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All packed up and ready for Germany?
If you have handled all your hotel and flight bookings for the trip, it may be time to consider purchasing travel insurance for Germany from India.
Do you need an insurance plan for such a quick trip, though?
The answer to that question is a resounding yes. Regardless of the length of the trip, travel insurance for Germany is essential for tourists. A thousand different things could go wrong during such a trip, which you may not have planned for in advance. With travel cover, you can limit financial liability from such unforeseen events.
Moreover, German travelers from India also encounter a language barrier, which might make seeking assistance even more difficult in emergencies. If you have an insurance policy in place, things become much simpler.
Yes, travel insurance is mandatory for Indians. However, regardless of whether it is mandated or not, you should never travel internationally without the right insurance policy in place. If you face medical or other forms of emergencies during the trip, these plans will limit financial liability.
A $50,000 Germany travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
A German visa for Indians is an official permit allowing people (residing outside Germany) to enter Germany. With the Visa, non-Germans can stay and visit Germany for a specified period. It also enables foreigners to pass through Germany's international transit zones while traveling to other countries.
The German Embassy offers the Schengen Visa for Indians as a tourist visa to every Indian citizen who wishes to visit Germany for a short stay. However, they do not issue separate Germany visa to foreigners for short-time visits. Nevertheless, a long-term national visa in Germany is issued if foreigners wish to stay more than three months (90 days).
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
After you buy our international travel insurance for Germany, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Select the plan, sum insured, and click ‘Continue.’
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
The currency in Germany is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Cents are available in 1, 2, 5, 10, 20, and 50 coins.
As of 3rd July 2024, the currency exchange rates of the Euro are as follows:
As of May 2024, the euro is the official currency of 20 European countries. These countries collectively form what is known as the eurozone: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Portugal, Slovakia, Slovenia, Spain.
Note: You cannot use any currencies other than Euro anywhere in Germany.
Germany is the home of the renowned ‘Oktoberfest.’ Most tourists come to visit the various festivals. Germany is famous for its rich historical and cultural heritage. The friendly locals are also very welcoming toward international guests, encouraging them to mix freely with them and learn about their culture.
May to September is the best time to visit Germany when the weather remains the most pleasant, with temperatures ranging between 20 degrees and 25 degrees Celsius. With plenty of sun and no snowfall, travelers can visit most of the destinations without any hassle.
Germany is one of the safest European destinations, experiencing a very low crime rate. Still, adopting the following measures is helpful:
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