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Buy Travel Insurance for Germany from India Online
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What’s great about International Travel Insurance for Germany by Digit?
Germany Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Germany, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why Choose Digit for your Germany Travel Insurance from India?
Digit is one of the most reputed travel insurance providers in India. Buying a policy from them ensures sufficient financial cover from sudden and unplanned expenses while on the trip.
Listed below are some of the reasons why Digit is the perfect choice to cover your travel to Germany:
- Coverage for Adventure Sports-related Mishaps - Digit is one of the insurance providers in India that offers complete coverage for injuries sustained while participating in a single-day adventure sports on your trip. Hiking, mountain-biking and trekking are some of the favourite adventure sports that tourists engage in when visiting Germany. If you happen to injure yourself while participating in these thrilling activities, Digit takes the financial liability for all your medical assistance.
- Trip Cancellation Coverage - Have you ever wondered what happens to all your bookings and reservations in case you suddenly need to cancel or postpone a trip to Germany? Under normal circumstances, you will need to bear the cancellation charges, along with any other charges, for flight, travel and hotel bookings. Digit’s Germany travel insurance from India will help you reclaim such losses in the event of trip cancellations. Such a facility reduces your stress, ensuring you can cancel travel plans to deal with emergency situations at home, such as a death in the family.
- Luggage Missing in Transit? No Need to Worry - During your travel from India to Germany, your baggage passes several hands, especially at the airport. Often, due to mix-ups in transit, you may reach the destination a long time before your luggage does. How do you survive in a completely new country without access to your essential travel items? Well, you cannot. In such a case, the only option is to buy the necessary products all over again. With Digit’s protection, you can replace these items without spending a single penny from your own pockets.
- No Liability for Damage to a Third-party - Germany offers some of the wildest cycling trails in the world. Therefore, as a tourist, you may rent a bike and set out on a wonderful journey. What happens if you meet with an accident that damages the cycle beyond repair? Without an insurance plan, you pay for the damage, increasing your liability. However, with Digit’s insurance policies, you can avoid such liability. The insurance provider will cover the liabilities, preventing unexpected losses.
- Nominal Premiums Ensure Affordability - You must be wondering how much such comprehensive coverage costs. Well, you would think it would be in the thousands, right? If you choose Digit, it will cost you much less. For an adult, Digit’s Germany Travel Insurance policies start at just Rs. 177 (18% GST extra) per day of stay. The sum insured for the plan is $50,000, which should easily suffice for all your emergency requirements.
- Impeccable 24x7 Customer Care Services - Digit has become a reliable name in the travel insurance sector in India, primarily due to its quality of service. As a policyholder, you can reach a representative from Digit’s team 24x7. Just place a call at +91-730347000 from anywhere around the globe.
- Reclaim the Cost of Reissuing your Passport - Passports are important documentation, especially when you are travelling abroad. At such a time, you cannot afford to lose it. However, due to unforeseen circumstances, if you face theft or loss of passport while in Germany, Digit can help you acquire the funds necessary for getting an interim passport.
With such benefits and more, the Digit international travel insurance policy provides comprehensive coverage for your travels to Germany.
Know more about Germany Before your Trip Begins
Germany is a country like no other. The rich historical and cultural heritage of Germany is unique and helps draw tourists from all around the globe. Home of the renowned Oktoberfest, a majority of the country’s tourists, include individuals who want to visit the various festivals. The friendly locals are also very welcoming toward international guests, encouraging you to mix freely with them and learn about their culture.
Best Time to Visit Germany
- May to September – This is the time of the year when Germany’s weather remains the most pleasant, with temperatures ranging between 20 degrees and 25 degrees Celsius. With plenty of sun and no instances of snowfall, travellers can visit most of the destinations without any hassle.
Top 5 Places to Visit in Germany
While it is difficult to pick out five places out of the numerous spots to visit in Germany, we have our top picks right here:
- Rugen Island - Beaches, luxurious resorts, romantic escapades and even a national park, Rugen Island has it all. Jasmund National Park is famous for its cliffs, some of which can rise up to more than 500 feet. You can also head to a lighthouse situated here.
- Cologne - Cologne will let you glimpse a typical city life in Germany, with vibrant locations and truly engaging nightlife. Further, interested travellers can also check out the cultural and art scene, prevalent in Germany.
- Berlin - Germany’s capital city is mostly associated with World War II history and memorabilia. However, post the fall of the Berlin wall, tourists are also drawn to landmarks, such as the Reichstag and Brandenburg Gate. If you want to experience Germany’s culture to the fullest, visiting Berlin is vital.
- Neuschwanstein - If you want a change from the urban lifestyle in Germany, Neuschwanstein Castle is the best destination. Known as one of the most photographed buildings in the country, this castle is situated along the Bavarian Alps. Interesting fact: Neuschwanstein Castle served as the influence for Sleeping Beauty’s Castle in the Walt Disney production.
- Munich - If you intend to experience Oktoberfest, Munich is the place to go. One of the most culturally relevant cities in the world, Munich houses several theatres and operas. Don’t miss the various delicacies that eateries serve here. You won’t find better, authentic German food anywhere else.
That’s it! These are the five most attractive places that you must visit on your trip to Germany. Nevertheless, there are countless other destinations you should visit and activities that you should partake in, while in Germany.
Safety Measures for Tourists to Germany
Germany is one of the safest European destinations, experiencing a very low crime rate. Still, adopting the following measures is helpful:
- Keep your hotel room locked and place any valuable items inside the safety deposit box at the property.
- Try to avoid train stations at night as you may fall victim to harassment from some locals.
- Travel with a local guide who can bridge the communication gap between you and the locals.
Germany Visa for Indians
- Visa Type – Schengen Visa for Indian passport holders
- Duration – Up to 90 days from the date of arrival
- Cost of Visa - €80 (Approx. Rs. 6,300) per person.
Disclaimer: Forex rates are subject to change without any notice.
Know more about:
Indian Embassy in Germany
Before visiting Germany, you should note down the information of the Indian embassy in the country. Doing so will help you seek swift assistance in case of emergencies:
- Address - Embassy of India, Tiergartenstraße 17, 10785 Berlin, Germany
- Phone number - +49-30-257950
The embassy remains open between 9 AM and 5.30 PM on all weekdays, except holidays.
FAQs about Germany Travel Insurance from India
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Disclaimer -
Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.
The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.
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