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Travel Insurance for Estonia from India Online, Starting ₹515

When you travel to Estonia, you can't help but feel like a blast from the past! With its exceptional cuisine, 2000 islands, and 50% of the land covered in luscious forests, this country offers an experience like no other! Nature enthralls Estonians through its many waterfalls, lakes, caves, and forest sites!
Traveling to Estonia can give you and your family a new perspective on life. So, before you leave, ensure you have all the required documents for your trip. One of the most important documents to have is travel insurance. Our quick, hassle-free digital process lets you quickly buy travel insurance online. Read on to find out why you need to buy Digit's International Travel Insurance for your trip to Estonia from India.
Table of Contents
Is Travel Insurance Mandatory for Estonia?
Yes, travel insurance is mandatory when traveling to Estonia. Estonia is a Schengen country, so you must have valid travel insurance to acquire a Schengen visa.
When traveling to Estonia, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. This is primarily to secure you financially in case of medical emergencies and hospitalization costs. However, the Schengen travel insurance plan can prove highly beneficial with its many benefits that ensure your trip goes smoothly.
What is the Cost of Travel Insurance for Estonia from India?
A $50,000 Estonia travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Estonia Visa for Indian Passport Holders
Estonia is a Schengen country. Therefore, if you wish to travel for less than 90 days, you will need a Schengen visa. You might also need to provide additional documents, in addition to a valid passport, application form, cover letter, and proof of income.
What’s Great About International Travel Insurance by Digit?
Estonia Travel Insurance Plans that fit your needs
Basic Option
Comfort Option
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to Estonia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Estonia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Estonia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Estonia Travel Insurance Policy from India?
- Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and the upgrade is suggested by a medical practitioner.
- Loss of Baggage and Personal Belongings - If you lose your stuff during your trip due to theft, robbery, etc., we will compensate you after deducting depreciation.
- Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
- Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Estonia’s Official Currency?
Estonia's currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 2nd August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Estonia.
Compare Estonia Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Estonia Famous For?
Estonia, a North European country, can be a paradise for travelers in every aspect. Estonia is famous for its historical monuments and spectacular landscapes, and this Baltic country will leave you spellbound with beauty, serenity, and tranquility. Thanks to its offbeat identity, only a few people visit this country. Hence, you can enjoy a peaceful vacation without significant interruptions or crowds.
When is the Best Time to Visit Estonia?
Estonia offers splendid views of its majestic beaches, pristine inland lakes, migratory birds, etc., from May to August. So, the best time to visit Estonia is summer. However, if you want to experience exciting activities like skiing, winter is the perfect time for it, though it has other challenges due to the harsh climate.
Besides, you can plan your trip to witness the vibrant nature in the spring and autumn months.
Safety Tips When Travelling to Estonia
Here are some safety protocols to follow that will ensure a hassle-free Estonian vacation:
- Though the crime level is low in Estonia, petty thefts like pickpocketing and distracting tourists to rob their belongings can occur.
- Keep photocopies of your passport and other ID proofs, as thieves can snatch away your bag, and you may lose the original document.
- The public buses feature a smartcard system, and authorities will charge a fine if you travel without an e-ticket.
- Stay updated with the weather forecast to stay protected if you are travelling in Estonia during the winters.
- Stay updated on Estonia's current health hazards and viral contaminations, and take necessary precautions while travelling.
- Check the hotel locks and closets for safety and security while staying in a foreign country.
- Keep the contact details of the Indian Embassy for emergencies.
- Don't miss your travel insurance policy while making a foreign trip. International travel insurance acts as a saviour during unforeseen incidents in foreign lands. It offers financial coverage against theft, passport loss, medical expenses, flight cancellations, etc.
List of Indian Consulates and Embassy in Estonia
List of Airports in Estonia
The following is the list of international airports in Estonia:
While traveling to Estonia, the ideal insurance is a thorough policy that protects you from any issues during your trip. At Digit, we focus on your well-being and strive to ensure you travel with peace of mind. Our international travel insurance plans offer wide-ranging coverage at a budget-friendly price.