, winter is the perfect time for it, though it has other challenges due to the harsh climate.
Besides, you can plan your trip to witness the vibrant nature in the spring and autumn months.
Safety Tips When Travelling to Estonia
Here are some safety protocols to follow that will ensure a hassle-free Estonian vacation:
- Though the crime level is low in Estonia, petty thefts like pickpocketing and distracting tourists to rob their belongings can occur.
- Keep photocopies of your passport and other ID proofs, as thieves can snatch away your bag, and you may lose the original document.
- The public buses feature a smartcard system, and authorities will charge a fine if you travel without an e-ticket.
- Stay updated with the weather forecast to stay protected if you are travelling in Estonia during the winters.
- Stay updated on Estonia's current health hazards and viral contaminations, and take necessary precautions while travelling.
- Check the hotel locks and closets for safety and security while staying in a foreign country.
- Keep the contact details of the Indian Embassy for emergencies.
- Don't miss your travel insurance policy while making a foreign trip. International travel insurance acts as a saviour during unforeseen incidents in foreign lands. It offers financial coverage against theft, passport loss, medical expenses, flight cancellations, etc.
List of Indian Consulates and Embassy in Estonia
List of Airports in Estonia
The following is the list of international airports in Estonia:
While traveling to Estonia, the ideal insurance is a thorough policy that protects you from any issues during your trip. At Digit, we focus on your well-being and strive to ensure you travel with peace of mind. Our international travel insurance plans offer wide-ranging coverage at a budget-friendly price.