General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for Switzerland from India Online, Starting ₹515
Located in central Europe, this small mountainous country offers nothing less than a jaw-dropping experience. Visiting Switzerland includes 13 UNESCO World Heritage Sites, sparkling glaciers, and medieval villages.
You can travel through the country and witness nature at its finest. The cities of Zürich and Geneva are among the most populous in Switzerland. Zürich is home to plenty of museums and a vibrant culture. Geneva is known as a global financial center for diplomacy, offering to explode business opportunities because of the presence of numerous international organizations.
Switzerland is a beautiful destination for a getaway to ease your mind and find peace. Before flying to Switzerland from India, you should secure yourself with travel insurance to enjoy a safe trip.
Digit's International Travel Insurance for Switzerland covers and benefits you in unpredictable situations such as flight delays, passport loss, baggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Table of Contents
Is Travel Insurance Mandatory for Switzerland?
Yes, travel insurance is mandatory when travelling from India to Switzerland. Being a part of the Schengen countries, Switzerland has mandated travel insurance with adequate health coverage.
Your travel insurance must cover medical treatment and evacuation for at least €30,000 and must be valid throughout the entire Schengen Zone and the duration of your trip.
You can apply for a Schengen Visa for Indians to visit all 26 countries in the zone.
What is the Cost of Travel Insurance for Switzerland from India?
A $50,000 Switzerland travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Switzerland Visa for Indian Passport Holders
If there’s just that one place on everyone’s places to go in my lifetime list, it would probably be Switzerland. Barring Bollywood’s obsession with shooting romantic songs across the green pastures of Switzerland, it is the perfect destination for everyone else, too, from young couples and honeymooners to a group of friends or your entire family.
Switzerland has much to offer, from breathtaking mountains to its fairy-tale-like green meadows and even some gorgeous hiking trails, including the best chocolates ever!
Before you start mapping out your itinerary and counting down your vacation days, ensure you’ve got your Switzerland visa and essential documents, such as your travel insurance policy, in place.
What’s Great About International Travel Insurance for Switzerland by Digit?
Switzerland Travel Insurance Plan That Fits You
Double Secure
This plan offers coverage for the most common mishaps that can be encountered on an international trip.
Double Secure Plus
This plan not only covers you for the most common mishaps on your trip but also comes with an extra layer of protection that keeps you protected from each hiccup, so your trip goes just how it should!
Double Secure
Double Secure Plus
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Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Switzerland covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between the scheduled arrival of an incoming flight and the scheduled departure of a connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Switzerland with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why Choose Digit for Switzerland Travel Insurance from India?
- Trip Cancellation - If your trip gets cancelled before your insurance period starts, we'll reimburse you for the money spent on non-refundable expenses for the peril mentioned in the policy. Even if you lose your passport due to burglary and theft or the government advises against travel, you will be covered.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city. This includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in issuing the emergency certificate or duplicate passport so that you can return to enjoying your trip.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment, you are hospitalised and low on cash, you can use the daily allowances provided by Digit, the maximum number of nights as specified in the policy schedule.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Switzerland’s Official Currency?
The official currency of Switzerland is the Swiss franc (CHF). Each franc is divided into 100 rappen.
Swiss banknotes in denominations of 10, 20, 50, 100, 200, and 1000 are available, as are 1, 2, and 5 franc coins. Rappen comes in coins of 5, 10, 20, and 50.
As of 1st August 2024, the currency exchange rates of the Swiss franc (CHF) are as follows:
Note: The Swiss Franc (CHF) is the official currency accepted everywhere in Switzerland. However, the Euro is often accepted everywhere, especially in shops, hotels, rail stations, and gas stations.
Compare Switzerland Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Switzerland, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each .Terms of claims.
- A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Switzerland Famous For?
Switzerland is known as an ideal destination for honeymoon couples. However, this European country is adored by all across the world. Switzerland tempts travel enthusiasts from every corner of the globe with its ice-capped mountains, lush green floras, delicious chocolate and cheese, and classy watches.In addition, Switzerland is famous for its Swiss culture, living standards, cuisines, festivals, etc., and attracts most travelers' attention. If you are looking for an exotic escape to the land of the scenic Alps, plan a trip to Switzerland.
When is the Best Time to Visit Switzerland?
The best time to visit Switzerland is from June to August to explore its picturesque views. However, considering its pleasant temperature and pristine nature, it is also the most crowded season. Autumn (September and October) offers astonishing landscapes and a mild, cool temperature, making it the most suitable time to hike in the Swiss Alps.
Safety Tips When Travelling to Switzerland
Travelling in an unknown country can be hazardous if you are unaware of the safety protocols. Here are some of the necessary measures you must follow to enjoy a safe and secure journey:
- Always keep your belongings and valuables in safe places to avoid pickpocketing or robbery.
- Keep your passport and photocopies of other documents handy while travelling.
- Switzerland is prone to heavy rainfall most of the year. Hence, always stay updated with the weather forecasts before stepping out of the hotel.
- Abide by law and order to stay protected from legal penalties and punishments.
- Always follow the marked path while hiking, and don't get alienated from the group.
- Keep the contact details of the Indian Embassy and reach out to them during severe issues.
- Be aware of cybercrime, credit card and ATM fraud and always inspect the hotel's security system before checking in.
- Despite being a peace-loving and safe country for foreigners; however, some people may experience scams in Switzerland.
- Don't forget to opt for travel insurance to stay protected from unexpected financial burdens.
International travel insurance covers you in case of financial outflow due to thefts or losses of your personal belongings, flight delays and cancellations, passport loss, medical emergencies, etc.
List of Indian Consulates and Embassy in Switzerland
List of Airports in Switzerland
The following is the list of international and domestic airports in Switzerland: