Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Sri Lanka from India Online, Starting ₹395

Have you traveled all across South India and loved its culture?
Well, then, you would probably adore the feel of Sri Lanka. One of India’s closest neighbours, this country holds unparalleled beauty that you must see to believe, and it now offers visa-free travel for Indians.
But hold on!
What about insurance for the trip? Stepping out of the country is risky, but doing so without proper safety measures is outright dangerous.
Sri Lanka travel insurance can significantly reduce your financial burden in the event of emergencies on the trip. Whether it is a sudden medical need or you end up losing your baggage in transit, your insurer will bear the cost for all such unplanned instances. Being able to claim such help, especially when you are in a foreign land, can be a lifesaver.
Table of Contents
Is Travel Insurance Mandatory for Sri Lanka?
No, Sri Lanka does not mandate travel insurance for individuals travelling from India. Nonetheless, it is a wise move to opt for such policy coverage on your travels to the island nation. As a traveller, you may face several serious issues, leading to increased financial liability during the trip.
Travel insurance for Sri Lanka from India can effectively limit such unplanned expenses, securing your travel.
What is the Cost of Travel Insurance for Sri Lanka from India?
A $50,000 Sri Lanka Travel insurance plan from India for 4 days - 1 adult starts from ₹395 (excluding GST).
Sri Lanka Visa for Indian Passport Holders
Sri Lanka visas for Indians facilitate an individual's legal entry into the country and regulate the period of their stay and the conditions governing such stay.
There are the following kinds of visa permits:
- Visit Visa - A visit visa is an entry permit signifying the Sri Lankan Government's consent for the admission of a foreign national to the country. The visa contains details of the period of time and the condition of the stay.
- Tourist Visa - A tourist visa is issued to bona fide tourists who want to enter Sri Lanka for sightseeing or holidaying, visit friends and relatives, get medical treatments, art, music, dance events, or sports events for a short period.
- Business Purpose Visa - A business purpose visa is issued to foreign nationals who visit Sri Lanka for a short period for business purposes.
- Residence Visa - A non-Sri Lankan can obtain residence facilities for particular purposes.
- Transit Visa - A transit visa is an entry permit granted to a foreign national for admission into Sri Lanka for a short incidental period during his journey to another destination.
What’s Great About International Travel Insurance for Sri Lanka by Digit?
Sri Lanka Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
×
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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×
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
×
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Sri Lanka with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Sri Lanka Travel Insurance from India?
- Medical Assistance for Adventure Activity - If you injure yourself while rock climbing or participating in any such adventure sports in Sri Lanka, you can claim your Digit travel insurance.
- Affordable Plans - Travelling to a foreign location involves a range of expenses. Digit travel insurance for Sri Lanka from India starts from just ₹395 (excl. 18% GST) per day for one adult. The sum insured for such a policy is $50,000.
- Passport/Visa Loss Cover - Suppose you travel with your passport in your pocket. During the day, it falls off without you noticing. Digit’s policy also offers a safeguard for such events. You can claim the cost for issuance of the lost passport, guaranteeing that you don’t have to bear the associated cost out of your own pocket.
- Personal Liability - In some cases, you may unintentionally destroy a third-party property due to an accident during a road trip in Sri Lanka. Digit’s policy will help you claim the damage amount, shifting the entire liability onto your insurer.
- Luggage Mix-up is Easy to Deal with - Sri Lanka travel insurance can help you out when there is a delay or a mix-up with your luggage in transit. Digit allows you to claim a certain sum from the policy to buy the essential items in your luggage if you are experiencing a delay while receiving the luggage.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Sri Lanka’s Official Currency?
The Sri Lankan Rupee (LKR) is the official currency of Sri Lanka. Its currency symbol is ₨. The Rs is divisible into 100 cents.
Sri Lankan currency in circulation includes 1, 2, 5, 10, 25, and 50-cent coins and one, two, five, and 10 rupee coins.
Banknotes are available in denominations of 20, 50, 100, 200, 500, 1,000, 2,000, and 5,000 rupees.
As of 4th July 2024, the currency exchange rates of LKR are as follows:
Note: The Indian rupee (INR) is accepted in Sri Lanka as a designated foreign currency but is not a legal tender for domestic payments. US Dollars (USD), Euros (EUR), British Pounds (GBP), and Australian Dollars (AUD) are also accepted, especially in hotels, travel agencies, and some larger businesses.
What is Sri Lanka Famous For?
Sri Lanka, known as the ‘Pearl of the Indian Ocean,’ is a tiny island. However, it is so beautiful and rich in heritage that tourists can spend a considerable period of time appreciating its splendor.
Besides the beaches in Sri Lanka and its diverse wildlife, visitors can also dig into the delicious cuisine on offer. Whether you are a vegetarian or a full-fledged carnivore, Sri Lanka’s cuisine will leave you wanting for more.
When is the Best Time to Visit Sri Lanka?
- October to March - The temperatures of the country remains constant between 27 degrees and 30 degrees Celsius throughout the year. However, what makes this period the best time to visit Sri Lanka are the dry conditions.
- April to July - During this time, a major part of the country receives heavy rainfall. The monsoon intensifies in the month of May and June, which can significantly interfere with your travel plans if you do decide to visit at this time.
Safety Tips When Travelling to Sri Lanka
- Pickpocketing - This is an almost constant threat that is prevalent in most Asian countries. Try not to carry too much loose cash with you on your outings. Be mindful of items inside your pockets or bags at all times.
- Scam - Tourists often encounter scams in Sri Lanka. Be wary of who you trust while touring the nation. Otherwise, you may fall prey to a host of unfavorable deals.
List of Indian Consulates and High Commission in Sri Lanka
List of Airports in Sri Lanka
Following is the list of international and domestic airports in Sri Lanka.