General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Germany from India Online, Starting ₹515
All packed up and ready for Germany?
If you have handled all your hotel and flight bookings for the trip, it may be time to consider purchasing travel insurance for Germany from India.
Do you need an insurance plan for such a quick trip, though?
The answer to that question is a resounding yes. Regardless of the length of the trip, travel insurance for Germany is essential for tourists. A thousand different things could go wrong during such a trip, which you may not have planned for in advance. With travel cover, you can limit financial liability from such unforeseen events.
Moreover, German travelers from India also encounter a language barrier, which might make seeking assistance even more difficult in emergencies. If you have an insurance policy in place, things become much simpler.
Table of Contents
Is Travel Insurance Mandatory for Germany?
Yes, travel insurance is mandatory for Indians. However, regardless of whether it is mandated or not, you should never travel internationally without the right insurance policy in place. If you face medical or other forms of emergencies during the trip, these plans will limit financial liability.
What is the Cost of Travel Insurance for Germany from India?
A $50,000 Germany travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Germany Visa for Indian Passport Holders
A German visa for Indians is an official permit allowing people (residing outside Germany) to enter Germany. With the Visa, non-Germans can stay and visit Germany for a specified period. It also enables foreigners to pass through Germany's international transit zones while traveling to other countries.
The German Embassy offers the Schengen Visa for Indians as a tourist visa to every Indian citizen who wishes to visit Germany for a short stay. However, they do not issue separate Germany visa to foreigners for short-time visits. Nevertheless, a long-term national visa in Germany is issued if foreigners wish to stay more than three months (90 days).
Different Types of Schengen Visas and Schengen Visa Fees for Indians
What’s Great About International Travel Insurance by Digit?
Germany Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Germany, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Germany with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Germany Travel Insurance Policy from India?
- Coverage for Adventure Sports-related Mishaps - Digit is one of the insurance providers in India that offers complete coverage for injuries sustained while participating in a single-day adventure sports on your trip.
- Get Coverage for Trip Cancellation - If your trip gets canceled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy.
- Luggage Delays in Transit Become Easier to Deal with - During travel from India to Germany, your baggage passes several hands, especially at the airport there might be a delay in baggage. With Digit’s protection, you can replace these items without spending a single penny from your pockets.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip, then we'll cover costs incurred in the issuance of an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Germany's Official Currency?
The currency in Germany is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Cents are available in 1, 2, 5, 10, 20, and 50 coins.
As of 3rd July 2024, the currency exchange rates of the Euro are as follows:
As of May 2024, the euro is the official currency of 20 European countries. These countries collectively form what is known as the eurozone: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Portugal, Slovakia, Slovenia, Spain.
Note: You cannot use any currencies other than Euro anywhere in Germany.
What is Germany Famous For?
Germany is the home of the renowned ‘Oktoberfest.’ Most tourists come to visit the various festivals. Germany is famous for its rich historical and cultural heritage. The friendly locals are also very welcoming toward international guests, encouraging them to mix freely with them and learn about their culture.
When is the Best Time to Visit Germany?
May to September is the best time to visit Germany when the weather remains the most pleasant, with temperatures ranging between 20 degrees and 25 degrees Celsius. With plenty of sun and no snowfall, travelers can visit most of the destinations without any hassle.
Safety Tips When Travelling to Germany
Germany is one of the safest European destinations, experiencing a very low crime rate. Still, adopting the following measures is helpful:
- Keep your hotel room locked and place any valuable items inside the safety deposit box at the property.
- Try to avoid train stations at night as you may fall victim to harassment from some locals.
- Travel with a local guide who can bridge the communication gap between you and the locals.
- Germany is usually a safe and happening country, always ready to welcome tourists. However, it is essential to know about the scams in Germany to avoid wasting money or losing any belongings.