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Buy Travel Insurance for Sri Lanka from India Online
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What’s great about International Travel Insurance for Sri Lanka by Digit?
Sri Lanka Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Sri Lanka, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why should you Choose Digit as Your Insurance Provider for Sri Lanka?
Now that you know of the importance of travel insurance policies for a secure vacation, you must be wondering which company to purchase the said coverage from.
The answer is simple – Digit is one of the foremost travel insurance providers, bestowing several benefits to the policyholder. Let’s take a look at the advantages of choosing a policy from Digit:
- Unmatched Standard of Customer Service - Digit, unlike many other insurers, focuses on ensuring the best quality of customer care. Travellers can reach out to company representatives at any time, regardless of whether it is the middle of the night or any other time. 24x7 availability means just that! Just place a call on +91-730347000 and Digit’s customer service team member will get back to you within 10 minutes.
- Medical Assistance for Adventure Activity-related Injuries - If you happen to injure yourself while rock climbing or partaking in any such adventure sports in Sri Lanka, you can claim your Digit travel insurance. With the claim money under the adventure sports cover, you can seek quality healthcare for the injury in question incurred due to single-day adventure sports.
- Affordable Plans - When you are travelling to a foreign location, you already need to deal with a range of expenses. At such a time, funding a costly travel insurance policy would be difficult. Fortunately, Digit understands this plight, allowing you to avail plans at nominal rates. For instance, Digit travel insurance for Sri Lanka from India starts from just Rs. 175 (excl. 18% GST) per day for one adult. The sum insured for such a policy is $50,000.
- Passport/Visa Loss Cover - Suppose you are travelling with your passport inside your pocket. During the day, it falls off without you noticing. What would you do under such a circumstance? Well, the only thing that you can do is consult the Indian Embassy in Sri Lanka for an interim passport. Doing so involves certain expenses, which can be substantial. Digit’s policy also offers a safeguard for such events. You can claim the cost for reissuance of the lost passport, thereby guaranteeing that you don’t have to bear the associated cost out of your own pocket.
- Personal Liability - In some cases, you may unintentionally end up destroying a third-party property due to an accident during a road trip in Sri Lanka. With the lack of insurance, you are liable to pay for the damage caused. However, with Digit’s policy in place, you can claim the damage amount, shifting the entire liability on to your insurer.
- Luggage Mix-up is Easy to Deal with - Sri Lanka travel insurance can help you out when there is a delay or a mix-up with your luggage in transit. Digit allows you to claim a certain sum from the policy to buy the essential items in your luggage if you are experiencing a delay while receiving the luggage.
Such a thing is common, especially in international travels, when the airport may mix-up your bags with someone else’s.
Know more about Sri Lanka before your Trip
Sri Lanka, known as the ‘Pearl of the Indian Ocean’, comprises of a tiny island. However, it holds so much beauty and heritage that tourists can spend a considerable period of time appreciating its splendour.
Besides the glorious beaches and the diverse wildlife, visitors can also dig into the delicious cuisine on offer. Whether you are vegetarian or a full-fledged carnivore, Sri Lanka’s cuisine will leave you wanting for more.
Best Time to Visit Sri Lanka
- October to March – The temperatures of the country remains constant between 27 degrees and 30 degrees Celsius throughout the year. However, what makes this period the best time to travel to Sri Lanka are the dry conditions.
- April to July – During this time, a major part of the country receives heavy rainfall. The monsoon intensifies in the month of May and June, which can significantly interfere with your travel plans if you do decide to visit at this time.
Top 5 Places to Visit in Sri Lanka
- Nuwara Eliya - Known as the World’s End, Nuwara Eliya is a spectacular sight that you should not miss. Apart from the view itself, keep your eyes peeled for exotic wildlife, including deer and leopards. Ensure you visit before 10 AM, as it may get too cloudy for you to get a nice view after that.
- Yala National Park - If you intend to enjoy the wildlife of Sri Lanka, another place that you must visit is the Yala National Park. While you may have been to several zoos in your lifetime, witnessing the spectacle of these animals in their natural habitat is a unique experience altogether. You may witness elephants, Sri Lankan sloth bears, leopards and many other creatures during your visit here.
- Anuradhapura - This is one of the most popular heritage sites in Sri Lanka. Tourists from around the globe visit to take a look at the Bodhi Tree growing here. A cutting from the original tree of enlightenment was transferred to this place by Sanghamitta.
- Dambulla Cave Temple - An official World Heritage Site, according to UNESCO, Dambulla Cave is also known as the Golden Rock Temple. Apart from the structure of the place, you can also appreciate the various paintings and sculptures. Some of these depict the first sermon by Buddha.
- Colombo and its Casinos - If you are truly looking for a fun and exciting nightlife in Sri Lanka, visit one of the many casinos in the capital city of Colombo. Whether it is the MGM Colombo or Bally’s Bellagio, each casino will keep you entertained. These places remain open throughout the night, ensuring that you can play and drink as much as you like.
Sri Lanka Visa Requirements for Indians
- Visa Type – Visa-Free for Indian Passport holders.
- Cost of Visa - Free of cost
- Know more about Sri Lanka Visa for Indian Citizens
Safety Measures for Sri Lanka Tourists
- Pickpocketing – This is an almost constant threat that is prevalent in most Asian countries. Try not to carry too much loose cash with you on your outings. Be mindful of items inside your pockets or bags at all times.
- Scam – Sri Lanka is notorious for the various types of scams that tourists often face. Be wary of who you trust while touring the nation. Otherwise, you may fall prey to a host of unfavourable deals.
Indian Embassy in Sri Lanka
Note down the address and contact details of the Indian Embassy in Sri Lanka in case you need it during the trip.
- Address: High Commission of India, 36-38, Galle Road, Colombo 03
- Telephone Number: 0094-11-2421605, 2422788, 2422789, 2327587
FAQs about Travel Insurance for Sri Lanka from India
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Disclaimer -
Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.
The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.
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